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Crop-loss band · North Dakota
McIntosh County, North Dakota — crop-loss band
- 1.72Low end of the filed band
- 2.20Middle of the filed band
- 2.92High end of the filed band
- 2021Worst year filed (3.58)
- 10Years filed
Every year the Risk Management Agency has filed for McIntosh County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.72 at the low end to 2.92 at the high end, with 2.20 in the middle. The worst year filed is 2021, at 3.58. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,701,066 | $4,654,962 | $12,475,789 | 348 | 347 | 1.72 |
| 2016 | $1,237,912 | $2,839,716 | $5,861,590 | 220 | 220 | 2.29 |
| 2017 | $4,245,703 | $9,333,910 | $21,462,312 | 534 | 534 | 2.20 |
| 2018 | $886,773 | $2,261,314 | $4,919,033 | 145 | 145 | 2.55 |
| 2019 | $4,172,558 | $10,191,447 | $20,069,281 | 569 | 569 | 2.44 |
| 2020 | $4,534,132 | $13,243,088 | $20,136,654 | 682 | 681 | 2.92 |
| 2021 | $13,209,637 | $47,240,451 | $82,650,388 | 1,003 | 999 | 3.58 |
| 2022 | $5,097,694 | $10,873,435 | $24,778,992 | 684 | 684 | 2.13 |
| 2023 | $1,995,990 | $4,187,385 | $8,769,743 | 344 | 344 | 2.10 |
| 2024 | $2,981,661 | $5,396,160 | $14,754,973 | 513 | 513 | 1.81 |
Commodities insured in McIntosh County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.61Low end of the filed band
- 2.13Middle of the filed band
- 3.04High end of the filed band
- 2021Worst year filed (3.05)
- 10Years filed
- $16,150,020Premium filed
- $40,855,986Indemnity paid
- $92,883,091Liability insured
- 364,153Quantity planted
- 367,903Quantity lost
- 1,475Policies
- 1,469Policies with a loss
- 2.53Loss ratio, whole span
Causes that carried the indemnity in McIntosh County
- Drought $24,218,575 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $7,996,464 indemnity · 10 years
- Hail $3,720,123 indemnity · 10 years
- Heat $2,189,865 indemnity · 5 years
- Cold Wet Weather $1,572,559 indemnity · 8 years
- Decline in Price $387,333 indemnity · 6 years
Corn 10 years filed
- 1.49Low end of the filed band
- 2.14Middle of the filed band
- 3.22High end of the filed band
- 2021Worst year filed (3.98)
- 10Years filed
- $12,834,834Premium filed
- $37,424,052Indemnity paid
- $63,554,497Liability insured
- 180,647Quantity planted
- 180,543Quantity lost
- 1,025Policies
- 1,025Policies with a loss
- 2.92Loss ratio, whole span
Causes that carried the indemnity in McIntosh County
- Drought $20,722,193 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $10,830,010 indemnity · 10 years
- Heat $1,669,355 indemnity · 6 years
- Hail $1,315,220 indemnity · 10 years
- Cold Wet Weather $1,155,855 indemnity · 7 years
- Wind/Excess Wind $704,636 indemnity · 4 years
Wheat 10 years filed
- 2.24Low end of the filed band
- 2.49Middle of the filed band
- 2.92High end of the filed band
- 2021Worst year filed (4.80)
- 10Years filed
- $6,274,606Premium filed
- $19,530,436Indemnity paid
- $33,467,375Liability insured
- 166,373Quantity planted
- 166,373Quantity lost
- 851Policies
- 851Policies with a loss
- 3.11Loss ratio, whole span
Causes that carried the indemnity in McIntosh County
- Drought $12,671,378 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,279,810 indemnity · 10 years
- Hail $1,635,542 indemnity · 9 years
- Heat $558,556 indemnity · 4 years
- Cold Wet Weather $554,675 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $272,674 indemnity · 3 years
Sunflowers 10 years filed
- 1.15Low end of the filed band
- 2.25Middle of the filed band
- 2.91High end of the filed band
- 2023Worst year filed (3.43)
- 10Years filed
- $2,046,857Premium filed
- $4,936,388Indemnity paid
- $8,601,785Liability insured
- 35,372Quantity planted
- 35,067Quantity lost
- 217Policies
- 217Policies with a loss
- 2.41Loss ratio, whole span
Causes that carried the indemnity in McIntosh County
- Excess Moisture/Precipitation/Rain $1,364,939 indemnity · 8 years
- Wind/Excess Wind $1,081,057 indemnity · 5 years
- Drought $1,070,757 indemnity · 8 years
- Hail $432,893 indemnity · 6 years
- Plant Disease $335,031 indemnity · 1 years
- Cold Wet Weather $199,861 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 0.07Low end of the filed band
- 1.59Middle of the filed band
- 2.44High end of the filed band
- 2021Worst year filed (3.47)
- 10Years filed
- $2,484,711Premium filed
- $4,653,000Indemnity paid
- $12,555,406Liability insured
- 246,400Quantity planted
- 0Quantity lost
- 1,204Policies
- 1,204Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in McIntosh County
- ARPI/SCO/STAX Crops Only $4,653,000 indemnity · 10 years
Barley 9 years filed
- 1.25Low end of the filed band
- 1.68Middle of the filed band
- 3.30High end of the filed band
- 2021Worst year filed (3.30)
- 9Years filed
- $632,211Premium filed
- $1,335,734Indemnity paid
- $2,834,893Liability insured
- 11,591Quantity planted
- 11,591Quantity lost
- 99Policies
- 99Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in McIntosh County
- Drought $917,741 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $286,237 indemnity · 7 years
- Heat $45,915 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $35,037 indemnity · 2 years
- Cold Wet Weather $19,780 indemnity · 4 years
- Hail $16,383 indemnity · 2 years
Oats 9 years filed
- 1.69Low end of the filed band
- 2.02Middle of the filed band
- 3.32High end of the filed band
- 2017Worst year filed (3.32)
- 9Years filed
- $349,287Premium filed
- $968,889Indemnity paid
- $1,279,159Liability insured
- 10,015Quantity planted
- 10,021Quantity lost
- 126Policies
- 126Policies with a loss
- 2.77Loss ratio, whole span
Causes that carried the indemnity in McIntosh County
- Drought $714,579 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $117,623 indemnity · 6 years
- Heat $110,061 indemnity · 3 years
- Hail $20,267 indemnity · 3 years
- Wind/Excess Wind $2,533 indemnity · 1 years
- Hot Wind $2,203 indemnity · 1 years
Flax 10 years filed
- 0.42Low end of the filed band
- 2.06Middle of the filed band
- 2.92High end of the filed band
- 2015Worst year filed (5.71)
- 10Years filed
- $290,599Premium filed
- $517,383Indemnity paid
- $702,549Liability insured
- 5,159Quantity planted
- 5,235Quantity lost
- 45Policies
- 45Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in McIntosh County
- Drought $256,062 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $164,038 indemnity · 4 years
- Hail $80,284 indemnity · 5 years
- Cold Wet Weather $16,999 indemnity · 2 years
Every county-crop the agency files in North Dakota →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.
What this page shows
The page covers the crop-loss band for McIntosh County, North Dakota and lists the filed band from 1.72 at the low end to 2.92 at the high end, with 2.20 in the middle. The worst year filed is 2021, at 3.58, and the record runs from 2015 to 2024.