Crop-loss band · North Carolina
Surry County, North Carolina — crop-loss band
- 2.41Low end of the filed band
- 3.94Middle of the filed band
- 5.50High end of the filed band
- 2015Worst year filed (5.72)
- 10Years filed
Every year the Risk Management Agency has filed for Surry County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.41 at the low end to 5.50 at the high end, with 3.94 in the middle. The worst year filed is 2015, at 5.72. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $450,236 | $2,573,946 | $4,940,140 | 174 | 174 | 5.72 |
| 2016 | $272,826 | $1,144,104 | $2,704,669 | 82 | 82 | 4.19 |
| 2017 | $285,581 | $1,124,363 | $2,573,206 | 95 | 95 | 3.94 |
| 2018 | $369,936 | $1,902,893 | $3,943,229 | 103 | 100 | 5.14 |
| 2019 | $392,384 | $2,158,612 | $3,736,518 | 118 | 118 | 5.50 |
| 2020 | $232,129 | $881,800 | $2,049,729 | 81 | 81 | 3.80 |
| 2021 | $194,401 | $579,665 | $1,515,221 | 40 | 40 | 2.98 |
| 2022 | $544,252 | $2,115,533 | $3,965,839 | 92 | 92 | 3.89 |
| 2023 | $375,204 | $905,920 | $2,752,285 | 56 | 56 | 2.41 |
| 2024 | $955,671 | $4,774,945 | $8,257,359 | 191 | 191 | 5.00 |
Commodities insured in Surry County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 2.51Low end of the filed band
- 4.43Middle of the filed band
- 6.15High end of the filed band
- 2015Worst year filed (6.99)
- 10Years filed
- $2,836,592Premium filed
- $13,824,536Indemnity paid
- $25,055,982Liability insured
- 7,128Quantity planted
- 7,115Quantity lost
- 393Policies
- 393Policies with a loss
- 4.87Loss ratio, whole span
Causes that carried the indemnity in Surry County
- Drought $3,276,166 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $2,454,247 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $2,091,025 indemnity · 9 years
- Hurricane/Tropical Depression $1,247,874 indemnity · 3 years
- Heat $1,015,955 indemnity · 8 years
- Plant Disease $953,575 indemnity · 7 years
Corn 10 years filed
- 1.84Low end of the filed band
- 3.03Middle of the filed band
- 4.37High end of the filed band
- 2024Worst year filed (5.49)
- 10Years filed
- $627,211Premium filed
- $2,566,866Indemnity paid
- $6,952,979Liability insured
- 13,766Quantity planted
- 13,473Quantity lost
- 249Policies
- 249Policies with a loss
- 4.09Loss ratio, whole span
Causes that carried the indemnity in Surry County
- Heat $998,151 indemnity · 8 years
- Drought $830,275 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $252,465 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $104,829 indemnity · 1 years
- Hurricane/Tropical Depression $99,015 indemnity · 3 years
- Tropical Storm $84,783 indemnity · 1 years
Soybeans 10 years filed
- 2.22Low end of the filed band
- 2.58Middle of the filed band
- 3.13High end of the filed band
- 2024Worst year filed (3.71)
- 10Years filed
- $608,817Premium filed
- $1,770,379Indemnity paid
- $4,429,234Liability insured
- 14,588Quantity planted
- 14,769Quantity lost
- 390Policies
- 387Policies with a loss
- 2.91Loss ratio, whole span
Causes that carried the indemnity in Surry County
- Drought $624,441 indemnity · 10 years
- Heat $290,733 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $246,960 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $214,637 indemnity · 1 years
- Wildlife $168,604 indemnity · 9 years
- Flood $51,303 indemnity · 4 years
Every county-crop the agency files in North Carolina → Buy the Surry County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.