Crop-loss band · North Dakota
McKenzie County, North Dakota — crop-loss band
- 1.83Low end of the filed band
- 2.27Middle of the filed band
- 3.02High end of the filed band
- 2021Worst year filed (4.78)
- 10Years filed
Every year the Risk Management Agency has filed for McKenzie County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.83 at the low end to 3.02 at the high end, with 2.27 in the middle. The worst year filed is 2021, at 4.78. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $927,567 | $1,863,351 | $5,050,257 | 222 | 222 | 2.01 |
| 2016 | $487,809 | $1,108,811 | $2,686,663 | 106 | 106 | 2.27 |
| 2017 | $3,643,714 | $9,474,122 | $19,103,929 | 421 | 421 | 2.60 |
| 2018 | $1,299,036 | $2,945,598 | $6,916,449 | 184 | 183 | 2.27 |
| 2019 | $958,297 | $2,894,717 | $5,435,373 | 179 | 179 | 3.02 |
| 2020 | $955,934 | $1,744,622 | $5,506,643 | 127 | 127 | 1.83 |
| 2021 | $4,352,424 | $20,793,149 | $26,339,418 | 473 | 473 | 4.78 |
| 2022 | $2,656,849 | $6,658,611 | $13,022,588 | 366 | 366 | 2.51 |
| 2023 | $2,556,915 | $6,216,944 | $15,347,208 | 371 | 371 | 2.43 |
| 2024 | $1,546,726 | $3,224,127 | $8,127,895 | 323 | 323 | 2.08 |
Commodities insured in McKenzie County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.62Low end of the filed band
- 2.34Middle of the filed band
- 3.13High end of the filed band
- 2021Worst year filed (5.40)
- 10Years filed
- $10,721,829Premium filed
- $34,340,698Indemnity paid
- $63,612,430Liability insured
- 408,458Quantity planted
- 408,459Quantity lost
- 1,102Policies
- 1,102Policies with a loss
- 3.20Loss ratio, whole span
Causes that carried the indemnity in McKenzie County
- Drought $24,585,864 indemnity · 9 years
- Hail $3,363,379 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,136,209 indemnity · 7 years
- Insects $967,887 indemnity · 4 years
- Plant Disease $705,478 indemnity · 4 years
- Cold Wet Weather $383,872 indemnity · 4 years
Dry Peas 10 years filed
- 1.43Low end of the filed band
- 2.31Middle of the filed band
- 2.97High end of the filed band
- 2021Worst year filed (3.89)
- 10Years filed
- $2,434,792Premium filed
- $6,222,158Indemnity paid
- $10,679,352Liability insured
- 61,746Quantity planted
- 61,746Quantity lost
- 275Policies
- 275Policies with a loss
- 2.56Loss ratio, whole span
Causes that carried the indemnity in McKenzie County
- Drought $4,168,435 indemnity · 8 years
- Hail $1,144,773 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $457,811 indemnity · 6 years
- Wind/Excess Wind $127,667 indemnity · 3 years
- Decline in Price $112,282 indemnity · 3 years
- Insects $97,854 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.78Low end of the filed band
- 1.87Middle of the filed band
- 2.46High end of the filed band
- 2022Worst year filed (2.90)
- 10Years filed
- $2,634,407Premium filed
- $5,721,953Indemnity paid
- $14,109,901Liability insured
- 572,434Quantity planted
- 0Quantity lost
- 823Policies
- 823Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in McKenzie County
- ARPI/SCO/STAX Crops Only $5,721,953 indemnity · 10 years
Soybeans 5 years filed
- 1.75Low end of the filed band
- 2.40Middle of the filed band
- 3.63High end of the filed band
- 2021Worst year filed (3.63)
- 5Years filed
- $1,260,356Premium filed
- $3,585,877Indemnity paid
- $6,146,344Liability insured
- 33,236Quantity planted
- 33,196Quantity lost
- 159Policies
- 159Policies with a loss
- 2.85Loss ratio, whole span
Causes that carried the indemnity in McKenzie County
- Drought $2,562,320 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $242,647 indemnity · 4 years
- Insects $226,555 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $191,457 indemnity · 3 years
- Hail $175,713 indemnity · 1 years
- Heat $89,209 indemnity · 4 years
Canola 8 years filed
- 1.33Low end of the filed band
- 2.72Middle of the filed band
- 4.44High end of the filed band
- 2021Worst year filed (4.44)
- 8Years filed
- $975,395Premium filed
- $3,115,174Indemnity paid
- $5,654,481Liability insured
- 24,178Quantity planted
- 24,178Quantity lost
- 123Policies
- 123Policies with a loss
- 3.19Loss ratio, whole span
Causes that carried the indemnity in McKenzie County
- Drought $2,032,961 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $390,283 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $256,483 indemnity · 3 years
- Hail $226,879 indemnity · 5 years
- Heat $108,813 indemnity · 3 years
- Insects $89,238 indemnity · 1 years
Flax 9 years filed
- 0.98Low end of the filed band
- 2.05Middle of the filed band
- 3.54High end of the filed band
- 2021Worst year filed (3.54)
- 9Years filed
- $612,690Premium filed
- $1,613,513Indemnity paid
- $3,055,726Liability insured
- 18,645Quantity planted
- 18,645Quantity lost
- 93Policies
- 93Policies with a loss
- 2.63Loss ratio, whole span
Causes that carried the indemnity in McKenzie County
- Drought $1,150,949 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $147,520 indemnity · 5 years
- Hail $66,140 indemnity · 4 years
- Insects $57,266 indemnity · 2 years
- Cold Wet Weather $56,749 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $39,587 indemnity · 1 years
Barley 10 years filed
- 2.34Low end of the filed band
- 2.84Middle of the filed band
- 3.31High end of the filed band
- 2024Worst year filed (3.38)
- 10Years filed
- $446,613Premium filed
- $1,348,713Indemnity paid
- $1,921,696Liability insured
- 14,300Quantity planted
- 14,300Quantity lost
- 101Policies
- 100Policies with a loss
- 3.02Loss ratio, whole span
Causes that carried the indemnity in McKenzie County
- Drought $979,725 indemnity · 9 years
- Hail $155,924 indemnity · 4 years
- Insects $96,004 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $55,817 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $24,327 indemnity · 1 years
- Heat $18,401 indemnity · 3 years
Corn 9 years filed
- 1.68Low end of the filed band
- 2.76Middle of the filed band
- 4.53High end of the filed band
- 2021Worst year filed (4.53)
- 9Years filed
- $299,189Premium filed
- $975,966Indemnity paid
- $2,356,493Liability insured
- 8,995Quantity planted
- 8,995Quantity lost
- 96Policies
- 96Policies with a loss
- 3.26Loss ratio, whole span
Causes that carried the indemnity in McKenzie County
- Drought $803,219 indemnity · 9 years
- Insects $39,431 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $31,786 indemnity · 1 years
- Hail $27,868 indemnity · 3 years
- Heat $25,349 indemnity · 4 years
- Failure of Irrigation Supply $17,494 indemnity · 1 years
Every county-crop the agency files in North Dakota → Buy the McKenzie County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.