Crop-loss band · North Dakota
LaMoure County, North Dakota — crop-loss band
- 1.91Low end of the filed band
- 2.26Middle of the filed band
- 3.91High end of the filed band
- 2020Worst year filed (4.41)
- 10Years filed
Every year the Risk Management Agency has filed for LaMoure County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.91 at the low end to 3.91 at the high end, with 2.26 in the middle. The worst year filed is 2020, at 4.41. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $5,049,170 | $9,724,525 | $25,831,943 | 643 | 642 | 1.93 |
| 2016 | $672,752 | $1,292,267 | $3,318,388 | 116 | 116 | 1.92 |
| 2017 | $4,486,498 | $10,119,870 | $29,632,574 | 637 | 637 | 2.26 |
| 2018 | $2,008,916 | $7,158,721 | $12,282,162 | 530 | 530 | 3.56 |
| 2019 | $12,538,114 | $45,522,098 | $72,158,917 | 1,434 | 1,434 | 3.63 |
| 2020 | $15,160,691 | $66,907,332 | $71,629,184 | 1,131 | 1,129 | 4.41 |
| 2021 | $14,957,254 | $28,623,106 | $123,815,435 | 1,100 | 1,100 | 1.91 |
| 2022 | $16,011,461 | $62,626,809 | $83,105,440 | 1,100 | 1,100 | 3.91 |
| 2023 | $7,588,663 | $22,692,850 | $37,847,310 | 923 | 923 | 2.99 |
| 2024 | $9,397,546 | $19,289,367 | $69,629,752 | 925 | 925 | 2.05 |
Commodities insured in LaMoure County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 2.01Low end of the filed band
- 2.84Middle of the filed band
- 4.14High end of the filed band
- 2020Worst year filed (4.27)
- 10Years filed
- $50,692,470Premium filed
- $173,367,725Indemnity paid
- $259,329,988Liability insured
- 571,655Quantity planted
- 577,291Quantity lost
- 2,913Policies
- 2,912Policies with a loss
- 3.42Loss ratio, whole span
Causes that carried the indemnity in LaMoure County
- Excess Moisture/Precipitation/Rain $134,278,092 indemnity · 10 years
- Drought $17,335,151 indemnity · 8 years
- Cold Wet Weather $15,611,788 indemnity · 9 years
- Other (Snow, Lightning, Etc.) $1,796,609 indemnity · 4 years
- Hail $1,125,288 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $972,866 indemnity · 4 years
Soybeans 10 years filed
- 1.59Low end of the filed band
- 2.07Middle of the filed band
- 4.44High end of the filed band
- 2020Worst year filed (5.18)
- 10Years filed
- $30,822,859Premium filed
- $84,284,972Indemnity paid
- $237,434,030Liability insured
- 710,574Quantity planted
- 700,764Quantity lost
- 3,917Policies
- 3,915Policies with a loss
- 2.73Loss ratio, whole span
Causes that carried the indemnity in LaMoure County
- Excess Moisture/Precipitation/Rain $52,727,203 indemnity · 10 years
- Drought $12,972,710 indemnity · 8 years
- Hail $5,963,151 indemnity · 10 years
- Cold Wet Weather $5,587,719 indemnity · 9 years
- Decline in Price $1,861,356 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,279,841 indemnity · 2 years
Wheat 10 years filed
- 1.97Low end of the filed band
- 3.06Middle of the filed band
- 3.53High end of the filed band
- 2020Worst year filed (3.89)
- 10Years filed
- $2,598,579Premium filed
- $8,195,295Indemnity paid
- $15,738,875Liability insured
- 64,301Quantity planted
- 64,301Quantity lost
- 804Policies
- 804Policies with a loss
- 3.15Loss ratio, whole span
Causes that carried the indemnity in LaMoure County
- Excess Moisture/Precipitation/Rain $4,841,136 indemnity · 10 years
- Drought $1,771,621 indemnity · 8 years
- Cold Wet Weather $472,049 indemnity · 6 years
- Hail $285,079 indemnity · 6 years
- Falling Numbers $241,861 indemnity · 1 years
- Heat $196,459 indemnity · 4 years
Dry Beans 10 years filed
- 1.55Low end of the filed band
- 2.09Middle of the filed band
- 2.74High end of the filed band
- 2018Worst year filed (3.99)
- 10Years filed
- $2,110,810Premium filed
- $4,667,346Indemnity paid
- $9,360,307Liability insured
- 23,366Quantity planted
- 23,207Quantity lost
- 194Policies
- 194Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in LaMoure County
- Excess Moisture/Precipitation/Rain $2,983,093 indemnity · 10 years
- Drought $669,479 indemnity · 5 years
- Cold Wet Weather $306,417 indemnity · 5 years
- Decline in Price $236,252 indemnity · 5 years
- Hail $209,799 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $159,910 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 0.18Low end of the filed band
- 1.93Middle of the filed band
- 2.31High end of the filed band
- 2022Worst year filed (2.62)
- 10Years filed
- $528,475Premium filed
- $1,037,979Indemnity paid
- $2,629,544Liability insured
- 36,696Quantity planted
- 0Quantity lost
- 468Policies
- 468Policies with a loss
- 1.96Loss ratio, whole span
Causes that carried the indemnity in LaMoure County
- ARPI/SCO/STAX Crops Only $1,037,979 indemnity · 10 years
Sunflowers 10 years filed
- 1.23Low end of the filed band
- 2.21Middle of the filed band
- 2.94High end of the filed band
- 2024Worst year filed (2.94)
- 10Years filed
- $427,853Premium filed
- $944,118Indemnity paid
- $1,529,554Liability insured
- 6,917Quantity planted
- 6,917Quantity lost
- 73Policies
- 73Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in LaMoure County
- Excess Moisture/Precipitation/Rain $491,250 indemnity · 9 years
- Cold Wet Weather $131,037 indemnity · 4 years
- Drought $108,929 indemnity · 3 years
- Plant Disease $82,563 indemnity · 3 years
- Wildlife $73,673 indemnity · 4 years
- Wind/Excess Wind $28,798 indemnity · 4 years
Apiculture 9 years filed
- 0.06Low end of the filed band
- 1.89Middle of the filed band
- 2.83High end of the filed band
- 2021Worst year filed (2.83)
- 9Years filed
- $370,833Premium filed
- $737,250Indemnity paid
- $1,724,872Liability insured
- 8,647Quantity planted
- 0Quantity lost
- 91Policies
- 91Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in LaMoure County
- ARPI/SCO/STAX Crops Only $737,250 indemnity · 9 years
Oats 10 years filed
- 0.90Low end of the filed band
- 2.66Middle of the filed band
- 3.74High end of the filed band
- 2015Worst year filed (4.53)
- 10Years filed
- $319,186Premium filed
- $722,260Indemnity paid
- $1,503,935Liability insured
- 5,675Quantity planted
- 5,675Quantity lost
- 79Policies
- 79Policies with a loss
- 2.26Loss ratio, whole span
Causes that carried the indemnity in LaMoure County
- Drought $323,891 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $234,503 indemnity · 9 years
- Cold Wet Weather $45,503 indemnity · 3 years
- Heat $45,331 indemnity · 2 years
- Wind/Excess Wind $30,449 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $22,085 indemnity · 2 years
Every county-crop the agency files in North Dakota → Buy the LaMoure County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.