Crop-loss band · North Dakota
Eddy County, North Dakota — crop-loss band
- 1.52Low end of the filed band
- 2.57Middle of the filed band
- 3.10High end of the filed band
- 2020Worst year filed (3.71)
- 10Years filed
Every year the Risk Management Agency has filed for Eddy County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.52 at the low end to 3.10 at the high end, with 2.57 in the middle. The worst year filed is 2020, at 3.71. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,562,241 | $2,380,812 | $9,498,948 | 265 | 265 | 1.52 |
| 2016 | $449,072 | $1,153,008 | $2,591,406 | 112 | 112 | 2.57 |
| 2017 | $737,502 | $1,555,205 | $3,667,225 | 194 | 194 | 2.11 |
| 2018 | $1,672,638 | $3,863,449 | $11,685,999 | 248 | 248 | 2.31 |
| 2019 | $1,638,125 | $4,145,658 | $10,672,858 | 434 | 434 | 2.53 |
| 2020 | $3,651,166 | $13,546,473 | $16,680,679 | 608 | 608 | 3.71 |
| 2021 | $6,391,169 | $19,836,341 | $46,025,193 | 660 | 660 | 3.10 |
| 2022 | $5,383,396 | $14,660,234 | $23,340,638 | 856 | 856 | 2.72 |
| 2023 | $3,329,948 | $9,986,472 | $15,464,996 | 667 | 667 | 3.00 |
| 2024 | $3,708,932 | $9,860,752 | $18,207,900 | 595 | 595 | 2.66 |
Commodities insured in Eddy County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.98Low end of the filed band
- 2.41Middle of the filed band
- 2.96High end of the filed band
- 2020Worst year filed (3.75)
- 10Years filed
- $9,247,495Premium filed
- $26,690,837Indemnity paid
- $42,188,742Liability insured
- 119,031Quantity planted
- 118,767Quantity lost
- 812Policies
- 812Policies with a loss
- 2.89Loss ratio, whole span
Causes that carried the indemnity in Eddy County
- Excess Moisture/Precipitation/Rain $15,981,016 indemnity · 9 years
- Drought $9,033,892 indemnity · 7 years
- Cold Wet Weather $905,379 indemnity · 6 years
- Hail $406,307 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $134,650 indemnity · 3 years
- Wind/Excess Wind $127,544 indemnity · 5 years
Soybeans 10 years filed
- 1.61Low end of the filed band
- 2.69Middle of the filed band
- 3.66High end of the filed band
- 2020Worst year filed (4.56)
- 10Years filed
- $9,253,511Premium filed
- $25,734,473Indemnity paid
- $65,628,204Liability insured
- 249,036Quantity planted
- 256,582Quantity lost
- 1,521Policies
- 1,521Policies with a loss
- 2.78Loss ratio, whole span
Causes that carried the indemnity in Eddy County
- Drought $10,657,782 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $10,327,074 indemnity · 10 years
- Hail $1,566,069 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $941,496 indemnity · 3 years
- Cold Wet Weather $668,719 indemnity · 6 years
- Decline in Price $478,212 indemnity · 7 years
Wheat 10 years filed
- 1.26Low end of the filed band
- 2.66Middle of the filed band
- 3.52High end of the filed band
- 2021Worst year filed (4.13)
- 10Years filed
- $3,350,224Premium filed
- $10,531,418Indemnity paid
- $20,302,920Liability insured
- 87,973Quantity planted
- 88,369Quantity lost
- 797Policies
- 797Policies with a loss
- 3.14Loss ratio, whole span
Causes that carried the indemnity in Eddy County
- Excess Moisture/Precipitation/Rain $4,395,775 indemnity · 9 years
- Drought $4,390,410 indemnity · 9 years
- Hail $489,412 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $368,135 indemnity · 3 years
- Cold Wet Weather $348,737 indemnity · 4 years
- Falling Numbers $171,019 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 1.13Low end of the filed band
- 2.33Middle of the filed band
- 2.89High end of the filed band
- 2023Worst year filed (3.04)
- 10Years filed
- $3,701,012Premium filed
- $8,612,561Indemnity paid
- $14,667,907Liability insured
- 274,944Quantity planted
- 0Quantity lost
- 977Policies
- 977Policies with a loss
- 2.33Loss ratio, whole span
Causes that carried the indemnity in Eddy County
- ARPI/SCO/STAX Crops Only $8,612,561 indemnity · 10 years
Dry Beans 10 years filed
- 1.61Low end of the filed band
- 2.78Middle of the filed band
- 5.66High end of the filed band
- 2021Worst year filed (5.85)
- 10Years filed
- $1,662,452Premium filed
- $5,438,652Indemnity paid
- $7,916,229Liability insured
- 23,059Quantity planted
- 23,087Quantity lost
- 219Policies
- 219Policies with a loss
- 3.27Loss ratio, whole span
Causes that carried the indemnity in Eddy County
- Drought $2,386,930 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,926,442 indemnity · 8 years
- Frost $389,844 indemnity · 2 years
- Hail $330,281 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $138,822 indemnity · 1 years
- Decline in Price $100,009 indemnity · 6 years
Barley 10 years filed
- 1.67Low end of the filed band
- 4.11Middle of the filed band
- 6.03High end of the filed band
- 2018Worst year filed (6.25)
- 10Years filed
- $522,627Premium filed
- $1,963,761Indemnity paid
- $4,369,298Liability insured
- 16,998Quantity planted
- 16,998Quantity lost
- 140Policies
- 140Policies with a loss
- 3.76Loss ratio, whole span
Causes that carried the indemnity in Eddy County
- Drought $1,024,001 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $627,708 indemnity · 8 years
- Hail $202,565 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $75,148 indemnity · 2 years
- Wind/Excess Wind $14,421 indemnity · 1 years
- Cold Wet Weather $11,657 indemnity · 2 years
Canola 9 years filed
- 2.56Low end of the filed band
- 2.98Middle of the filed band
- 5.56High end of the filed band
- 2015Worst year filed (5.56)
- 9Years filed
- $415,363Premium filed
- $1,233,448Indemnity paid
- $1,560,478Liability insured
- 6,178Quantity planted
- 6,178Quantity lost
- 67Policies
- 67Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Eddy County
- Excess Moisture/Precipitation/Rain $747,199 indemnity · 7 years
- Drought $421,485 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $36,468 indemnity · 1 years
- Insects $8,855 indemnity · 1 years
- Heat $8,171 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $6,850 indemnity · 2 years
Sunflowers 10 years filed
- 0.96Low end of the filed band
- 2.17Middle of the filed band
- 2.65High end of the filed band
- 2015Worst year filed (5.66)
- 10Years filed
- $371,505Premium filed
- $783,254Indemnity paid
- $1,202,064Liability insured
- 5,771Quantity planted
- 5,670Quantity lost
- 106Policies
- 106Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Eddy County
- Excess Moisture/Precipitation/Rain $613,111 indemnity · 9 years
- Drought $122,577 indemnity · 6 years
- Cold Wet Weather $23,265 indemnity · 2 years
- Wildlife $8,786 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $7,368 indemnity · 1 years
- Insects $5,644 indemnity · 2 years
Every county-crop the agency files in North Dakota → Buy the Eddy County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.