Crop-loss band · North Dakota
Barnes County, North Dakota — crop-loss band
- 1.63Low end of the filed band
- 2.91Middle of the filed band
- 3.67High end of the filed band
- 2020Worst year filed (4.26)
- 10Years filed
Every year the Risk Management Agency has filed for Barnes County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.63 at the low end to 3.67 at the high end, with 2.91 in the middle. The worst year filed is 2020, at 4.26. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,919,701 | $11,454,876 | $30,789,555 | 765 | 765 | 2.33 |
| 2016 | $1,495,891 | $4,949,509 | $11,373,961 | 218 | 218 | 3.31 |
| 2017 | $3,284,797 | $9,304,901 | $21,673,099 | 703 | 702 | 2.83 |
| 2018 | $4,639,104 | $14,926,941 | $34,804,765 | 1,032 | 1,032 | 3.22 |
| 2019 | $13,750,854 | $44,373,201 | $96,690,319 | 1,917 | 1,917 | 3.23 |
| 2020 | $18,650,278 | $79,490,101 | $92,414,664 | 1,482 | 1,482 | 4.26 |
| 2021 | $15,070,476 | $24,491,577 | $116,600,909 | 1,075 | 1,075 | 1.63 |
| 2022 | $19,771,864 | $72,608,711 | $92,898,423 | 1,436 | 1,436 | 3.67 |
| 2023 | $9,158,948 | $26,610,531 | $51,542,479 | 1,031 | 1,031 | 2.91 |
| 2024 | $7,195,196 | $15,167,727 | $48,197,854 | 925 | 925 | 2.11 |
Commodities insured in Barnes County
9 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.31Low end of the filed band
- 2.73Middle of the filed band
- 3.93High end of the filed band
- 2020Worst year filed (4.02)
- 10Years filed
- $54,048,085Premium filed
- $166,531,760Indemnity paid
- $257,008,899Liability insured
- 640,723Quantity planted
- 638,518Quantity lost
- 2,877Policies
- 2,877Policies with a loss
- 3.08Loss ratio, whole span
Causes that carried the indemnity in Barnes County
- Excess Moisture/Precipitation/Rain $130,412,854 indemnity · 10 years
- Cold Wet Weather $19,784,272 indemnity · 9 years
- Drought $7,691,557 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $3,301,133 indemnity · 6 years
- Heat $1,660,400 indemnity · 2 years
- Hail $1,454,542 indemnity · 7 years
Soybeans 10 years filed
- 1.65Low end of the filed band
- 2.91Middle of the filed band
- 4.29High end of the filed band
- 2020Worst year filed (5.63)
- 10Years filed
- $31,256,706Premium filed
- $99,871,434Indemnity paid
- $263,855,226Liability insured
- 899,048Quantity planted
- 867,802Quantity lost
- 4,545Policies
- 4,544Policies with a loss
- 3.20Loss ratio, whole span
Causes that carried the indemnity in Barnes County
- Excess Moisture/Precipitation/Rain $60,638,197 indemnity · 10 years
- Drought $13,794,822 indemnity · 8 years
- Hail $10,647,726 indemnity · 10 years
- Cold Wet Weather $7,842,200 indemnity · 9 years
- Other (Snow, Lightning, Etc.) $1,885,489 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $949,460 indemnity · 2 years
Wheat 10 years filed
- 2.33Low end of the filed band
- 3.68Middle of the filed band
- 4.98High end of the filed band
- 2023Worst year filed (5.19)
- 10Years filed
- $4,599,463Premium filed
- $18,653,412Indemnity paid
- $38,791,162Liability insured
- 156,037Quantity planted
- 155,835Quantity lost
- 1,521Policies
- 1,521Policies with a loss
- 4.06Loss ratio, whole span
Causes that carried the indemnity in Barnes County
- Excess Moisture/Precipitation/Rain $12,628,548 indemnity · 10 years
- Cold Wet Weather $2,186,201 indemnity · 8 years
- Drought $1,280,953 indemnity · 7 years
- Falling Numbers $923,629 indemnity · 2 years
- Hail $497,638 indemnity · 8 years
- Decline in Price $369,743 indemnity · 8 years
Dry Beans 10 years filed
- 1.60Low end of the filed band
- 2.30Middle of the filed band
- 3.24High end of the filed band
- 2018Worst year filed (4.13)
- 10Years filed
- $3,626,030Premium filed
