Crop-loss band · North Dakota
Billings County, North Dakota — crop-loss band
- 1.40Low end of the filed band
- 2.06Middle of the filed band
- 2.91High end of the filed band
- 2021Worst year filed (4.07)
- 10Years filed
Every year the Risk Management Agency has filed for Billings County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.40 at the low end to 2.91 at the high end, with 2.06 in the middle. The worst year filed is 2021, at 4.07. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $471,428 | $823,785 | $2,462,855 | 288 | 288 | 1.75 |
| 2016 | $1,207,851 | $2,455,815 | $5,706,059 | 334 | 333 | 2.03 |
| 2017 | $1,572,069 | $3,968,551 | $7,933,814 | 388 | 384 | 2.52 |
| 2018 | $678,934 | $948,819 | $3,350,265 | 235 | 235 | 1.40 |
| 2019 | $668,413 | $1,943,330 | $3,432,475 | 158 | 158 | 2.91 |
| 2020 | $862,772 | $1,780,437 | $4,442,529 | 291 | 290 | 2.06 |
| 2021 | $2,030,471 | $8,271,290 | $11,626,852 | 471 | 471 | 4.07 |
| 2022 | $1,207,425 | $2,521,969 | $5,630,774 | 332 | 332 | 2.09 |
| 2023 | $1,292,746 | $3,048,090 | $6,018,038 | 331 | 331 | 2.36 |
| 2024 | $2,486,707 | $5,116,507 | $12,191,192 | 600 | 600 | 2.06 |
Commodities insured in Billings County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.10Low end of the filed band
- 1.75Middle of the filed band
- 3.22High end of the filed band
- 2021Worst year filed (4.51)
- 10Years filed
- $4,903,203Premium filed
- $14,004,074Indemnity paid
- $25,013,673Liability insured
- 143,497Quantity planted
- 143,219Quantity lost
- 609Policies
- 609Policies with a loss
- 2.86Loss ratio, whole span
Causes that carried the indemnity in Billings County
- Drought $7,999,922 indemnity · 10 years
- Hail $3,272,651 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,189,192 indemnity · 5 years
- Heat $647,144 indemnity · 5 years
- Insects $208,107 indemnity · 2 years
- All Other Causes $194,402 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.39Low end of the filed band
- 1.64Middle of the filed band
- 2.59High end of the filed band
- 2023Worst year filed (2.89)
- 10Years filed
- $5,180,474Premium filed
- $10,368,043Indemnity paid
- $24,035,981Liability insured
- 1,102,083Quantity planted
- 0Quantity lost
- 2,203Policies
- 2,203Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Billings County
- ARPI/SCO/STAX Crops Only $10,368,043 indemnity · 10 years
Corn 10 years filed
- 1.50Low end of the filed band
- 3.02Middle of the filed band
- 6.22High end of the filed band
- 2019Worst year filed (11.19)
- 10Years filed
- $681,085Premium filed
- $2,882,031Indemnity paid
- $5,691,163Liability insured
- 19,264Quantity planted
- 19,266Quantity lost
- 171Policies
- 171Policies with a loss
- 4.23Loss ratio, whole span
Causes that carried the indemnity in Billings County
- Drought $1,940,035 indemnity · 9 years
- Wind/Excess Wind $370,670 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $217,736 indemnity · 4 years
- Heat $175,107 indemnity · 5 years
- Hail $92,165 indemnity · 6 years
- All Other Causes $45,962 indemnity · 2 years
Forage Production 10 years filed
- 1.35Low end of the filed band
- 1.91Middle of the filed band
- 3.55High end of the filed band
- 2017Worst year filed (3.63)
- 10Years filed
- $656,020Premium filed
- $1,651,338Indemnity paid
- $3,400,725Liability insured
- 48,883Quantity planted
- 49,180Quantity lost
- 316Policies
- 310Policies with a loss
- 2.52Loss ratio, whole span
Causes that carried the indemnity in Billings County
- Drought $1,100,744 indemnity · 9 years
- Frost $237,877 indemnity · 5 years
- Hail $136,624 indemnity · 4 years
- Heat $50,779 indemnity · 3 years
- Cold Wet Weather $48,708 indemnity · 1 years
- Insects $29,293 indemnity · 4 years
Barley 9 years filed
- 0.75Low end of the filed band
- 1.87Middle of the filed band
- 4.98High end of the filed band
- 2021Worst year filed (4.98)
- 9Years filed
- $428,578Premium filed
- $1,049,141Indemnity paid
- $1,927,801Liability insured
- 7,441Quantity planted
- 7,441Quantity lost
- 66Policies
- 66Policies with a loss
- 2.45Loss ratio, whole span
Causes that carried the indemnity in Billings County
- Drought $756,958 indemnity · 7 years
- Hail $97,403 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $82,764 indemnity · 2 years
- Heat $54,744 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $31,243 indemnity · 1 years
- Insects $13,935 indemnity · 2 years
Dry Peas 7 years filed
- 1.06Low end of the filed band
- 1.65Middle of the filed band
- 2.96High end of the filed band
- 2021Worst year filed (2.96)
- 7Years filed
- $260,890Premium filed
- $483,391Indemnity paid
- $1,226,866Liability insured
- 5,634Quantity planted
- 5,634Quantity lost
- 24Policies
- 24Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Billings County
- Drought $396,421 indemnity · 3 years
- Hail $69,448 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $16,789 indemnity · 3 years
- Decline in Price $733 indemnity · 1 years
Canola 8 years filed
- 0.48Low end of the filed band
- 0.61Middle of the filed band
- 2.60High end of the filed band
- 2017Worst year filed (2.60)
- 8Years filed
- $368,566Premium filed
- $440,575Indemnity paid
- $1,498,644Liability insured
- 6,508Quantity planted
- 6,508Quantity lost
- 39Policies
- 39Policies with a loss
- 1.20Loss ratio, whole span
Causes that carried the indemnity in Billings County
- Drought $245,208 indemnity · 3 years
- Heat $119,271 indemnity · 4 years
- Hail $21,434 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $20,801 indemnity · 2 years
- Cold Wet Weather $12,956 indemnity · 1 years
- Freeze $6,490 indemnity · 2 years
Every county-crop the agency files in North Dakota → Buy the Billings County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.