Crop-loss band · North Dakota
Dunn County, North Dakota — crop-loss band
- 1.62Low end of the filed band
- 1.99Middle of the filed band
- 2.88High end of the filed band
- 2016Worst year filed (3.29)
- 10Years filed
Every year the Risk Management Agency has filed for Dunn County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.62 at the low end to 2.88 at the high end, with 1.99 in the middle. The worst year filed is 2016, at 3.29. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $545,427 | $1,148,519 | $2,383,163 | 356 | 356 | 2.11 |
| 2016 | $1,474,280 | $4,843,668 | $8,123,897 | 391 | 391 | 3.29 |
| 2017 | $4,776,583 | $13,767,845 | $27,646,112 | 907 | 907 | 2.88 |
| 2018 | $1,482,522 | $2,955,159 | $7,982,061 | 386 | 386 | 1.99 |
| 2019 | $2,683,160 | $7,331,629 | $14,058,869 | 425 | 425 | 2.73 |
| 2020 | $2,383,678 | $4,699,143 | $12,473,246 | 643 | 643 | 1.97 |
| 2021 | $6,553,725 | $18,566,902 | $37,108,980 | 1,055 | 1,054 | 2.83 |
| 2022 | $2,837,588 | $5,441,306 | $14,261,836 | 689 | 689 | 1.92 |
| 2023 | $4,819,113 | $9,312,576 | $24,720,609 | 769 | 769 | 1.93 |
| 2024 | $4,456,301 | $7,230,104 | $23,958,886 | 936 | 936 | 1.62 |
Commodities insured in Dunn County
12 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.39Low end of the filed band
- 2.21Middle of the filed band
- 3.32High end of the filed band
- 2016Worst year filed (3.58)
- 10Years filed
- $18,601,684Premium filed
- $44,861,272Indemnity paid
- $96,891,010Liability insured
- 517,800Quantity planted
- 518,457Quantity lost
- 1,498Policies
- 1,498Policies with a loss
- 2.41Loss ratio, whole span
Causes that carried the indemnity in Dunn County
- Drought $24,934,099 indemnity · 10 years
- Hail $8,822,415 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $6,509,057 indemnity · 8 years
- Heat $1,449,474 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $742,712 indemnity · 3 years
- Decline in Price $582,604 indemnity · 9 years
Pasture,Rangeland,Forage 10 years filed
- 0.96Low end of the filed band
- 1.65Middle of the filed band
- 2.30High end of the filed band
- 2020Worst year filed (2.48)
- 10Years filed
- $5,956,115Premium filed
- $11,209,590Indemnity paid
- $30,125,045Liability insured
- 1,020,222Quantity planted
- 0Quantity lost
- 3,374Policies
- 3,374Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in Dunn County
- ARPI/SCO/STAX Crops Only $11,209,590 indemnity · 10 years
Corn 10 years filed
- 1.67Low end of the filed band
- 2.42Middle of the filed band
- 3.82High end of the filed band
- 2016Worst year filed (6.26)
- 10Years filed
- $2,488,385Premium filed
- $7,203,039Indemnity paid
- $17,629,079Liability insured
- 63,310Quantity planted
- 62,781Quantity lost
- 456Policies
- 456Policies with a loss
- 2.89Loss ratio, whole span
Causes that carried the indemnity in Dunn County
- Drought $5,377,191 indemnity · 8 years
- Hail $595,628 indemnity · 6 years
- Wind/Excess Wind $309,704 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $260,982 indemnity · 5 years
- Heat $175,555 indemnity · 5 years
- Freeze $128,871 indemnity · 1 years
Apiculture 9 years filed
- 0.85Low end of the filed band
- 1.80Middle of the filed band
- 2.74High end of the filed band
- 2021Worst year filed (2.74)
- 9Years filed
- $1,098,909Premium filed
- $2,204,403Indemnity paid
- $5,751,015Liability insured
- 28,669Quantity planted
- 0Quantity lost
- 190Policies
- 190Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Dunn County
- ARPI/SCO/STAX/MP Crops Only $2,204,403 indemnity · 9 years
Sunflowers 10 years filed
- 1.02Low end of the filed band
- 2.16Middle of the filed band
- 3.32High end of the filed band
- 2016Worst year filed (5.25)
- 10Years filed
- $913,642Premium filed
- $1,994,879Indemnity paid
- $5,891,350Liability insured
- 20,324Quantity planted
- 20,348Quantity lost
- 141Policies
- 141Policies with a loss
- 2.18Loss ratio, whole span
Causes that carried the indemnity in Dunn County
- Drought $565,755 indemnity · 7 years
- Hail $334,456 indemnity · 6 years
- Cold Wet Weather $313,037 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $309,736 indemnity · 6 years
- Insects $124,402 indemnity · 2 years
- Heat $118,290 indemnity · 3 years
Canola 10 years filed
- 1.35Low end of the filed band
- 2.21Middle of the filed band
- 4.17High end of the filed band
- 2024Worst year filed (4.64)
- 10Years filed
- $744,279Premium filed
- $1,796,253Indemnity paid
- $4,861,773Liability insured