- $9,158,620Indemnity paid
- $17,262,513Liability insured
- 42,437Quantity planted
- 42,246Quantity lost
- 328Policies
- 328Policies with a loss
- 2.53Loss ratio, whole span
Causes that carried the indemnity in Barnes County
- Excess Moisture/Precipitation/Rain $5,072,019 indemnity · 10 years
- Drought $1,676,988 indemnity · 5 years
- Cold Wet Weather $902,435 indemnity · 5 years
- Hail $339,149 indemnity · 5 years
- Decline in Price $335,318 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $254,069 indemnity · 3 years
Barley 10 years filed
- 1.96Low end of the filed band
- 2.88Middle of the filed band
- 3.68High end of the filed band
- 2021Worst year filed (4.04)
- 10Years filed
- $1,034,148Premium filed
- $2,882,687Indemnity paid
- $5,805,103Liability insured
- 27,573Quantity planted
- 27,573Quantity lost
- 341Policies
- 341Policies with a loss
- 2.79Loss ratio, whole span
Causes that carried the indemnity in Barnes County
- Excess Moisture/Precipitation/Rain $1,796,022 indemnity · 10 years
- Drought $389,860 indemnity · 4 years
- Cold Wet Weather $228,707 indemnity · 5 years
- Hail $208,682 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $123,786 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $75,904 indemnity · 2 years
Apiculture 10 years filed
- 1.08Low end of the filed band
- 1.71Middle of the filed band
- 2.16High end of the filed band
- 2022Worst year filed (2.45)
- 10Years filed
- $1,184,195Premium filed
- $2,169,246Indemnity paid
- $5,668,306Liability insured
- 27,727Quantity planted
- 0Quantity lost
- 247Policies
- 247Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Barnes County
- ARPI/SCO/STAX Crops Only $2,169,246 indemnity · 10 years
Rye 10 years filed
- 1.22Low end of the filed band
- 2.60Middle of the filed band
- 3.52High end of the filed band
- 2020Worst year filed (3.60)
- 10Years filed
- $811,578Premium filed
- $1,575,700Indemnity paid
- $2,597,145Liability insured
- 18,228Quantity planted
- 18,229Quantity lost
- 212Policies
- 212Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Barnes County
- Excess Moisture/Precipitation/Rain $1,009,039 indemnity · 9 years
- Cold Wet Weather $182,117 indemnity · 6 years
- Drought $179,687 indemnity · 5 years
- Hail $128,537 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $47,237 indemnity · 6 years
- Hot Wind $15,305 indemnity · 1 years
Pasture,Rangeland,Forage 9 years filed
- 0.61Low end of the filed band
- 1.52Middle of the filed band
- 2.24High end of the filed band
- 2020Worst year filed (2.24)
- 9Years filed
- $864,588Premium filed
- $1,481,367Indemnity paid
- $3,889,342Liability insured
- 79,838Quantity planted
- 0Quantity lost
- 414Policies
- 414Policies with a loss
- 1.71Loss ratio, whole span
Causes that carried the indemnity in Barnes County
- ARPI/SCO/STAX/MP Crops Only $1,481,367 indemnity · 9 years
Sunflowers 10 years filed
- 1.15Low end of the filed band
- 1.84Middle of the filed band
- 3.10High end of the filed band
- 2015Worst year filed (3.54)
- 10Years filed
- $512,316Premium filed
- $1,053,849Indemnity paid
- $2,108,332Liability insured
- 8,828Quantity planted
- 8,044Quantity lost
- 99Policies
- 99Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Barnes County
- Excess Moisture/Precipitation/Rain $757,101 indemnity · 10 years
- Hail $81,723 indemnity · 3 years
- Cold Wet Weather $74,951 indemnity · 4 years
- Wind/Excess Wind $57,801 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $33,811 indemnity · 2 years
- Drought $25,773 indemnity · 2 years
Every county-crop the agency files in North Dakota → Buy the Barnes County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.