Crop-loss band · North Carolina
Stokes County, North Carolina — crop-loss band
- 2.19Low end of the filed band
- 3.38Middle of the filed band
- 6.51High end of the filed band
- 2015Worst year filed (8.73)
- 10Years filed
Every year the Risk Management Agency has filed for Stokes County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.19 at the low end to 6.51 at the high end, with 3.38 in the middle. The worst year filed is 2015, at 8.73. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $263,068 | $2,296,381 | $3,202,222 | 82 | 82 | 8.73 |
| 2016 | $276,943 | $1,802,575 | $2,787,009 | 99 | 98 | 6.51 |
| 2017 | $272,176 | $1,400,053 | $2,140,448 | 67 | 67 | 5.14 |
| 2018 | $216,957 | $1,101,795 | $1,582,928 | 65 | 65 | 5.08 |
| 2019 | $281,812 | $963,724 | $1,614,563 | 90 | 84 | 3.42 |
| 2020 | $246,508 | $832,389 | $1,326,177 | 84 | 84 | 3.38 |
| 2021 | $251,050 | $628,242 | $1,129,326 | 61 | 61 | 2.50 |
| 2022 | $250,178 | $592,081 | $997,825 | 73 | 73 | 2.37 |
| 2023 | $310,391 | $678,284 | $1,203,656 | 53 | 53 | 2.19 |
| 2024 | $537,598 | $1,571,737 | $2,300,974 | 122 | 122 | 2.92 |
Commodities insured in Stokes County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 2.13Low end of the filed band
- 3.35Middle of the filed band
- 7.16High end of the filed band
- 2015Worst year filed (9.46)
- 10Years filed
- $2,538,731Premium filed
- $10,825,384Indemnity paid
- $16,637,238Liability insured
- 6,560Quantity planted
- 6,579Quantity lost
- 462Policies
- 462Policies with a loss
- 4.26Loss ratio, whole span
Causes that carried the indemnity in Stokes County
- Drought $5,492,564 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,649,664 indemnity · 10 years
- Hurricane/Tropical Depression $704,069 indemnity · 4 years
- Heat $628,697 indemnity · 8 years
- Plant Disease $560,818 indemnity · 8 years
- Wind/Excess Wind $468,850 indemnity · 5 years
Soybeans 10 years filed
- 1.88Low end of the filed band
- 2.51Middle of the filed band
- 3.51High end of the filed band
- 2024Worst year filed (3.68)
- 10Years filed
- $367,950Premium filed
- $1,041,877Indemnity paid
- $1,647,890Liability insured
- 9,157Quantity planted
- 9,435Quantity lost
- 334Policies
- 327Policies with a loss
- 2.83Loss ratio, whole span
Causes that carried the indemnity in Stokes County
- Drought $568,992 indemnity · 9 years
- Wildlife $204,762 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $157,065 indemnity · 8 years
- Heat $40,306 indemnity · 5 years
- Decline in Price $34,048 indemnity · 5 years
- Hurricane $14,927 indemnity · 1 years
Every county-crop the agency files in North Carolina → Buy the Stokes County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.