Crop-loss band · North Carolina
Wilson County, North Carolina — crop-loss band
- 2.29Low end of the filed band
- 3.45Middle of the filed band
- 5.67High end of the filed band
- 2018Worst year filed (6.67)
- 10Years filed
Every year the Risk Management Agency has filed for Wilson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.29 at the low end to 5.67 at the high end, with 3.45 in the middle. The worst year filed is 2018, at 6.67. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $908,290 | $4,190,083 | $10,170,206 | 188 | 188 | 4.61 |
| 2016 | $789,799 | $4,477,014 | $11,734,084 | 165 | 164 | 5.67 |
| 2017 | $1,077,529 | $4,407,140 | $20,965,087 | 64 | 60 | 4.09 |
| 2018 | $1,505,160 | $10,033,717 | $22,107,097 | 195 | 195 | 6.67 |
| 2019 | $1,008,964 | $3,565,111 | $15,634,552 | 175 | 174 | 3.53 |
| 2020 | $1,860,194 | $6,419,807 | $24,050,078 | 215 | 215 | 3.45 |
| 2021 | $2,307,581 | $7,015,958 | $31,878,257 | 172 | 172 | 3.04 |
| 2022 | $1,281,430 | $2,934,649 | $16,914,328 | 158 | 158 | 2.29 |
| 2023 | $645,442 | $1,805,252 | $5,684,437 | 98 | 98 | 2.80 |
| 2024 | $5,915,126 | $18,026,795 | $46,113,281 | 360 | 360 | 3.05 |
Commodities insured in Wilson County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 3.58Low end of the filed band
- 5.30Middle of the filed band
- 7.64High end of the filed band
- 2018Worst year filed (9.48)
- 10Years filed
- $5,321,106Premium filed
- $31,505,638Indemnity paid
- $75,782,978Liability insured
- 21,503Quantity planted
- 21,504Quantity lost
- 534Policies
- 530Policies with a loss
- 5.92Loss ratio, whole span
Causes that carried the indemnity in Wilson County
- Hurricane/Tropical Depression $8,983,028 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $7,795,094 indemnity · 9 years
- Drought $5,214,841 indemnity · 10 years
- Plant Disease $3,481,740 indemnity · 10 years
- Tropical Storm $2,062,210 indemnity · 2 years
- Heat $1,209,444 indemnity · 8 years
Whole Farm Revenue Protection 8 years filed
- 0.63Low end of the filed band
- 1.82Middle of the filed band
- 5.07High end of the filed band
- 2023Worst year filed (5.07)
- 8Years filed
- $7,290,442Premium filed
- $18,468,227Indemnity paid
- $95,198,379Liability insured
- 0Quantity planted
- 0Quantity lost
- 51Policies
- 51Policies with a loss
- 2.53Loss ratio, whole span
Causes that carried the indemnity in Wilson County
- Excess Moisture/Precipitation/Rain $9,267,924 indemnity · 6 years
- Drought $5,973,746 indemnity · 6 years
- Hurricane/Tropical Depression $1,072,479 indemnity · 5 years
- Plant Disease $942,242 indemnity · 1 years
- Decline in Price $453,929 indemnity · 1 years
- Hurricane $389,717 indemnity · 1 years
Soybeans 10 years filed
- 0.54Low end of the filed band
- 2.20Middle of the filed band
- 2.58High end of the filed band
- 2015Worst year filed (3.53)
- 10Years filed
- $2,065,137Premium filed
- $5,038,882Indemnity paid
- $14,096,368Liability insured
- 46,556Quantity planted
- 42,407Quantity lost
- 528Policies
- 528Policies with a loss
- 2.44Loss ratio, whole span
Causes that carried the indemnity in Wilson County
- Excess Moisture/Precipitation/Rain $2,016,476 indemnity · 10 years
- Drought $1,333,879 indemnity · 10 years
- Tropical Storm $840,842 indemnity · 2 years
- Hurricane/Tropical Depression $327,282 indemnity · 8 years
- Heat $258,416 indemnity · 7 years
- Hurricane $109,095 indemnity · 1 years
Corn 10 years filed
- 1.25Low end of the filed band
- 2.74Middle of the filed band
- 3.54High end of the filed band
- 2024Worst year filed (3.54)
- 10Years filed
- $1,102,000Premium filed
- $3,425,788Indemnity paid
- $8,711,914Liability insured
- 20,458Quantity planted
- 20,192Quantity lost
- 293Policies
- 293Policies with a loss
- 3.11Loss ratio, whole span
Causes that carried the indemnity in Wilson County
- Drought $2,292,745 indemnity · 8 years
- Heat $409,201 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $219,674 indemnity · 9 years
- Tropical Storm $162,775 indemnity · 2 years
- Hurricane/Tropical Depression $152,512 indemnity · 5 years
- Hurricane $89,429 indemnity · 1 years
Cotton 10 years filed
- 1.25Low end of the filed band
- 2.55Middle of the filed band
- 3.81High end of the filed band
- 2017Worst year filed (4.41)
- 10Years filed
- $812,088Premium filed
- $2,310,941Indemnity paid
- $5,891,285Liability insured
- 12,175Quantity planted
- 14,871Quantity lost
- 151Policies
- 151Policies with a loss
- 2.85Loss ratio, whole span
Causes that carried the indemnity in Wilson County
- Excess Moisture/Precipitation/Rain $1,055,853 indemnity · 7 years
- Drought $780,456 indemnity · 7 years
- Hurricane/Tropical Depression $238,773 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $156,268 indemnity · 4 years
- Tropical Storm $70,187 indemnity · 2 years
- Flood $6,751 indemnity · 1 years
Wheat 10 years filed
- 1.03Low end of the filed band
- 2.43Middle of the filed band
- 5.62High end of the filed band
- 2017Worst year filed (7.53)
- 10Years filed
- $358,715Premium filed
- $1,313,655Indemnity paid
- $2,373,109Liability insured
- 13,168Quantity planted
- 13,172Quantity lost
- 173Policies
- 171Policies with a loss
- 3.66Loss ratio, whole span
Causes that carried the indemnity in Wilson County
- Excess Moisture/Precipitation/Rain $1,027,434 indemnity · 8 years
- Drought $125,640 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $49,043 indemnity · 1 years
- Frost $36,124 indemnity · 4 years
- Freeze $31,131 indemnity · 5 years
- Decline in Price $20,000 indemnity · 5 years
Peanuts 9 years filed
- 0.92Low end of the filed band
- 2.97Middle of the filed band
- 4.29High end of the filed band
- 2015Worst year filed (4.29)
- 9Years filed
- $350,026Premium filed
- $812,395Indemnity paid
- $3,197,374Liability insured
- 3,143Quantity planted
- 1,874Quantity lost
- 60Policies
- 60Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Wilson County
- Tropical Storm $458,495 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $230,216 indemnity · 7 years
- Drought $56,600 indemnity · 6 years
- Hurricane/Tropical Depression $24,346 indemnity · 3 years
- Heat $18,892 indemnity · 5 years
- Flood $15,035 indemnity · 1 years
Every county-crop the agency files in North Carolina → Buy the Wilson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.