Crop-loss band · North Dakota
Hettinger County, North Dakota — crop-loss band
- 1.78Low end of the filed band
- 2.08Middle of the filed band
- 2.81High end of the filed band
- 2019Worst year filed (3.14)
- 10Years filed
Every year the Risk Management Agency has filed for Hettinger County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.78 at the low end to 2.81 at the high end, with 2.08 in the middle. The worst year filed is 2019, at 3.14. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,157,858 | $2,369,837 | $5,368,832 | 353 | 353 | 2.05 |
| 2016 | $2,750,832 | $4,883,296 | $14,523,050 | 362 | 359 | 1.78 |
| 2017 | $14,175,366 | $39,789,691 | $77,991,709 | 1,239 | 1,239 | 2.81 |
| 2018 | $2,454,873 | $5,112,271 | $14,096,707 | 322 | 321 | 2.08 |
| 2019 | $6,312,966 | $19,812,386 | $38,595,260 | 662 | 662 | 3.14 |
| 2020 | $6,007,084 | $14,386,907 | $33,442,457 | 671 | 671 | 2.40 |
| 2021 | $7,993,224 | $17,495,411 | $41,327,293 | 679 | 678 | 2.19 |
| 2022 | $6,223,172 | $12,392,796 | $29,703,829 | 825 | 825 | 1.99 |
| 2023 | $1,432,171 | $3,318,612 | $6,545,100 | 354 | 354 | 2.32 |
| 2024 | $2,181,686 | $4,242,281 | $11,294,472 | 499 | 499 | 1.94 |
Commodities insured in Hettinger County
10 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.74Low end of the filed band
- 2.38Middle of the filed band
- 3.01High end of the filed band
- 2019Worst year filed (3.46)
- 10Years filed
- $28,279,218Premium filed
- $76,520,719Indemnity paid
- $162,941,969Liability insured
- 809,101Quantity planted
- 813,176Quantity lost
- 2,244Policies
- 2,241Policies with a loss
- 2.71Loss ratio, whole span
Causes that carried the indemnity in Hettinger County
- Drought $37,882,046 indemnity · 9 years
- Hail $19,828,781 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $9,814,670 indemnity · 9 years
- Cold Wet Weather $2,236,547 indemnity · 5 years
- Heat $1,684,824 indemnity · 8 years
- Plant Disease $1,035,688 indemnity · 5 years
Canola 10 years filed
- 1.33Low end of the filed band
- 1.46Middle of the filed band
- 2.56High end of the filed band
- 2023Worst year filed (2.63)
- 10Years filed
- $9,289,943Premium filed
- $18,135,298Indemnity paid
- $38,029,492Liability insured
- 153,337Quantity planted
- 154,410Quantity lost
- 690Policies
- 690Policies with a loss
- 1.95Loss ratio, whole span
Causes that carried the indemnity in Hettinger County
- Drought $9,921,495 indemnity · 7 years
- Hail $3,886,735 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $2,044,416 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $1,192,405 indemnity · 9 years
- Cold Wet Weather $475,284 indemnity · 3 years
- Heat $329,819 indemnity · 4 years
Corn 10 years filed
- 1.30Low end of the filed band
- 1.98Middle of the filed band
- 3.37High end of the filed band
- 2023Worst year filed (3.76)
- 10Years filed
- $5,341,924Premium filed
- $12,295,723Indemnity paid
- $32,589,953Liability insured
- 120,783Quantity planted
- 120,324Quantity lost
- 699Policies
- 699Policies with a loss
- 2.30Loss ratio, whole span
Causes that carried the indemnity in Hettinger County
- Drought $7,692,187 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,055,667 indemnity · 6 years
- Hail $1,033,020 indemnity · 9 years
- Wind/Excess Wind $581,285 indemnity · 3 years
- Heat $518,100 indemnity · 5 years
- Cold Wet Weather $468,999 indemnity · 4 years
Apiculture 10 years filed
- 0.94Low end of the filed band
- 2.19Middle of the filed band
- 2.26High end of the filed band
- 2020Worst year filed (2.84)
- 10Years filed
- $2,526,351Premium filed
- $5,279,186Indemnity paid
- $10,879,254Liability insured
- 52,550Quantity planted
- 0Quantity lost
- 378Policies
- 378Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Hettinger County
- ARPI/SCO/STAX Crops Only $5,279,186 indemnity · 10 years
Sunflowers 10 years filed
- 1.31Low end of the filed band
- 1.73Middle of the filed band
