Crop-loss band · North Carolina
Washington County, North Carolina — crop-loss band
- 1.88Low end of the filed band
- 2.75Middle of the filed band
- 3.77High end of the filed band
- 2016Worst year filed (3.98)
- 10Years filed
Every year the Risk Management Agency has filed for Washington County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.88 at the low end to 3.77 at the high end, with 2.75 in the middle. The worst year filed is 2016, at 3.98. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $952,217 | $2,751,348 | $9,226,695 | 192 | 192 | 2.89 |
| 2016 | $1,774,509 | $7,066,587 | $14,259,828 | 341 | 340 | 3.98 |
| 2017 | $910,303 | $1,752,945 | $8,251,138 | 131 | 131 | 1.93 |
| 2018 | $1,604,852 | $4,414,610 | $12,583,371 | 235 | 234 | 2.75 |
| 2019 | $1,400,042 | $3,417,442 | $9,202,508 | 251 | 251 | 2.44 |
| 2020 | $1,216,019 | $3,973,895 | $11,041,396 | 202 | 202 | 3.27 |
| 2021 | $1,147,548 | $3,427,417 | $7,609,129 | 167 | 166 | 2.99 |
| 2022 | $997,769 | $2,068,151 | $6,838,597 | 111 | 111 | 2.07 |
| 2023 | $922,605 | $1,738,289 | $9,589,177 | 150 | 150 | 1.88 |
| 2024 | $1,559,192 | $5,881,650 | $15,840,790 | 265 | 265 | 3.77 |
Commodities insured in Washington County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.95Low end of the filed band
- 3.66Middle of the filed band
- 4.90High end of the filed band
- 2018Worst year filed (5.57)
- 10Years filed
- $2,777,272Premium filed
- $10,700,694Indemnity paid
- $31,187,943Liability insured
- 63,464Quantity planted
- 55,950Quantity lost
- 578Policies
- 578Policies with a loss
- 3.85Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Drought $3,665,697 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,581,983 indemnity · 10 years
- Hurricane/Tropical Depression $2,077,982 indemnity · 7 years
- Heat $505,066 indemnity · 7 years
- Hail $314,856 indemnity · 2 years
- Decline in Price $223,295 indemnity · 8 years
Soybeans 10 years filed
- 1.40Low end of the filed band
- 2.20Middle of the filed band
- 2.88High end of the filed band
- 2024Worst year filed (3.34)
- 10Years filed
- $4,429,783Premium filed
- $10,222,736Indemnity paid
- $39,181,254Liability insured
- 110,092Quantity planted
- 92,613Quantity lost
- 846Policies
- 846Policies with a loss
- 2.31Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Excess Moisture/Precipitation/Rain $4,325,531 indemnity · 10 years
- Hurricane/Tropical Depression $3,045,024 indemnity · 8 years
- Drought $2,078,546 indemnity · 8 years
- Heat $193,634 indemnity · 4 years
- XX $172,695 indemnity · 5 years
- Decline in Price $162,858 indemnity · 6 years
Cotton 10 years filed
- 1.45Low end of the filed band
- 2.50Middle of the filed band
- 7.36High end of the filed band
- 2021Worst year filed (7.36)
- 10Years filed
- $2,170,890Premium filed
- $6,910,502Indemnity paid
- $14,806,139Liability insured
- 23,400Quantity planted
- 38,459Quantity lost
- 166Policies
- 166Policies with a loss
- 3.18Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Excess Moisture/Precipitation/Rain $2,705,167 indemnity · 8 years
- Hurricane/Tropical Depression $2,427,510 indemnity · 5 years
- ARPI/SCO/STAX Crops Only $1,397,093 indemnity · 6 years
- Hail $175,004 indemnity · 1 years
- Drought $168,910 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $23,625 indemnity · 1 years
Wheat 10 years filed
- 0.52Low end of the filed band
- 2.12Middle of the filed band
- 3.65High end of the filed band
- 2016Worst year filed (3.76)
- 10Years filed
- $2,296,128Premium filed
- $6,521,970Indemnity paid
- $10,631,220Liability insured
- 56,322Quantity planted
- 56,527Quantity lost
- 401Policies
- 400Policies with a loss
- 2.84Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Excess Moisture/Precipitation/Rain $5,212,140 indemnity · 9 years
- Cold Wet Weather $572,545 indemnity · 4 years
- Frost $420,703 indemnity · 7 years
- Drought $78,136 indemnity · 1 years
- Decline in Price $72,658 indemnity · 5 years
- Hail $62,516 indemnity · 3 years
Potatoes 10 years filed
- 1.92Low end of the filed band
- 4.83Middle of the filed band
- 5.99High end of the filed band
- 2016Worst year filed (7.65)
- 10Years filed
- $455,808Premium filed
- $1,759,384Indemnity paid
- $3,152,897Liability insured
- 1,984Quantity planted
- 1,984Quantity lost
- 32Policies
- 32Policies with a loss
- 3.86Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Excess Moisture/Precipitation/Rain $975,840 indemnity · 6 years
- Drought $558,840 indemnity · 3 years
- Frost $211,786 indemnity · 1 years
- Heat $12,918 indemnity · 2 years
All Other Crops 9 years filed
- 0.03Low end of the filed band
- 2.04Middle of the filed band
- 5.17High end of the filed band
- 2018Worst year filed (5.17)
- 9Years filed
- $355,175Premium filed
- $377,048Indemnity paid
- $5,483,176Liability insured
- 669Quantity planted
- 438Quantity lost
- 22Policies
- 20Policies with a loss
- 1.06Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Excess Moisture/Precipitation/Rain $186,970 indemnity · 5 years
- Drought $169,838 indemnity · 1 years
- Hurricane/Tropical Depression $16,132 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $4,109 indemnity · 7 years
Every county-crop the agency files in North Carolina → Buy the Washington County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.