Crop-loss band · North Dakota
Benson County, North Dakota — crop-loss band
- 1.78Low end of the filed band
- 2.02Middle of the filed band
- 2.92High end of the filed band
- 2021Worst year filed (2.94)
- 10Years filed
Every year the Risk Management Agency has filed for Benson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.78 at the low end to 2.92 at the high end, with 2.02 in the middle. The worst year filed is 2021, at 2.94. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $5,086,619 | $9,046,036 | $30,107,484 | 568 | 568 | 1.78 |
| 2016 | $1,658,325 | $3,447,195 | $7,875,294 | 236 | 236 | 2.08 |
| 2017 | $2,747,426 | $5,389,268 | $12,617,942 | 518 | 518 | 1.96 |
| 2018 | $4,232,217 | $7,663,779 | $26,490,075 | 472 | 472 | 1.81 |
| 2019 | $6,094,310 | $13,532,116 | $35,293,304 | 726 | 726 | 2.22 |
| 2020 | $5,631,287 | $16,438,361 | $24,015,758 | 1,080 | 1,080 | 2.92 |
| 2021 | $16,846,785 | $49,565,785 | $102,227,958 | 1,540 | 1,540 | 2.94 |
| 2022 | $6,373,512 | $18,178,060 | $26,905,388 | 1,102 | 1,102 | 2.85 |
| 2023 | $12,275,962 | $22,380,953 | $65,262,681 | 1,168 | 1,168 | 1.82 |
| 2024 | $5,077,916 | $10,238,373 | $23,995,555 | 685 | 685 | 2.02 |
Commodities insured in Benson County
9 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.74Low end of the filed band
- 2.30Middle of the filed band
- 3.11High end of the filed band
- 2022Worst year filed (3.72)
- 10Years filed
- $20,632,399Premium filed
- $45,997,263Indemnity paid
- $135,456,070Liability insured
- 504,944Quantity planted
- 507,841Quantity lost
- 2,496Policies
- 2,496Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Benson County
- Drought $24,666,545 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $9,540,742 indemnity · 10 years
- Hail $3,744,936 indemnity · 10 years
- Cold Wet Weather $1,956,816 indemnity · 9 years
- Other (Snow, Lightning, Etc.) $1,820,272 indemnity · 4 years
- Wind/Excess Wind $954,970 indemnity · 6 years
Corn 10 years filed
- 0.89Low end of the filed band
- 1.87Middle of the filed band
- 2.88High end of the filed band
- 2020Worst year filed (3.26)
- 10Years filed
- $15,862,577Premium filed
- $35,451,790Indemnity paid
- $68,878,387Liability insured
- 173,236Quantity planted
- 173,242Quantity lost
- 1,156Policies
- 1,156Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Benson County
- Drought $13,168,171 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $12,745,931 indemnity · 10 years
- Cold Wet Weather $4,276,908 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $2,648,214 indemnity · 4 years
- Hail $948,112 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $780,232 indemnity · 2 years
Wheat 10 years filed
- 1.76Low end of the filed band
- 2.03Middle of the filed band
- 2.94High end of the filed band
- 2021Worst year filed (2.95)
- 10Years filed
- $12,194,299Premium filed
- $30,364,078Indemnity paid
- $61,050,681Liability insured
- 226,764Quantity planted
- 226,315Quantity lost
- 1,693Policies
- 1,693Policies with a loss
- 2.49Loss ratio, whole span
Causes that carried the indemnity in Benson County
- Drought $15,862,544 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $8,961,297 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,580,855 indemnity · 2 years
- Hail $1,076,980 indemnity · 9 years
- Cold Wet Weather $1,033,101 indemnity · 8 years
- Other (Snow, Lightning, Etc.) $396,681 indemnity · 4 years
Dry Beans 10 years filed
- 0.96Low end of the filed band
- 1.73Middle of the filed band
- 2.81High end of the filed band
- 2021Worst year filed (4.95)
- 10Years filed
- $10,176,591Premium filed
- $25,515,093Indemnity paid
- $54,700,380Liability insured
- 140,739Quantity planted
- 145,577Quantity lost
- 777Policies
