Crop-loss band · North Dakota
Foster County, North Dakota — crop-loss band
- 1.57Low end of the filed band
- 2.67Middle of the filed band
- 3.84High end of the filed band
- 2020Worst year filed (4.23)
- 10Years filed
Every year the Risk Management Agency has filed for Foster County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.57 at the low end to 3.84 at the high end, with 2.67 in the middle. The worst year filed is 2020, at 4.23. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,980,420 | $3,408,961 | $11,567,440 | 175 | 174 | 1.72 |
| 2016 | $477,128 | $748,811 | $2,868,790 | 52 | 52 | 1.57 |
| 2017 | $2,811,972 | $10,803,548 | $16,447,408 | 394 | 394 | 3.84 |
| 2018 | $1,934,077 | $3,686,702 | $13,627,516 | 283 | 283 | 1.91 |
| 2019 | $2,033,697 | $5,921,198 | $14,144,576 | 461 | 461 | 2.91 |
| 2020 | $7,111,804 | $30,101,996 | $35,234,210 | 615 | 615 | 4.23 |
| 2021 | $9,881,407 | $24,812,659 | $72,585,151 | 573 | 570 | 2.51 |
| 2022 | $6,318,255 | $22,997,835 | $26,113,473 | 622 | 622 | 3.64 |
| 2023 | $4,075,011 | $15,360,197 | $18,984,454 | 543 | 543 | 3.77 |
| 2024 | $4,395,332 | $11,725,005 | $23,152,920 | 547 | 547 | 2.67 |
Commodities insured in Foster County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.86Low end of the filed band
- 2.73Middle of the filed band
- 3.76High end of the filed band
- 2020Worst year filed (4.04)
- 10Years filed
- $19,621,123Premium filed
- $65,268,912Indemnity paid
- $96,520,806Liability insured
- 256,331Quantity planted
- 255,335Quantity lost
- 1,099Policies
- 1,096Policies with a loss
- 3.33Loss ratio, whole span
Causes that carried the indemnity in Foster County
- Excess Moisture/Precipitation/Rain $39,410,485 indemnity · 9 years
- Drought $12,969,207 indemnity · 7 years
- Cold Wet Weather $7,846,587 indemnity · 6 years
- Hail $3,122,904 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $790,976 indemnity · 4 years
- Flood $491,775 indemnity · 1 years
Soybeans 10 years filed
- 1.63Low end of the filed band
- 2.30Middle of the filed band
- 4.54High end of the filed band
- 2020Worst year filed (4.91)
- 10Years filed
- $15,140,091Premium filed
- $44,750,632Indemnity paid
- $103,358,340Liability insured
- 389,114Quantity planted
- 386,319Quantity lost
- 1,725Policies
- 1,724Policies with a loss
- 2.96Loss ratio, whole span
Causes that carried the indemnity in Foster County
- Excess Moisture/Precipitation/Rain $19,416,581 indemnity · 10 years
- Drought $12,077,113 indemnity · 7 years
- Hail $7,157,561 indemnity · 9 years
- Cold Wet Weather $2,998,536 indemnity · 8 years
- Freeze $563,003 indemnity · 3 years
- Frost $544,925 indemnity · 3 years
Wheat 10 years filed
- 1.71Low end of the filed band
- 2.79Middle of the filed band
- 3.98High end of the filed band
- 2017Worst year filed (4.44)
- 10Years filed
- $3,289,450Premium filed
- $10,718,396Indemnity paid
- $19,424,686Liability insured
- 87,898Quantity planted
- 88,057Quantity lost
- 769Policies
- 769Policies with a loss
- 3.26Loss ratio, whole span
Causes that carried the indemnity in Foster County
- Excess Moisture/Precipitation/Rain $5,098,936 indemnity · 10 years
- Drought $2,205,149 indemnity · 8 years
- Hail $1,780,063 indemnity · 7 years
- Cold Wet Weather $882,815 indemnity · 8 years
- Falling Numbers $268,115 indemnity · 2 years
- Plant Disease $222,304 indemnity · 2 years
Dry Beans 10 years filed
- 1.52Low end of the filed band
- 3.81Middle of the filed band
- 4.55High end of the filed band
- 2022Worst year filed (4.60)
- 10Years filed
- $1,153,771Premium filed
- $3,904,227Indemnity paid
- $7,481,663Liability insured
- 20,138Quantity planted
- 19,286Quantity lost
- 151Policies
- 151Policies with a loss
- 3.38Loss ratio, whole span
Causes that carried the indemnity in Foster County
- Excess Moisture/Precipitation/Rain $1,461,136 indemnity · 9 years
- Drought $694,755 indemnity · 3 years
- Hail $580,363 indemnity · 5 years
- Freeze $273,798 indemnity · 1 years
- Frost $202,272 indemnity · 1 years
- Cold Wet Weather $154,282 indemnity · 3 years
Barley 10 years filed
- 2.06Low end of the filed band
- 4.40Middle of the filed band
- 5.29High end of the filed band
- 2017Worst year filed (7.17)
- 10Years filed
- $484,844Premium filed
- $2,148,557Indemnity paid
- $3,177,668Liability insured
- 16,354Quantity planted
- 16,354Quantity lost
- 122Policies
- 122Policies with a loss
- 4.43Loss ratio, whole span
Causes that carried the indemnity in Foster County
- Hail $1,026,737 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $769,649 indemnity · 9 years
- Drought $205,322 indemnity · 6 years
- Plant Disease $65,819 indemnity · 1 years
- Wind/Excess Wind $34,817 indemnity · 1 years
- Cold Wet Weather $26,965 indemnity · 2 years
Pasture,Rangeland,Forage 7 years filed
- 0.81Low end of the filed band
- 2.52Middle of the filed band
- 2.77High end of the filed band
- 2020Worst year filed (2.77)
- 7Years filed
- $942,254Premium filed
- $1,920,196Indemnity paid
- $3,529,138Liability insured
- 63,583Quantity planted
- 0Quantity lost
- 319Policies
- 319Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Foster County
- ARPI/SCO/STAX/MP Crops Only $1,920,196 indemnity · 7 years
Sunflowers 9 years filed
- 1.42Low end of the filed band
- 2.17Middle of the filed band
- 5.06High end of the filed band
- 2015Worst year filed (5.06)
- 9Years filed
- $387,570Premium filed
- $855,992Indemnity paid
- $1,233,637Liability insured
- 5,842Quantity planted
- 5,955Quantity lost
- 80Policies
- 80Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Foster County
- Excess Moisture/Precipitation/Rain $649,828 indemnity · 8 years
- Wildlife $86,776 indemnity · 5 years
- Drought $52,709 indemnity · 4 years
- Hail $26,358 indemnity · 3 years
- Plant Disease $15,523 indemnity · 2 years
- Cold Wet Weather $11,638 indemnity · 1 years
Every county-crop the agency files in North Dakota → Buy the Foster County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.