- 3.10High end of the filed band
- 2021Worst year filed (4.11)
- 10Years filed
- $1,725,276Premium filed
- $3,153,468Indemnity paid
- $9,712,424Liability insured
- 38,223Quantity planted
- 35,734Quantity lost
- 264Policies
- 263Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Hettinger County
- Drought $1,582,528 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $664,859 indemnity · 7 years
- Cold Wet Weather $295,070 indemnity · 3 years
- Hail $287,404 indemnity · 5 years
- Heat $86,270 indemnity · 4 years
- Wind/Excess Wind $67,887 indemnity · 3 years
Soybeans 10 years filed
- 0.58Low end of the filed band
- 1.47Middle of the filed band
- 3.18High end of the filed band
- 2018Worst year filed (3.57)
- 10Years filed
- $1,101,105Premium filed
- $2,642,577Indemnity paid
- $6,381,808Liability insured
- 32,007Quantity planted
- 33,055Quantity lost
- 195Policies
- 195Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in Hettinger County
- Drought $1,375,496 indemnity · 7 years
- Hail $441,123 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $326,241 indemnity · 6 years
- Heat $228,467 indemnity · 4 years
- All Other Causes $114,416 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $57,769 indemnity · 3 years
Dry Peas 10 years filed
- 0.96Low end of the filed band
- 2.34Middle of the filed band
- 3.45High end of the filed band
- 2023Worst year filed (3.80)
- 10Years filed
- $747,162Premium filed
- $1,996,848Indemnity paid
- $4,078,396Liability insured
- 23,696Quantity planted
- 23,696Quantity lost
- 161Policies
- 161Policies with a loss
- 2.67Loss ratio, whole span
Causes that carried the indemnity in Hettinger County
- Drought $636,312 indemnity · 6 years
- Hail $460,531 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $357,163 indemnity · 4 years
- Cold Wet Weather $290,059 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $113,660 indemnity · 3 years
- Heat $57,900 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 0.80Low end of the filed band
- 1.89Middle of the filed band
- 2.24High end of the filed band
- 2020Worst year filed (2.43)
- 10Years filed
- $1,011,351Premium filed
- $1,940,495Indemnity paid
- $4,484,236Liability insured
- 130,117Quantity planted
- 0Quantity lost
- 1,117Policies
- 1,116Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Hettinger County
- ARPI/SCO/STAX Crops Only $1,940,495 indemnity · 10 years
Barley 9 years filed
- 1.47Low end of the filed band
- 2.70Middle of the filed band
- 5.67High end of the filed band
- 2019Worst year filed (5.67)
- 9Years filed
- $329,656Premium filed
- $931,654Indemnity paid
- $1,688,792Liability insured
- 9,186Quantity planted
- 9,187Quantity lost
- 96Policies
- 96Policies with a loss
- 2.83Loss ratio, whole span
Causes that carried the indemnity in Hettinger County
- Drought $484,908 indemnity · 5 years
- Hail $193,477 indemnity · 7 years
- Wind/Excess Wind $113,620 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $70,479 indemnity · 3 years
- Heat $36,994 indemnity · 3 years
- Cold Wet Weather $22,503 indemnity · 2 years
Flax 10 years filed
- 1.26Low end of the filed band
- 2.05Middle of the filed band
- 3.43High end of the filed band
- 2023Worst year filed (4.37)
- 10Years filed
- $337,245Premium filed
- $907,520Indemnity paid
- $2,102,384Liability insured
- 13,807Quantity planted
- 13,577Quantity lost
- 122Policies
- 122Policies with a loss
- 2.69Loss ratio, whole span
Causes that carried the indemnity in Hettinger County
- Drought $611,985 indemnity · 7 years
- Hail $119,119 indemnity · 6 years
- Heat $86,675 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $62,344 indemnity · 5 years
- All Other Causes $9,716 indemnity · 1 years
- Cold Wet Weather $8,035 indemnity · 1 years
Every county-crop the agency files in North Dakota → Buy the Hettinger County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.