Crop-loss band · North Carolina
Wayne County, North Carolina — crop-loss band
- 2.22Low end of the filed band
- 2.75Middle of the filed band
- 3.83High end of the filed band
- 2018Worst year filed (4.51)
- 10Years filed
Every year the Risk Management Agency has filed for Wayne County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.22 at the low end to 3.83 at the high end, with 2.75 in the middle. The worst year filed is 2018, at 4.51. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,421,052 | $8,628,986 | $19,458,520 | 506 | 505 | 3.56 |
| 2016 | $2,823,416 | $10,804,880 | $22,069,816 | 620 | 619 | 3.83 |
| 2017 | $1,844,062 | $4,227,851 | $12,869,934 | 234 | 234 | 2.29 |
| 2018 | $3,512,163 | $15,842,810 | $28,312,506 | 511 | 511 | 4.51 |
| 2019 | $2,439,004 | $7,834,393 | $16,814,343 | 445 | 445 | 3.21 |
| 2020 | $3,165,437 | $11,810,895 | $21,212,170 | 640 | 638 | 3.73 |
| 2021 | $2,626,338 | $5,969,022 | $18,230,448 | 350 | 350 | 2.27 |
| 2022 | $2,938,615 | $7,427,644 | $19,629,768 | 338 | 338 | 2.53 |
| 2023 | $1,472,801 | $3,274,781 | $10,611,264 | 193 | 193 | 2.22 |
| 2024 | $5,769,889 | $15,894,487 | $38,029,850 | 727 | 727 | 2.75 |
Commodities insured in Wayne County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 2.37Low end of the filed band
- 4.05Middle of the filed band
- 5.91High end of the filed band
- 2015Worst year filed (6.13)
- 10Years filed
- $10,935,396Premium filed
- $46,946,836Indemnity paid
- $95,170,361Liability insured
- 29,568Quantity planted
- 32,397Quantity lost
- 913Policies
- 912Policies with a loss
- 4.29Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Hurricane/Tropical Depression $13,518,854 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $12,468,082 indemnity · 10 years
- Drought $8,445,658 indemnity · 10 years
- Plant Disease $3,631,841 indemnity · 9 years
- Heat $2,775,544 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $2,246,982 indemnity · 4 years
Corn 10 years filed
- 1.46Low end of the filed band
- 2.46Middle of the filed band
- 3.62High end of the filed band
- 2020Worst year filed (4.44)
- 10Years filed
- $5,672,984Premium filed
- $16,374,081Indemnity paid
- $31,501,761Liability insured
- 72,736Quantity planted
- 86,327Quantity lost
- 1,107Policies
- 1,107Policies with a loss
- 2.89Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Drought $9,430,179 indemnity · 9 years
- Heat $2,107,708 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $1,663,710 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $1,189,692 indemnity · 9 years
- Hurricane/Tropical Depression $820,253 indemnity · 8 years
- Tropical Storm $789,079 indemnity · 1 years
Soybeans 10 years filed
- 1.12Low end of the filed band
- 1.88Middle of the filed band
- 2.73High end of the filed band
- 2020Worst year filed (3.63)
- 10Years filed
- $6,938,521Premium filed
- $15,886,454Indemnity paid
- $36,218,858Liability insured
- 133,912Quantity planted
- 152,400Quantity lost
- 1,596Policies
- 1,595Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Excess Moisture/Precipitation/Rain $4,723,351 indemnity · 10 years
- Drought $4,113,971 indemnity · 10 years
- Hurricane/Tropical Depression $2,536,143 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $2,012,532 indemnity · 3 years
- Tropical Storm $1,193,612 indemnity · 1 years
- Heat $720,343 indemnity · 9 years
Wheat 10 years filed
- 1.40Low end of the filed band
- 2.59Middle of the filed band
- 2.97High end of the filed band
- 2016Worst year filed (3.76)
- 10Years filed
- $2,020,020Premium filed
- $5,751,576Indemnity paid
- $10,280,836Liability insured
- 66,052Quantity planted
- 66,180Quantity lost
- 666Policies
- 664Policies with a loss
- 2.85Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Excess Moisture/Precipitation/Rain $4,469,591 indemnity · 9 years
- Drought $449,111 indemnity · 7 years
- Cold Wet Weather $278,654 indemnity · 5 years
- Frost $205,165 indemnity · 6 years
- Freeze $171,062 indemnity · 6 years
- Decline in Price $79,476 indemnity · 8 years
Cotton 10 years filed
- 1.13Low end of the filed band
- 2.07Middle of the filed band
- 3.50High end of the filed band
- 2016Worst year filed (3.85)
- 10Years filed
- $1,175,330Premium filed
- $2,936,044Indemnity paid
- $6,633,236Liability insured
- 10,398Quantity planted
- 17,246Quantity lost
- 154Policies
- 154Policies with a loss
- 2.50Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- ARPI/SCO/STAX Crops Only $845,127 indemnity · 4 years
- Drought $842,863 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $647,564 indemnity · 8 years
- Hurricane/Tropical Depression $221,376 indemnity · 6 years
- Tropical Storm $213,733 indemnity · 1 years
- Heat $84,725 indemnity · 3 years
Whole Farm Revenue Protection 10 years filed
- 0.31Low end of the filed band
- 1.06Middle of the filed band
- 1.61High end of the filed band
- 2018Worst year filed (2.88)
- 10Years filed
- $1,832,286Premium filed
- $2,292,906Indemnity paid
- $24,434,108Liability insured
- 0Quantity planted
- 0Quantity lost
- 44Policies
- 44Policies with a loss
- 1.25Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Excess Moisture/Precipitation/Rain $1,075,094 indemnity · 9 years
- Drought $733,199 indemnity · 7 years
- Heat $187,164 indemnity · 6 years
- Frost $91,767 indemnity · 1 years
- Hurricane/Tropical Depression $82,252 indemnity · 3 years
- Wind/Excess Wind $61,482 indemnity · 2 years
Peanuts 10 years filed
- 2.12Low end of the filed band
- 4.09Middle of the filed band
- 7.60High end of the filed band
- 2019Worst year filed (7.68)
- 10Years filed
- $438,241Premium filed
- $1,527,852Indemnity paid
- $2,999,459Liability insured
- 2,703Quantity planted
- 5,575Quantity lost
- 84Policies
- 84Policies with a loss
- 3.49Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $556,730 indemnity · 1 years
- Tropical Storm $403,141 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $248,746 indemnity · 9 years
- Hurricane/Tropical Depression $134,690 indemnity · 3 years
- Drought $113,166 indemnity · 7 years
- XX $28,171 indemnity · 3 years
Every county-crop the agency files in North Carolina → Buy the Wayne County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.