Crop-loss band · North Dakota
Grant County, North Dakota — crop-loss band
- 1.67Low end of the filed band
- 1.91Middle of the filed band
- 3.00High end of the filed band
- 2021Worst year filed (3.05)
- 10Years filed
Every year the Risk Management Agency has filed for Grant County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.67 at the low end to 3.00 at the high end, with 1.91 in the middle. The worst year filed is 2021, at 3.05. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,314,049 | $2,189,514 | $4,727,498 | 257 | 257 | 1.67 |
| 2016 | $1,929,817 | $3,683,641 | $8,902,020 | 435 | 433 | 1.91 |
| 2017 | $8,599,551 | $25,767,358 | $38,147,761 | 1,423 | 1,423 | 3.00 |
| 2018 | $3,957,947 | $7,812,563 | $16,340,409 | 523 | 523 | 1.97 |
| 2019 | $3,045,710 | $6,592,390 | $12,391,149 | 429 | 428 | 2.16 |
| 2020 | $4,061,278 | $9,330,112 | $19,870,301 | 840 | 840 | 2.30 |
| 2021 | $9,514,579 | $28,984,244 | $47,262,271 | 1,305 | 1,304 | 3.05 |
| 2022 | $4,866,581 | $9,313,820 | $22,793,185 | 769 | 769 | 1.91 |
| 2023 | $2,548,441 | $4,388,596 | $10,559,351 | 532 | 532 | 1.72 |
| 2024 | $4,006,518 | $7,622,218 | $20,220,934 | 780 | 780 | 1.90 |
Commodities insured in Grant County
11 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.53Low end of the filed band
- 2.07Middle of the filed band
- 3.34High end of the filed band
- 2017Worst year filed (3.55)
- 10Years filed
- $12,306,527Premium filed
- $36,130,581Indemnity paid
- $57,074,479Liability insured
- 374,739Quantity planted
- 374,982Quantity lost
- 1,615Policies
- 1,615Policies with a loss
- 2.94Loss ratio, whole span
Causes that carried the indemnity in Grant County
- Drought $25,045,753 indemnity · 9 years
- Hail $4,070,800 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,370,610 indemnity · 9 years
- Plant Disease $947,369 indemnity · 3 years
- Cold Wet Weather $551,881 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $483,559 indemnity · 2 years
Corn 10 years filed
- 1.19Low end of the filed band
- 2.07Middle of the filed band
- 2.78High end of the filed band
- 2021Worst year filed (3.01)
- 10Years filed
- $15,683,983Premium filed
- $34,529,251Indemnity paid
- $67,971,643Liability insured
- 232,331Quantity planted
- 231,889Quantity lost
- 1,463Policies
- 1,462Policies with a loss
- 2.20Loss ratio, whole span
Causes that carried the indemnity in Grant County
- Drought $23,709,309 indemnity · 9 years
- Hail $3,529,592 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,416,882 indemnity · 8 years
- Wind/Excess Wind $1,157,780 indemnity · 4 years
- Heat $1,128,480 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $687,979 indemnity · 3 years
Sunflowers 10 years filed
- 1.08Low end of the filed band
- 2.15Middle of the filed band
- 2.43High end of the filed band
- 2017Worst year filed (2.89)
- 10Years filed
- $4,214,449Premium filed
- $8,939,964Indemnity paid
- $17,352,240Liability insured
- 79,534Quantity planted
- 80,058Quantity lost
- 551Policies
- 551Policies with a loss
- 2.12Loss ratio, whole span
Causes that carried the indemnity in Grant County
- Drought $4,606,093 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,276,922 indemnity · 9 years
- Hail $1,018,405 indemnity · 7 years
- Wind/Excess Wind $821,467 indemnity · 5 years
- Cold Wet Weather $414,107 indemnity · 2 years
- Heat $315,077 indemnity · 6 years
Soybeans 9 years filed
- 1.40Low end of the filed band
- 2.82Middle of the filed band
- 3.44High end of the filed band
- 2021Worst year filed (3.44)
- 9Years filed
- $2,873,268Premium filed
- $8,344,370Indemnity paid
- $16,312,908Liability insured
- 76,465Quantity planted
- 77,924Quantity lost
- 434Policies
- 434Policies with a loss
- 2.90Loss ratio, whole span
Causes that carried the indemnity in Grant County
- Drought $5,747,401 indemnity · 6 years
- Heat $1,010,533 indemnity · 4 years
- Hail $849,323 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $370,612 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $78,689 indemnity · 2 years
- Cold Wet Weather $78,495 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.31Low end of the filed band