- 21,027Quantity planted
- 21,041Quantity lost
- 117Policies
- 117Policies with a loss
- 2.41Loss ratio, whole span
Causes that carried the indemnity in Dunn County
- Drought $1,246,741 indemnity · 7 years
- Hail $315,733 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $59,890 indemnity · 4 years
- Cold Wet Weather $54,330 indemnity · 1 years
- Insects $49,521 indemnity · 2 years
- Heat $26,777 indemnity · 3 years
Barley 10 years filed
- 1.08Low end of the filed band
- 2.91Middle of the filed band
- 3.92High end of the filed band
- 2015Worst year filed (4.03)
- 10Years filed
- $523,262Premium filed
- $1,454,625Indemnity paid
- $2,416,069Liability insured
- 18,380Quantity planted
- 18,392Quantity lost
- 191Policies
- 191Policies with a loss
- 2.78Loss ratio, whole span
Causes that carried the indemnity in Dunn County
- Drought $953,342 indemnity · 8 years
- Hail $250,340 indemnity · 6 years
- Insects $63,155 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $44,945 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $42,321 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $31,800 indemnity · 2 years
Forage Production 10 years filed
- 1.71Low end of the filed band
- 2.40Middle of the filed band
- 4.27High end of the filed band
- 2022Worst year filed (8.50)
- 10Years filed
- $400,740Premium filed
- $1,229,332Indemnity paid
- $2,820,043Liability insured
- 38,051Quantity planted
- 38,008Quantity lost
- 265Policies
- 264Policies with a loss
- 3.07Loss ratio, whole span
Causes that carried the indemnity in Dunn County
- Drought $1,103,862 indemnity · 8 years
- Hail $65,963 indemnity · 5 years
- Freeze $18,741 indemnity · 1 years
- All Other Causes $17,477 indemnity · 1 years
- Frost $8,738 indemnity · 2 years
- Insects $4,244 indemnity · 2 years
Oats 10 years filed
- 0.67Low end of the filed band
- 2.14Middle of the filed band
- 3.87High end of the filed band
- 2021Worst year filed (4.18)
- 10Years filed
- $365,198Premium filed
- $1,197,938Indemnity paid
- $1,828,758Liability insured
- 15,760Quantity planted
- 15,760Quantity lost
- 198Policies
- 198Policies with a loss
- 3.28Loss ratio, whole span
Causes that carried the indemnity in Dunn County
- Drought $902,049 indemnity · 10 years
- Hail $100,900 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $73,015 indemnity · 5 years
- Heat $60,745 indemnity · 5 years
- Insects $41,350 indemnity · 2 years
- All Other Causes $10,974 indemnity · 1 years
Dry Peas 7 years filed
- 2.20Low end of the filed band
- 3.19Middle of the filed band
- 6.74High end of the filed band
- 2015Worst year filed (6.74)
- 7Years filed
- $340,462Premium filed
- $1,025,105Indemnity paid
- $2,011,801Liability insured
- 9,791Quantity planted
- 9,791Quantity lost
- 52Policies
- 52Policies with a loss
- 3.01Loss ratio, whole span
Causes that carried the indemnity in Dunn County
- Drought $760,474 indemnity · 5 years
- Hail $120,232 indemnity · 4 years
- Heat $58,848 indemnity · 2 years
- All Other Causes $50,270 indemnity · 1 years
- Wind/Excess Wind $20,822 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $12,955 indemnity · 2 years
Flax 10 years filed
- 0.55Low end of the filed band
- 1.75Middle of the filed band
- 2.38High end of the filed band
- 2018Worst year filed (2.64)
- 10Years filed
- $317,751Premium filed
- $615,340Indemnity paid
- $1,032,956Liability insured
- 6,927Quantity planted
- 6,900Quantity lost
- 35Policies
- 35Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Dunn County
- Drought $466,037 indemnity · 8 years
- Hail $69,598 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $29,718 indemnity · 1 years
- Insects $29,087 indemnity · 1 years
- Heat $20,901 indemnity · 1 years
Soybeans 5 years filed
- 1.33Low end of the filed band
- 2.03Middle of the filed band
- 3.88High end of the filed band
- 2020Worst year filed (3.88)
- 5Years filed
- $261,950Premium filed
- $505,075Indemnity paid
- $1,458,759Liability insured
- 5,973Quantity planted
- 5,973Quantity lost
- 40Policies
- 40Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Dunn County
- Drought $267,890 indemnity · 5 years
- Hail $188,723 indemnity · 1 years
- Heat $26,834 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $10,429 indemnity · 1 years
- Insects $9,298 indemnity · 1 years
- Decline in Price $1,902 indemnity · 1 years
Every county-crop the agency files in North Dakota → Buy the Dunn County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.