- 777Policies with a loss
- 2.51Loss ratio, whole span
Causes that carried the indemnity in Benson County
- Drought $12,793,470 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $5,890,378 indemnity · 10 years
- Frost $1,684,519 indemnity · 2 years
- Heat $1,320,474 indemnity · 4 years
- Hail $799,810 indemnity · 8 years
- Decline in Price $554,854 indemnity · 9 years
Pasture,Rangeland,Forage 10 years filed
- 1.53Low end of the filed band
- 2.49Middle of the filed band
- 3.05High end of the filed band
- 2023Worst year filed (3.45)
- 10Years filed
- $2,545,521Premium filed
- $6,940,603Indemnity paid
- $10,885,121Liability insured
- 197,601Quantity planted
- 0Quantity lost
- 912Policies
- 912Policies with a loss
- 2.73Loss ratio, whole span
Causes that carried the indemnity in Benson County
- ARPI/SCO/STAX Crops Only $6,940,603 indemnity · 10 years
Barley 10 years filed
- 1.61Low end of the filed band
- 3.01Middle of the filed band
- 4.02High end of the filed band
- 2020Worst year filed (4.19)
- 10Years filed
- $1,977,962Premium filed
- $5,497,962Indemnity paid
- $12,454,876Liability insured
- 49,603Quantity planted
- 49,603Quantity lost
- 565Policies
- 565Policies with a loss
- 2.78Loss ratio, whole span
Causes that carried the indemnity in Benson County
- Drought $1,999,348 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,829,563 indemnity · 10 years
- Hail $381,338 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $373,097 indemnity · 4 years
- Mycotoxin $256,662 indemnity · 2 years
- Cold Wet Weather $184,879 indemnity · 6 years
Canola 10 years filed
- 1.29Low end of the filed band
- 1.88Middle of the filed band
- 2.85High end of the filed band
- 2021Worst year filed (3.53)
- 10Years filed
- $1,992,398Premium filed
- $4,618,236Indemnity paid
- $8,539,099Liability insured
- 29,610Quantity planted
- 28,415Quantity lost
- 320Policies
- 320Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Benson County
- Drought $2,613,770 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $800,678 indemnity · 9 years
- Hail $431,224 indemnity · 7 years
- Wind/Excess Wind $295,236 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $206,993 indemnity · 2 years
- Insects $71,905 indemnity · 3 years
Dry Peas 9 years filed
- 1.44Low end of the filed band
- 2.68Middle of the filed band
- 3.46High end of the filed band
- 2016Worst year filed (3.46)
- 9Years filed
- $344,520Premium filed
- $955,621Indemnity paid
- $1,962,778Liability insured
- 9,042Quantity planted
- 9,042Quantity lost
- 96Policies
- 96Policies with a loss
- 2.77Loss ratio, whole span
Causes that carried the indemnity in Benson County
- Drought $439,164 indemnity · 6 years
- Hail $367,503 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $66,220 indemnity · 7 years
- All Other Causes $41,153 indemnity · 1 years
- Cold Wet Weather $26,756 indemnity · 3 years
- Heat $13,116 indemnity · 1 years
Sunflowers 9 years filed
- 1.07Low end of the filed band
- 1.75Middle of the filed band
- 2.48High end of the filed band
- 2021Worst year filed (2.48)
- 9Years filed
- $298,092Premium filed
- $539,280Indemnity paid
- $864,045Liability insured
- 4,022Quantity planted
- 3,946Quantity lost
- 80Policies
- 80Policies with a loss
- 1.81Loss ratio, whole span
Causes that carried the indemnity in Benson County
- Drought $247,763 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $165,279 indemnity · 7 years
- Heat $48,155 indemnity · 2 years
- Cold Wet Weather $32,538 indemnity · 2 years
- Insects $11,750 indemnity · 2 years
- Wind/Excess Wind $7,693 indemnity · 1 years
Every county-crop the agency files in North Dakota → Buy the Benson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.