Crop-loss band · North Dakota
Burke County, North Dakota — crop-loss band
- 1.98Low end of the filed band
- 2.53Middle of the filed band
- 2.93High end of the filed band
- 2022Worst year filed (3.19)
- 10Years filed
Every year the Risk Management Agency has filed for Burke County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.98 at the low end to 2.93 at the high end, with 2.53 in the middle. The worst year filed is 2022, at 3.19. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,553,094 | $3,249,938 | $7,948,040 | 338 | 338 | 2.09 |
| 2016 | $1,853,062 | $4,379,014 | $8,876,272 | 310 | 310 | 2.36 |
| 2017 | $2,929,040 | $7,607,201 | $14,611,420 | 633 | 633 | 2.60 |
| 2018 | $2,277,929 | $5,763,246 | $12,540,141 | 333 | 333 | 2.53 |
| 2019 | $6,737,251 | $19,726,073 | $35,226,955 | 962 | 962 | 2.93 |
| 2020 | $1,761,564 | $4,833,777 | $9,260,585 | 406 | 406 | 2.74 |
| 2021 | $3,103,772 | $6,137,859 | $14,259,614 | 394 | 394 | 1.98 |
| 2022 | $11,679,329 | $37,230,876 | $42,600,867 | 952 | 952 | 3.19 |
| 2023 | $12,621,873 | $28,297,385 | $55,666,341 | 1,129 | 1,129 | 2.24 |
| 2024 | $4,144,216 | $10,541,640 | $20,081,190 | 690 | 690 | 2.54 |
Commodities insured in Burke County
10 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.71Low end of the filed band
- 2.24Middle of the filed band
- 2.84High end of the filed band
- 2019Worst year filed (2.94)
- 10Years filed
- $24,603,179Premium filed
- $59,191,041Indemnity paid
- $99,508,707Liability insured
- 468,051Quantity planted
- 467,979Quantity lost
- 2,227Policies
- 2,227Policies with a loss
- 2.41Loss ratio, whole span
Causes that carried the indemnity in Burke County
- Excess Moisture/Precipitation/Rain $29,725,524 indemnity · 10 years
- Drought $9,453,624 indemnity · 10 years
- Cold Wet Weather $4,659,226 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $4,175,929 indemnity · 1 years
- Hail $2,645,294 indemnity · 8 years
- Other (Snow, Lightning, Etc.) $2,389,588 indemnity · 3 years
Canola 10 years filed
- 2.10Low end of the filed band
- 2.74Middle of the filed band
- 3.76High end of the filed band
- 2015Worst year filed (3.77)
- 10Years filed
- $12,333,945Premium filed
- $37,074,764Indemnity paid
- $62,720,139Liability insured
- 208,166Quantity planted
- 208,806Quantity lost
- 1,308Policies
- 1,308Policies with a loss
- 3.01Loss ratio, whole span
Causes that carried the indemnity in Burke County
- Excess Moisture/Precipitation/Rain $20,328,725 indemnity · 10 years
- Drought $4,987,463 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $4,521,571 indemnity · 4 years
- Hail $2,490,734 indemnity · 10 years
- Cold Wet Weather $1,924,412 indemnity · 5 years
- Heat $1,186,746 indemnity · 4 years
Soybeans 8 years filed
- 1.80Low end of the filed band
- 2.53Middle of the filed band
- 3.44High end of the filed band
- 2022Worst year filed (3.44)
- 8Years filed
- $5,718,816Premium filed
- $15,315,781Indemnity paid
- $30,575,965Liability insured
- 131,175Quantity planted
- 131,637Quantity lost
- 645Policies
- 645Policies with a loss
- 2.68Loss ratio, whole span
Causes that carried the indemnity in Burke County
- Drought $5,293,634 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $4,004,940 indemnity · 8 years
- Hail $2,194,202 indemnity · 6 years
- Cold Wet Weather $894,819 indemnity · 5 years
- Frost $834,422 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $824,715 indemnity · 2 years
Dry Peas 10 years filed
- 1.79Low end of the filed band
- 2.47Middle of the filed band
- 2.77High end of the filed band
- 2024Worst year filed (3.06)
- 10Years filed
- $1,960,254Premium filed
- $5,237,171Indemnity paid
- $8,609,947Liability insured
- 37,081Quantity planted
- 37,081Quantity lost
- 357Policies
- 357Policies with a loss
- 2.67Loss ratio, whole span
Causes that carried the indemnity in Burke County
- Hail $1,760,559 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,645,382 indemnity · 9 years
