Crop-loss band · North Dakota
Adams County, North Dakota — crop-loss band
- 1.48Low end of the filed band
- 2.32Middle of the filed band
- 2.58High end of the filed band
- 2021Worst year filed (2.74)
- 10Years filed
Every year the Risk Management Agency has filed for Adams County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.48 at the low end to 2.58 at the high end, with 2.32 in the middle. The worst year filed is 2021, at 2.74. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $971,012 | $1,741,079 | $3,188,789 | 245 | 245 | 1.79 |
| 2016 | $3,453,525 | $5,126,757 | $14,381,917 | 374 | 372 | 1.48 |
| 2017 | $7,524,256 | $18,925,565 | $32,630,759 | 855 | 853 | 2.52 |
| 2018 | $3,238,801 | $6,321,582 | $14,333,025 | 333 | 332 | 1.95 |
| 2019 | $2,269,465 | $5,860,677 | $10,706,793 | 314 | 314 | 2.58 |
| 2020 | $4,010,045 | $9,366,654 | $19,270,831 | 508 | 508 | 2.34 |
| 2021 | $6,772,031 | $18,547,894 | $33,863,538 | 673 | 673 | 2.74 |
| 2022 | $3,634,379 | $8,427,435 | $17,010,090 | 389 | 389 | 2.32 |
| 2023 | $1,209,993 | $3,119,363 | $4,867,353 | 239 | 239 | 2.58 |
| 2024 | $3,337,284 | $7,267,056 | $16,055,040 | 517 | 517 | 2.18 |
Commodities insured in Adams County
9 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.32Low end of the filed band
- 2.29Middle of the filed band
- 2.72High end of the filed band
- 2019Worst year filed (2.82)
- 10Years filed
- $14,785,821Premium filed
- $35,239,500Indemnity paid
- $68,813,981Liability insured
- 442,156Quantity planted
- 441,960Quantity lost
- 1,516Policies
- 1,516Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Drought $20,523,711 indemnity · 8 years
- Hail $7,994,642 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $4,236,458 indemnity · 8 years
- Heat $517,527 indemnity · 8 years
- Other (Snow, Lightning, Etc.) $470,955 indemnity · 2 years
- Cold Wet Weather $417,091 indemnity · 4 years
Corn 10 years filed
- 0.82Low end of the filed band
- 2.07Middle of the filed band
- 2.75High end of the filed band
- 2021Worst year filed (3.57)
- 10Years filed
- $12,039,606Premium filed
- $28,335,383Indemnity paid
- $52,919,343Liability insured
- 182,932Quantity planted
- 183,572Quantity lost
- 610Policies
- 610Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Drought $16,225,617 indemnity · 8 years
- Heat $3,869,276 indemnity · 5 years
- Hail $3,254,644 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,636,059 indemnity · 7 years
- XX $1,099,215 indemnity · 4 years
- Wind/Excess Wind $657,937 indemnity · 5 years
Canola 10 years filed
- 1.39Low end of the filed band
- 1.87Middle of the filed band
- 3.13High end of the filed band
- 2016Worst year filed (3.63)
- 10Years filed
- $2,498,178Premium filed
- $5,212,483Indemnity paid
- $11,286,397Liability insured
- 55,526Quantity planted
- 55,537Quantity lost
- 314Policies
- 314Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Drought $3,131,507 indemnity · 7 years
- Hail $1,265,179 indemnity · 7 years
- Heat $203,089 indemnity · 3 years
- Cold Wet Weather $178,131 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $168,584 indemnity · 7 years
- XX $127,742 indemnity · 4 years
Apiculture 10 years filed
- 1.22Low end of the filed band
- 2.18Middle of the filed band
- 3.25High end of the filed band
- 2020Worst year filed (3.36)
- 10Years filed
- $1,784,505Premium filed
- $4,274,165Indemnity paid
- $7,812,287Liability insured
- 37,655Quantity planted
- 0Quantity lost
- 238Policies
- 238Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in Adams County
- ARPI/SCO/STAX Crops Only $4,274,165 indemnity · 10 years
Pasture,Rangeland,Forage 10 years filed
- 1.15Low end of the filed band
- 2.33Middle of the filed band
- 2.78High end of the filed band
- 2020Worst year filed (2.86)
- 10Years filed
- $1,664,611Premium filed
- $3,861,973Indemnity paid
- $7,682,449Liability insured
- 239,583Quantity planted
- 0Quantity lost
- 883Policies
- 883Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Adams County
- ARPI/SCO/STAX Crops Only $3,861,973 indemnity · 10 years
Soybeans 9 years filed
- 0.58Low end of the filed band
- 1.75Middle of the filed band
- 2.89High end of the filed band
- 2020Worst year filed (2.89)
- 9Years filed
- $1,459,200Premium filed
- $2,941,660Indemnity paid
- $8,138,091Liability insured
- 41,930Quantity planted
- 41,930Quantity lost
- 193Policies
- 193Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Drought $1,451,765 indemnity · 8 years
- Hail $741,732 indemnity · 5 years
- Frost $204,775 indemnity · 1 years
- Heat $175,762 indemnity · 2 years
- Cold Wet Weather $161,352 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $69,864 indemnity · 2 years
Sunflowers 10 years filed
- 1.48Low end of the filed band
- 2.01Middle of the filed band
- 2.80High end of the filed band
- 2019Worst year filed (3.35)
- 10Years filed
- $1,385,284Premium filed
- $2,764,703Indemnity paid
- $5,713,789Liability insured
- 30,524Quantity planted
- 30,523Quantity lost
- 248Policies
- 248Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Drought $1,164,566 indemnity · 8 years
- Hail $510,442 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $425,749 indemnity · 7 years
- Heat $144,878 indemnity · 4 years
- XX $140,696 indemnity · 4 years
- Cold Wet Weather $106,484 indemnity · 1 years
Dry Peas 10 years filed
- 1.61Low end of the filed band
- 2.38Middle of the filed band
- 2.98High end of the filed band
- 2019Worst year filed (3.22)
- 10Years filed
- $458,468Premium filed
- $1,118,744Indemnity paid
- $1,928,866Liability insured
- 13,039Quantity planted
- 13,092Quantity lost
- 111Policies
- 111Policies with a loss
- 2.44Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Drought $718,045 indemnity · 5 years
- Hail $122,172 indemnity · 5 years
- Heat $82,104 indemnity · 3 years
- Plant Disease $61,771 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $56,783 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $30,746 indemnity · 2 years
Forage Production 9 years filed
- 0.79Low end of the filed band
- 1.99Middle of the filed band
- 4.64High end of the filed band
- 2017Worst year filed (4.64)
- 9Years filed
- $345,118Premium filed
- $955,451Indemnity paid
- $2,012,932Liability insured
- 34,078Quantity planted
- 34,284Quantity lost
- 334Policies
- 329Policies with a loss
- 2.77Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Drought $862,224 indemnity · 8 years
- Freeze $31,874 indemnity · 3 years
- Heat $19,539 indemnity · 5 years
- Frost $15,243 indemnity · 2 years
- Cold Wet Weather $10,591 indemnity · 3 years
- Hail $6,323 indemnity · 1 years
Every county-crop the agency files in North Dakota → Buy the Adams County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.