Crop-loss band · North Dakota
Dickey County, North Dakota — crop-loss band
- 1.90Low end of the filed band
- 2.79Middle of the filed band
- 3.77High end of the filed band
- 2020Worst year filed (4.04)
- 10Years filed
Every year the Risk Management Agency has filed for Dickey County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.90 at the low end to 3.77 at the high end, with 2.79 in the middle. The worst year filed is 2020, at 4.04. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $8,519,935 | $19,553,279 | $43,315,837 | 706 | 706 | 2.30 |
| 2016 | $1,802,010 | $4,382,242 | $9,978,513 | 233 | 233 | 2.43 |
| 2017 | $3,617,495 | $11,315,969 | $20,594,135 | 561 | 561 | 3.13 |
| 2018 | $2,412,979 | $7,419,201 | $15,611,240 | 423 | 423 | 3.07 |
| 2019 | $9,372,581 | $35,317,549 | $45,879,601 | 920 | 920 | 3.77 |
| 2020 | $13,138,803 | $53,092,076 | $60,208,660 | 904 | 904 | 4.04 |
| 2021 | $12,390,280 | $23,561,840 | $84,582,268 | 728 | 728 | 1.90 |
| 2022 | $16,475,213 | $59,119,462 | $71,964,209 | 829 | 829 | 3.59 |
| 2023 | $9,233,035 | $25,763,477 | $41,669,820 | 767 | 767 | 2.79 |
| 2024 | $7,717,214 | $18,316,956 | $43,978,413 | 776 | 776 | 2.37 |
Commodities insured in Dickey County
9 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.69Low end of the filed band
- 3.21Middle of the filed band
- 3.76High end of the filed band
- 2020Worst year filed (4.06)
- 10Years filed
- $58,630,533Premium filed
- $185,047,179Indemnity paid
- $275,612,995Liability insured
- 654,290Quantity planted
- 650,414Quantity lost
- 2,782Policies
- 2,782Policies with a loss
- 3.16Loss ratio, whole span
Causes that carried the indemnity in Dickey County
- Excess Moisture/Precipitation/Rain $145,536,410 indemnity · 10 years
- Cold Wet Weather $16,188,353 indemnity · 8 years
- Drought $12,995,640 indemnity · 8 years
- Hail $4,345,749 indemnity · 9 years
- Heat $2,655,170 indemnity · 4 years
- Wind/Excess Wind $1,447,578 indemnity · 6 years
Soybeans 10 years filed
- 1.59Low end of the filed band
- 3.01Middle of the filed band
- 4.58High end of the filed band
- 2020Worst year filed (4.70)
- 10Years filed
- $18,998,491Premium filed
- $54,921,933Indemnity paid
- $127,297,688Liability insured
- 418,600Quantity planted
- 398,187Quantity lost
- 2,666Policies
- 2,666Policies with a loss
- 2.89Loss ratio, whole span
Causes that carried the indemnity in Dickey County
- Excess Moisture/Precipitation/Rain $33,744,441 indemnity · 10 years
- Drought $8,432,684 indemnity · 9 years
- Cold Wet Weather $4,348,291 indemnity · 9 years
- Hail $4,303,625 indemnity · 10 years
- Heat $1,362,354 indemnity · 6 years
- Decline in Price $1,105,457 indemnity · 8 years
Wheat 10 years filed
- 1.72Low end of the filed band
- 2.68Middle of the filed band
- 3.59High end of the filed band
- 2021Worst year filed (4.47)
- 10Years filed
- $1,554,457Premium filed
- $4,842,660Indemnity paid
- $9,020,724Liability insured
- 36,053Quantity planted
- 36,053Quantity lost
- 356Policies
- 356Policies with a loss
- 3.12Loss ratio, whole span
Causes that carried the indemnity in Dickey County
- Drought $1,864,833 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,481,464 indemnity · 10 years
- Heat $581,077 indemnity · 3 years
- Hail $347,353 indemnity · 3 years
- Mycotoxin $242,057 indemnity · 1 years
- Cold Wet Weather $211,519 indemnity · 7 years
All Other Crops 9 years filed
- 1.50Low end of the filed band
- 2.23Middle of the filed band
- 4.93High end of the filed band
- 2016Worst year filed (4.93)
- 9Years filed
- $1,485,361Premium filed
- $4,461,768Indemnity paid
- $6,391,365Liability insured
- 7,824Quantity planted
