Crop-loss band · North Dakota
Bottineau County, North Dakota — crop-loss band
- 1.93Low end of the filed band
- 2.36Middle of the filed band
- 3.33High end of the filed band
- 2022Worst year filed (3.39)
- 10Years filed
Every year the Risk Management Agency has filed for Bottineau County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.93 at the low end to 3.33 at the high end, with 2.36 in the middle. The worst year filed is 2022, at 3.39. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,847,027 | $8,332,540 | $14,832,981 | 997 | 997 | 2.93 |
| 2016 | $1,697,598 | $3,607,876 | $9,088,965 | 287 | 287 | 2.13 |
| 2017 | $3,685,323 | $9,272,047 | $20,633,841 | 884 | 884 | 2.52 |
| 2018 | $8,336,229 | $19,474,461 | $62,484,915 | 614 | 614 | 2.34 |
| 2019 | $7,401,210 | $19,614,187 | $43,930,469 | 885 | 885 | 2.65 |
| 2020 | $7,972,084 | $26,516,448 | $38,856,024 | 1,272 | 1,272 | 3.33 |
| 2021 | $17,484,328 | $38,641,210 | $105,574,451 | 1,133 | 1,133 | 2.21 |
| 2022 | $8,503,477 | $28,818,047 | $36,175,664 | 1,258 | 1,258 | 3.39 |
| 2023 | $21,031,206 | $40,578,468 | $89,856,117 | 1,714 | 1,714 | 1.93 |
| 2024 | $4,107,199 | $9,708,466 | $23,422,958 | 717 | 717 | 2.36 |
Commodities insured in Bottineau County
12 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.83Low end of the filed band
- 2.64Middle of the filed band
- 3.07High end of the filed band
- 2022Worst year filed (3.10)
- 10Years filed
- $28,624,980Premium filed
- $69,369,814Indemnity paid
- $129,960,277Liability insured
- 497,663Quantity planted
- 505,156Quantity lost
- 3,124Policies
- 3,124Policies with a loss
- 2.42Loss ratio, whole span
Causes that carried the indemnity in Bottineau County
- Excess Moisture/Precipitation/Rain $27,438,664 indemnity · 10 years
- Drought $16,862,793 indemnity · 10 years
- Cold Wet Weather $8,425,277 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $7,312,259 indemnity · 3 years
- Hail $3,379,367 indemnity · 10 years
- Other (Snow, Lightning, Etc.) $2,482,598 indemnity · 3 years
Soybeans 10 years filed
- 1.92Low end of the filed band
- 2.32Middle of the filed band
- 3.62High end of the filed band
- 2022Worst year filed (5.21)
- 10Years filed
- $27,196,221Premium filed
- $66,469,197Indemnity paid
- $189,121,267Liability insured
- 661,623Quantity planted
- 664,226Quantity lost
- 2,750Policies
- 2,750Policies with a loss
- 2.44Loss ratio, whole span
Causes that carried the indemnity in Bottineau County
- Drought $25,673,133 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $13,130,332 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $7,210,188 indemnity · 2 years
- Cold Wet Weather $5,796,333 indemnity · 9 years
- Hail $4,673,371 indemnity · 10 years
- Frost $3,640,596 indemnity · 2 years
Canola 10 years filed
- 1.38Low end of the filed band
- 2.17Middle of the filed band
- 2.87High end of the filed band
- 2019Worst year filed (3.17)
- 10Years filed
- $10,046,722Premium filed
- $25,219,835Indemnity paid
- $48,400,533Liability insured
- 179,225Quantity planted
- 174,186Quantity lost
- 1,477Policies
- 1,477Policies with a loss
- 2.51Loss ratio, whole span
Causes that carried the indemnity in Bottineau County
- Excess Moisture/Precipitation/Rain $9,772,542 indemnity · 10 years
- Drought $5,503,513 indemnity · 10 years
- Hail $2,797,688 indemnity · 8 years
- Cold Wet Weather $1,932,650 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $1,852,011 indemnity · 2 years
- Wind/Excess Wind $1,263,873 indemnity · 8 years
Corn 10 years filed
- 1.45Low end of the filed band
- 2.08Middle of the filed band
- 3.52High end of the filed band
- 2022Worst year filed (3.56)
- 10Years filed
- $9,462,487Premium filed
- $21,927,112Indemnity paid
- $41,231,182Liability insured
- 114,356Quantity planted
- 114,382Quantity lost
- 624Policies
- 624Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Bottineau County
- Excess Moisture/Precipitation/Rain $7,206,083 indemnity · 9 years
- Cold Wet Weather $6,491,824 indemnity · 8 years
- Drought $3,706,050 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $2,261,598 indemnity · 2 years
- Hail $986,522 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $318,876 indemnity · 4 years
Barley 10 years filed
- 1.18Low end of the filed band
- 2.87Middle of the filed band
- 3.89High end of the filed band
- 2020Worst year filed (4.00)
- 10Years filed
- $2,250,470Premium filed
- $6,641,856Indemnity paid
- $11,191,961Liability insured
- 37,186Quantity planted
- 37,058Quantity lost
- 512Policies
- 512Policies with a loss
- 2.95Loss ratio, whole span
Causes that carried the indemnity in Bottineau County
- Excess Moisture/Precipitation/Rain $2,267,702 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,987,454 indemnity · 3 years
