Crop-loss band · North Carolina
Perquimans County, North Carolina — crop-loss band
- 2.12Low end of the filed band
- 2.91Middle of the filed band
- 3.63High end of the filed band
- 2020Worst year filed (5.20)
- 10Years filed
Every year the Risk Management Agency has filed for Perquimans County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.12 at the low end to 3.63 at the high end, with 2.91 in the middle. The worst year filed is 2020, at 5.20. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $398,477 | $968,334 | $4,605,447 | 136 | 136 | 2.43 |
| 2016 | $648,725 | $2,095,483 | $7,065,933 | 227 | 227 | 3.23 |
| 2017 | $238,104 | $504,045 | $3,704,176 | 83 | 83 | 2.12 |
| 2018 | $339,535 | $988,964 | $5,399,530 | 143 | 143 | 2.91 |
| 2019 | $344,905 | $1,251,670 | $3,609,289 | 115 | 115 | 3.63 |
| 2020 | $854,769 | $4,447,020 | $10,771,176 | 256 | 256 | 5.20 |
| 2021 | $470,328 | $1,446,866 | $5,472,358 | 154 | 154 | 3.08 |
| 2022 | $530,723 | $1,201,860 | $7,353,413 | 135 | 135 | 2.26 |
| 2023 | $784,533 | $1,974,741 | $8,888,161 | 205 | 205 | 2.52 |
| 2024 | $521,071 | $1,607,269 | $6,596,459 | 182 | 182 | 3.08 |
Commodities insured in Perquimans County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.84Low end of the filed band
- 2.41Middle of the filed band
- 3.51High end of the filed band
- 2023Worst year filed (4.29)
- 10Years filed
- $2,043,791Premium filed
- $5,225,601Indemnity paid
- $31,777,249Liability insured
- 91,130Quantity planted
- 67,887Quantity lost
- 733Policies
- 733Policies with a loss
- 2.56Loss ratio, whole span
Causes that carried the indemnity in Perquimans County
- Drought $2,470,111 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $2,241,953 indemnity · 10 years
- Hurricane/Tropical Depression $248,192 indemnity · 6 years
- Decline in Price $110,455 indemnity · 7 years
- All Other Causes $102,912 indemnity · 5 years
- Heat $23,102 indemnity · 5 years
Cotton 10 years filed
- 0.21Low end of the filed band
- 3.02Middle of the filed band
- 9.24High end of the filed band
- 2021Worst year filed (11.76)
- 10Years filed
- $1,076,665Premium filed
- $5,159,294Indemnity paid
- $12,279,212Liability insured
- 20,651Quantity planted
- 24,205Quantity lost
- 248Policies
- 248Policies with a loss
- 4.79Loss ratio, whole span
Causes that carried the indemnity in Perquimans County
- Excess Moisture/Precipitation/Rain $3,372,380 indemnity · 8 years
- Drought $645,427 indemnity · 6 years
- Hurricane/Tropical Depression $514,017 indemnity · 4 years
- ARPI/SCO/STAX Crops Only $311,824 indemnity · 4 years
- All Other Causes $107,244 indemnity · 2 years
- Cold Wet Weather $94,008 indemnity · 1 years
Wheat 10 years filed
- 0.58Low end of the filed band
- 2.41Middle of the filed band
- 3.94High end of the filed band
- 2021Worst year filed (4.58)
- 10Years filed
- $1,026,821Premium filed
- $3,246,925Indemnity paid
- $5,482,987Liability insured
- 30,111Quantity planted
- 30,200Quantity lost
- 349Policies
- 349Policies with a loss
- 3.16Loss ratio, whole span
Causes that carried the indemnity in Perquimans County
- Excess Moisture/Precipitation/Rain $2,780,630 indemnity · 8 years
- Cold Wet Weather $278,514 indemnity · 8 years
- Frost $78,398 indemnity · 4 years
- Decline in Price $64,544 indemnity · 5 years
- Drought $20,078 indemnity · 3 years
- Freeze $11,782 indemnity · 3 years
Corn 10 years filed
- 1.60Low end of the filed band
- 2.57Middle of the filed band
- 5.37High end of the filed band
- 2019Worst year filed (9.26)
- 10Years filed
- $983,893Premium filed
- $2,854,432Indemnity paid
- $13,926,494Liability insured
- 27,430Quantity planted
- 24,780Quantity lost
- 306Policies
- 306Policies with a loss
- 2.90Loss ratio, whole span
Causes that carried the indemnity in Perquimans County
- Excess Moisture/Precipitation/Rain $1,131,033 indemnity · 10 years
- Drought $984,003 indemnity · 8 years
- Hurricane/Tropical Depression $308,584 indemnity · 4 years
- Heat $264,339 indemnity · 9 years
- Decline in Price $94,426 indemnity · 9 years
- XX $46,545 indemnity · 5 years
Every county-crop the agency files in North Carolina → Buy the Perquimans County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.