- 1.40Middle of the filed band
- 2.90High end of the filed band
- 2017Worst year filed (3.22)
- 10Years filed
- $4,088,962Premium filed
- $7,461,680Indemnity paid
- $22,532,662Liability insured
- 730,886Quantity planted
- 0Quantity lost
- 1,783Policies
- 1,783Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Grant County
- ARPI/SCO/STAX Crops Only $7,461,680 indemnity · 10 years
Canola 10 years filed
- 0.48Low end of the filed band
- 1.55Middle of the filed band
- 2.50High end of the filed band
- 2021Worst year filed (3.21)
- 10Years filed
- $1,299,074Premium filed
- $2,817,974Indemnity paid
- $5,538,731Liability insured
- 27,577Quantity planted
- 26,126Quantity lost
- 152Policies
- 152Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Grant County
- Drought $2,207,043 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $353,236 indemnity · 6 years
- Hail $133,172 indemnity · 4 years
- Heat $44,971 indemnity · 3 years
- Cold Wet Weather $26,587 indemnity · 3 years
- All Other Causes $19,250 indemnity · 2 years
Forage Production 10 years filed
- 0.37Low end of the filed band
- 1.50Middle of the filed band
- 2.02High end of the filed band
- 2017Worst year filed (3.29)
- 10Years filed
- $1,125,494Premium filed
- $2,323,103Indemnity paid
- $4,690,224Liability insured
- 62,040Quantity planted
- 61,826Quantity lost
- 580Policies
- 577Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Grant County
- Drought $2,076,079 indemnity · 9 years
- Insects $62,461 indemnity · 2 years
- Hail $52,225 indemnity · 7 years
- Freeze $30,292 indemnity · 3 years
- Heat $23,974 indemnity · 5 years
- Frost $23,855 indemnity · 2 years
Oats 10 years filed
- 0.97Low end of the filed band
- 1.68Middle of the filed band
- 2.54High end of the filed band
- 2017Worst year filed (3.07)
- 10Years filed
- $715,367Premium filed
- $1,609,559Indemnity paid
- $2,409,176Liability insured
- 24,953Quantity planted
- 24,959Quantity lost
- 386Policies
- 386Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Grant County
- Drought $1,223,301 indemnity · 9 years
- Hail $176,298 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $116,989 indemnity · 8 years
- Insects $47,028 indemnity · 4 years
- Heat $23,201 indemnity · 4 years
- All Other Causes $12,531 indemnity · 2 years
Rye 9 years filed
- 1.88Low end of the filed band
- 4.44Middle of the filed band
- 7.15High end of the filed band
- 2019Worst year filed (7.15)
- 9Years filed
- $394,372Premium filed
- $1,464,267Indemnity paid
- $1,806,657Liability insured
- 10,894Quantity planted
- 10,894Quantity lost
- 59Policies
- 59Policies with a loss
- 3.71Loss ratio, whole span
Causes that carried the indemnity in Grant County
- Drought $1,153,542 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $105,579 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $89,592 indemnity · 1 years
- Freeze $40,181 indemnity · 2 years
- Hail $37,353 indemnity · 4 years
- Wind/Excess Wind $13,329 indemnity · 2 years
Apiculture 10 years filed
- 0.25Low end of the filed band
- 1.34Middle of the filed band
- 2.32High end of the filed band
- 2017Worst year filed (3.51)
- 10Years filed
- $854,522Premium filed
- $1,383,037Indemnity paid
- $4,113,679Liability insured
- 20,136Quantity planted
- 0Quantity lost
- 244Policies
- 244Policies with a loss
- 1.62Loss ratio, whole span
Causes that carried the indemnity in Grant County
- ARPI/SCO/STAX Crops Only $1,383,037 indemnity · 10 years
Dry Peas 10 years filed
- 1.04Low end of the filed band
- 3.10Middle of the filed band
- 4.97High end of the filed band
- 2020Worst year filed (5.27)
- 10Years filed
- $288,453Premium filed
- $680,670Indemnity paid
- $1,412,479Liability insured
- 5,771Quantity planted
- 5,771Quantity lost
- 26Policies
- 26Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Grant County
- Drought $480,221 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $181,740 indemnity · 5 years
- Hail $18,710 indemnity · 2 years
Every county-crop the agency files in North Dakota → Buy the Grant County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.