- Drought $1,719,251 indemnity · 7 years
- Hail $222,235 indemnity · 6 years
- Cold Wet Weather $187,131 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $122,339 indemnity · 1 years
Sunflowers 10 years filed
- 1.05Low end of the filed band
- 2.07Middle of the filed band
- 2.77High end of the filed band
- 2015Worst year filed (3.49)
- 10Years filed
- $2,199,139Premium filed
- $5,289,360Indemnity paid
- $7,727,130Liability insured
- 39,759Quantity planted
- 39,826Quantity lost
- 440Policies
- 440Policies with a loss
- 2.41Loss ratio, whole span
Causes that carried the indemnity in Bottineau County
- Excess Moisture/Precipitation/Rain $2,957,278 indemnity · 10 years
- Wildlife $803,430 indemnity · 7 years
- Drought $378,084 indemnity · 7 years
- Cold Wet Weather $332,941 indemnity · 7 years
- Frost $181,685 indemnity · 2 years
- Plant Disease $176,671 indemnity · 2 years
Dry Peas 10 years filed
- 2.32Low end of the filed band
- 3.08Middle of the filed band
- 3.98High end of the filed band
- 2018Worst year filed (4.07)
- 10Years filed
- $1,338,147Premium filed
- $4,488,184Indemnity paid
- $6,976,799Liability insured
- 26,384Quantity planted
- 26,384Quantity lost
- 165Policies
- 165Policies with a loss
- 3.35Loss ratio, whole span
Causes that carried the indemnity in Bottineau County
- Excess Moisture/Precipitation/Rain $1,544,609 indemnity · 9 years
- Drought $923,705 indemnity · 5 years
- Plant Disease $673,895 indemnity · 4 years
- Hail $601,493 indemnity · 6 years
- Heat $448,840 indemnity · 2 years
- Cold Wet Weather $173,464 indemnity · 4 years
Oats 10 years filed
- 0.56Low end of the filed band
- 2.50Middle of the filed band
- 2.86High end of the filed band
- 2024Worst year filed (3.20)
- 10Years filed
- $731,275Premium filed
- $1,776,547Indemnity paid
- $3,339,848Liability insured
- 12,772Quantity planted
- 13,266Quantity lost
- 194Policies
- 194Policies with a loss
- 2.43Loss ratio, whole span
Causes that carried the indemnity in Bottineau County
- Drought $753,624 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $498,540 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $284,620 indemnity · 8 years
- Hail $149,438 indemnity · 5 years
- Cold Wet Weather $63,529 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $13,220 indemnity · 1 years
Dry Beans 7 years filed
- 2.17Low end of the filed band
- 2.76Middle of the filed band
- 5.93High end of the filed band
- 2016Worst year filed (5.93)
- 7Years filed
- $268,470Premium filed
- $1,180,754Indemnity paid
- $1,594,844Liability insured
- 5,744Quantity planted
- 5,744Quantity lost
- 28Policies
- 28Policies with a loss
- 4.40Loss ratio, whole span
Causes that carried the indemnity in Bottineau County
- Freeze $501,168 indemnity · 1 years
- Frost $308,542 indemnity · 1 years
- Hail $192,659 indemnity · 2 years
- Drought $88,779 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $38,974 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $31,283 indemnity · 3 years
Flax 10 years filed
- 0.57Low end of the filed band
- 2.27Middle of the filed band
- 3.34High end of the filed band
- 2019Worst year filed (4.81)
- 10Years filed
- $329,418Premium filed
- $1,054,269Indemnity paid
- $1,825,429Liability insured
- 13,450Quantity planted
- 13,541Quantity lost
- 197Policies
- 197Policies with a loss
- 3.20Loss ratio, whole span
Causes that carried the indemnity in Bottineau County
- Excess Moisture/Precipitation/Rain $445,837 indemnity · 8 years
- Drought $256,480 indemnity · 8 years
- Cold Wet Weather $107,323 indemnity · 6 years
- Hail $103,251 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $90,907 indemnity · 2 years
- Wind/Excess Wind $29,888 indemnity · 2 years
Apiculture 9 years filed
- 0.79Low end of the filed band
- 1.54Middle of the filed band
- 2.10High end of the filed band
- 2021Worst year filed (2.10)
- 9Years filed
- $362,662Premium filed
- $636,765Indemnity paid
- $2,084,868Liability insured
- 10,095Quantity planted
- 0Quantity lost
- 72Policies
- 72Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Bottineau County
- ARPI/SCO/STAX/MP Crops Only $636,765 indemnity · 9 years
Pasture,Rangeland,Forage 7 years filed
- 0.57Low end of the filed band
- 1.83Middle of the filed band
- 2.64High end of the filed band
- 2023Worst year filed (2.64)
- 7Years filed
- $255,690Premium filed
- $510,057Indemnity paid
- $1,402,247Liability insured
- 32,296Quantity planted
- 0Quantity lost
- 178Policies
- 178Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Bottineau County
- ARPI/SCO/STAX Crops Only $510,057 indemnity · 7 years
Every county-crop the agency files in North Dakota → Buy the Bottineau County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.