- Drought $926,194 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $606,881 indemnity · 3 years
- Cold Wet Weather $116,515 indemnity · 5 years
- Heat $94,377 indemnity · 3 years
Flax 10 years filed
- 1.90Low end of the filed band
- 2.91Middle of the filed band
- 4.01High end of the filed band
- 2022Worst year filed (4.16)
- 10Years filed
- $889,867Premium filed
- $3,050,136Indemnity paid
- $4,787,999Liability insured
- 27,840Quantity planted
- 27,840Quantity lost
- 346Policies
- 346Policies with a loss
- 3.43Loss ratio, whole span
Causes that carried the indemnity in Burke County
- Excess Moisture/Precipitation/Rain $1,409,766 indemnity · 9 years
- Drought $779,538 indemnity · 9 years
- Cold Wet Weather $362,295 indemnity · 6 years
- Hail $150,904 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $100,912 indemnity · 3 years
- Heat $90,189 indemnity · 2 years
Sunflowers 10 years filed
- 1.50Low end of the filed band
- 2.47Middle of the filed band
- 3.03High end of the filed band
- 2020Worst year filed (3.19)
- 10Years filed
- $930,790Premium filed
- $2,292,062Indemnity paid
- $3,075,044Liability insured
- 13,925Quantity planted
- 14,453Quantity lost
- 115Policies
- 115Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Burke County
- Excess Moisture/Precipitation/Rain $1,254,723 indemnity · 8 years
- Drought $567,248 indemnity · 7 years
- Frost $130,442 indemnity · 1 years
- Wildlife $124,162 indemnity · 2 years
- Wind/Excess Wind $74,523 indemnity · 1 years
- Heat $46,402 indemnity · 1 years
Barley 9 years filed
- 2.34Low end of the filed band
- 2.95Middle of the filed band
- 3.89High end of the filed band
- 2019Worst year filed (3.89)
- 9Years filed
- $664,441Premium filed
- $1,894,332Indemnity paid
- $3,236,658Liability insured
- 15,165Quantity planted
- 15,165Quantity lost
- 150Policies
- 150Policies with a loss
- 2.85Loss ratio, whole span
Causes that carried the indemnity in Burke County
- Drought $629,447 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $608,767 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $188,142 indemnity · 2 years
- Hail $167,554 indemnity · 4 years
- Heat $73,083 indemnity · 2 years
- Wind/Excess Wind $72,559 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.90Low end of the filed band
- 1.85Middle of the filed band
- 2.87High end of the filed band
- 2020Worst year filed (2.95)
- 10Years filed
- $735,210Premium filed
- $1,538,126Indemnity paid
- $4,182,725Liability insured
- 171,276Quantity planted
- 0Quantity lost
- 784Policies
- 784Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Burke County
- ARPI/SCO/STAX Crops Only $1,538,126 indemnity · 10 years
Corn 10 years filed
- 2.78Low end of the filed band
- 3.44Middle of the filed band
- 5.41High end of the filed band
- 2017Worst year filed (6.00)
- 10Years filed
- $408,210Premium filed
- $1,314,591Indemnity paid
- $2,225,367Liability insured
- 6,361Quantity planted
- 6,361Quantity lost
- 110Policies
- 110Policies with a loss
- 3.22Loss ratio, whole span
Causes that carried the indemnity in Burke County
- Excess Moisture/Precipitation/Rain $819,546 indemnity · 8 years
- Drought $232,824 indemnity · 7 years
- Heat $92,858 indemnity · 2 years
- Cold Wet Weather $74,733 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $66,973 indemnity · 3 years
- Wind/Excess Wind $27,535 indemnity · 1 years
Apiculture 7 years filed
- 0.93Low end of the filed band
- 2.37Middle of the filed band
- 2.87High end of the filed band
- 2021Worst year filed (2.87)
- 7Years filed
- $416,418Premium filed
- $859,005Indemnity paid
- $2,148,874Liability insured
- 10,375Quantity planted
- 0Quantity lost
- 105Policies
- 105Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Burke County
- ARPI/SCO/STAX/MP Crops Only $859,005 indemnity · 7 years
Every county-crop the agency files in North Dakota → Buy the Burke County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.