Crop-loss band · North Carolina
Warren County, North Carolina — crop-loss band
- 2.40Low end of the filed band
- 3.20Middle of the filed band
- 4.34High end of the filed band
- 2015Worst year filed (5.59)
- 10Years filed
Every year the Risk Management Agency has filed for Warren County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.40 at the low end to 4.34 at the high end, with 3.20 in the middle. The worst year filed is 2015, at 5.59. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $222,180 | $1,241,731 | $1,904,039 | 91 | 91 | 5.59 |
| 2016 | $335,198 | $1,455,691 | $2,594,447 | 106 | 106 | 4.34 |
| 2017 | $211,470 | $677,654 | $1,886,170 | 63 | 63 | 3.20 |
| 2018 | $422,839 | $1,568,094 | $3,650,668 | 140 | 140 | 3.71 |
| 2019 | $625,672 | $2,350,760 | $4,514,434 | 215 | 215 | 3.76 |
| 2020 | $213,953 | $718,766 | $1,636,052 | 69 | 69 | 3.36 |
| 2021 | $187,056 | $448,887 | $1,165,545 | 61 | 61 | 2.40 |
| 2022 | $277,885 | $764,127 | $1,839,618 | 63 | 63 | 2.75 |
| 2023 | $658,382 | $1,790,517 | $3,118,331 | 101 | 101 | 2.72 |
| 2024 | $981,107 | $2,877,321 | $6,098,226 | 161 | 161 | 2.93 |
Commodities insured in Warren County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 2.67Low end of the filed band
- 4.40Middle of the filed band
- 8.34High end of the filed band
- 2015Worst year filed (11.14)
- 10Years filed
- $1,199,624Premium filed
- $6,104,629Indemnity paid
- $14,483,533Liability insured
- 3,810Quantity planted
- 3,823Quantity lost
- 215Policies
- 215Policies with a loss
- 5.09Loss ratio, whole span
Causes that carried the indemnity in Warren County
- Drought $1,878,798 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,047,318 indemnity · 8 years
- Hurricane/Tropical Depression $676,883 indemnity · 4 years
- Heat $628,767 indemnity · 7 years
- Wind/Excess Wind $601,489 indemnity · 5 years
- Plant Disease $515,370 indemnity · 6 years
Soybeans 10 years filed
- 1.35Low end of the filed band
- 2.39Middle of the filed band
- 2.90High end of the filed band
- 2019Worst year filed (2.90)
- 10Years filed
- $2,359,355Premium filed
- $5,818,904Indemnity paid
- $10,689,235Liability insured
- 39,967Quantity planted
- 40,978Quantity lost
- 605Policies
- 605Policies with a loss
- 2.47Loss ratio, whole span
Causes that carried the indemnity in Warren County
- Drought $3,814,969 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $782,744 indemnity · 10 years
- Heat $623,622 indemnity · 7 years
- XX $319,561 indemnity · 6 years
- Decline in Price $145,523 indemnity · 7 years
- Wildlife $97,361 indemnity · 8 years
Corn 9 years filed
- 2.03Low end of the filed band
- 3.37Middle of the filed band
- 5.04High end of the filed band
- 2024Worst year filed (5.04)
- 9Years filed
- $322,884Premium filed
- $1,206,913Indemnity paid
- $1,881,669Liability insured
- 6,711Quantity planted
- 6,737Quantity lost
- 144Policies
- 144Policies with a loss
- 3.74Loss ratio, whole span
Causes that carried the indemnity in Warren County
- Drought $840,099 indemnity · 8 years
- Heat $121,876 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $92,505 indemnity · 7 years
- XX $84,224 indemnity · 5 years
- Decline in Price $25,344 indemnity · 5 years
- Wind/Excess Wind $22,041 indemnity · 1 years
Wheat 7 years filed
- 0.56Low end of the filed band
- 2.74Middle of the filed band
- 4.83High end of the filed band
- 2016Worst year filed (4.83)
- 7Years filed
- $253,879Premium filed
- $763,102Indemnity paid
- $1,353,092Liability insured
- 6,842Quantity planted
- 7,054Quantity lost
- 106Policies
- 106Policies with a loss
- 3.01Loss ratio, whole span
Causes that carried the indemnity in Warren County
- Excess Moisture/Precipitation/Rain $530,962 indemnity · 5 years
- Drought $131,744 indemnity · 3 years
- Hail $30,548 indemnity · 1 years
- Freeze $24,526 indemnity · 1 years
- Wind/Excess Wind $20,365 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $14,875 indemnity · 4 years
Every county-crop the agency files in North Carolina → Buy the Warren County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.