- 1,938Quantity lost
- 40Policies
- 40Policies with a loss
- 3.00Loss ratio, whole span
Causes that carried the indemnity in Dickey County
- Excess Moisture/Precipitation/Rain $2,062,042 indemnity · 4 years
- Freeze $1,053,253 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $611,794 indemnity · 7 years
- Wind/Excess Wind $471,366 indemnity · 2 years
- Hail $263,313 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.33Low end of the filed band
- 1.54Middle of the filed band
- 2.54High end of the filed band
- 2021Worst year filed (2.66)
- 10Years filed
- $2,185,902Premium filed
- $4,000,510Indemnity paid
- $10,300,882Liability insured
- 183,473Quantity planted
- 0Quantity lost
- 668Policies
- 668Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Dickey County
- ARPI/SCO/STAX Crops Only $4,000,510 indemnity · 10 years
Dry Beans 10 years filed
- 0.74Low end of the filed band
- 2.34Middle of the filed band
- 3.96High end of the filed band
- 2016Worst year filed (4.87)
- 10Years filed
- $805,714Premium filed
- $1,781,178Indemnity paid
- $4,745,007Liability insured
- 12,870Quantity planted
- 11,977Quantity lost
- 107Policies
- 107Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Dickey County
- Excess Moisture/Precipitation/Rain $1,072,538 indemnity · 10 years
- Drought $255,047 indemnity · 5 years
- Cold Wet Weather $214,907 indemnity · 3 years
- Decline in Price $192,167 indemnity · 5 years
- Heat $24,965 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $11,641 indemnity · 1 years
Sunflowers 9 years filed
- 1.17Low end of the filed band
- 2.45Middle of the filed band
- 5.06High end of the filed band
- 2016Worst year filed (5.06)
- 9Years filed
- $461,925Premium filed
- $1,079,732Indemnity paid
- $1,319,999Liability insured
- 5,310Quantity planted
- 5,406Quantity lost
- 52Policies
- 52Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Dickey County
- Excess Moisture/Precipitation/Rain $870,702 indemnity · 8 years
- Drought $92,631 indemnity · 2 years
- Cold Wet Weather $83,347 indemnity · 2 years
- Wildlife $24,399 indemnity · 1 years
- All Other Causes $8,653 indemnity · 1 years
Oats 10 years filed
- 2.00Low end of the filed band
- 2.68Middle of the filed band
- 3.91High end of the filed band
- 2021Worst year filed (5.11)
- 10Years filed
- $300,510Premium filed
- $1,041,777Indemnity paid
- $1,681,604Liability insured
- 8,367Quantity planted
- 8,309Quantity lost
- 104Policies
- 104Policies with a loss
- 3.47Loss ratio, whole span
Causes that carried the indemnity in Dickey County
- Drought $580,293 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $240,593 indemnity · 9 years
- Heat $124,866 indemnity · 3 years
- Hail $61,440 indemnity · 4 years
- Cold Wet Weather $17,493 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $15,322 indemnity · 3 years
Barley 10 years filed
- 1.18Low end of the filed band
- 2.06Middle of the filed band
- 4.75High end of the filed band
- 2017Worst year filed (5.04)
- 10Years filed
- $256,652Premium filed
- $665,314Indemnity paid
- $1,412,432Liability insured
- 6,225Quantity planted
- 6,225Quantity lost
- 72Policies
- 72Policies with a loss
- 2.59Loss ratio, whole span
Causes that carried the indemnity in Dickey County
- Heat $190,100 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $186,519 indemnity · 8 years
- Drought $134,286 indemnity · 4 years
- Hail $64,894 indemnity · 4 years
- Cold Wet Weather $55,145 indemnity · 5 years
- Decline in Price $21,099 indemnity · 2 years
Every county-crop the agency files in North Dakota → Buy the Dickey County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.