Crop-loss band · North Dakota
McLean County, North Dakota — crop-loss band
- 2.21Low end of the filed band
- 2.68Middle of the filed band
- 3.76High end of the filed band
- 2021Worst year filed (5.75)
- 10Years filed
Every year the Risk Management Agency has filed for McLean County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.21 at the low end to 3.76 at the high end, with 2.68 in the middle. The worst year filed is 2021, at 5.75. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,986,899 | $11,034,705 | $30,588,269 | 687 | 685 | 2.77 |
| 2016 | $1,227,492 | $3,969,462 | $8,701,544 | 277 | 277 | 3.23 |
| 2017 | $7,786,605 | $19,386,511 | $58,161,116 | 1,177 | 1,177 | 2.49 |
| 2018 | $5,308,915 | $14,231,158 | $46,518,323 | 747 | 747 | 2.68 |
| 2019 | $3,542,067 | $13,303,066 | $27,048,301 | 685 | 685 | 3.76 |
| 2020 | $3,338,626 | $8,372,178 | $28,354,206 | 723 | 723 | 2.51 |
| 2021 | $22,783,744 | $130,891,845 | $197,487,368 | 2,212 | 2,210 | 5.75 |
| 2022 | $7,645,074 | $20,525,085 | $55,794,328 | 1,096 | 1,096 | 2.68 |
| 2023 | $7,351,668 | $19,958,163 | $47,474,262 | 1,060 | 1,060 | 2.71 |
| 2024 | $4,184,118 | $9,246,382 | $27,768,279 | 729 | 729 | 2.21 |
Commodities insured in McLean County
12 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 2.37Low end of the filed band
- 2.57Middle of the filed band
- 3.30High end of the filed band
- 2021Worst year filed (5.97)
- 10Years filed
- $21,119,222Premium filed
- $80,425,370Indemnity paid
- $155,752,895Liability insured
- 661,609Quantity planted
- 662,413Quantity lost
- 2,599Policies
- 2,598Policies with a loss
- 3.81Loss ratio, whole span
Causes that carried the indemnity in McLean County
- Drought $54,859,456 indemnity · 10 years
- Hail $13,551,633 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,732,428 indemnity · 9 years
- Mycotoxin $2,133,991 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,419,072 indemnity · 3 years
- Heat $946,875 indemnity · 7 years
Soybeans 10 years filed
- 2.18Low end of the filed band
- 2.99Middle of the filed band
- 5.52High end of the filed band
- 2021Worst year filed (5.60)
- 10Years filed
- $13,811,710Premium filed
- $57,639,447Indemnity paid
- $134,919,681Liability insured
- 471,321Quantity planted
- 474,138Quantity lost
- 1,997Policies
- 1,996Policies with a loss
- 4.17Loss ratio, whole span
Causes that carried the indemnity in McLean County
- Drought $46,021,215 indemnity · 10 years
- Hail $5,549,140 indemnity · 10 years
- Decline in Price $1,383,447 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,298,986 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $1,136,751 indemnity · 8 years
- Heat $623,710 indemnity · 5 years
Corn 10 years filed
- 1.88Low end of the filed band
- 2.46Middle of the filed band
- 4.67High end of the filed band
- 2021Worst year filed (6.36)
- 10Years filed
- $10,424,074Premium filed
- $38,838,388Indemnity paid
- $92,396,335Liability insured
- 226,757Quantity planted
- 228,147Quantity lost
- 1,170Policies
- 1,170Policies with a loss
- 3.73Loss ratio, whole span
Causes that carried the indemnity in McLean County
- Drought $27,553,988 indemnity · 10 years
- Hail $3,275,658 indemnity · 8 years
- Wind/Excess Wind $3,093,682 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,937,797 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,170,927 indemnity · 8 years
- Heat $639,605 indemnity · 7 years
Canola 10 years filed
- 1.53Low end of the filed band
- 2.45Middle of the filed band
- 4.17High end of the filed band
- 2021Worst year filed (5.24)
- 10Years filed
- $8,400,298Premium filed
- $28,867,437Indemnity paid
- $55,550,615Liability insured
- 185,747Quantity planted
- 185,855Quantity lost
- 1,115Policies
- 1,114Policies with a loss
- 3.44Loss ratio, whole span
Causes that carried the indemnity in McLean County
- Drought $18,988,251 indemnity · 9 years
- Hail $5,296,341 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $2,335,328 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $1,039,086 indemnity · 8 years
- Heat $580,244 indemnity · 6 years
- Insects $218,607 indemnity · 5 years
Dry Beans 10 years filed
- 1.42Low end of the filed band
- 2.35Middle of the filed band
- 5.09High end of the filed band
- 2021Worst year filed (6.48)
- 10Years filed
- $4,910,641Premium filed
- $18,351,684Indemnity paid
- $33,114,668Liability insured
- 89,334Quantity planted
- 90,486Quantity lost
- 358Policies
- 358Policies with a loss
- 3.74Loss ratio, whole span
Causes that carried the indemnity in McLean County
- Drought $12,514,783 indemnity · 10 years
- Hail $2,283,818 indemnity · 7 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,274,232 indemnity · 3 years
- Frost $622,377 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $526,937 indemnity · 6 years
- Heat $336,771 indemnity · 2 years
Dry Peas 10 years filed
- 1.89Low end of the filed band
- 3.09Middle of the filed band
- 4.35High end of the filed band
- 2015Worst year filed (5.02)
- 10Years filed
- $4,122,053Premium filed
- $13,838,988Indemnity paid
- $25,361,555Liability insured
- 104,532Quantity planted
- 104,588Quantity lost
- 619Policies
- 619Policies with a loss
- 3.36Loss ratio, whole span
Causes that carried the indemnity in McLean County
- Drought $8,289,136 indemnity · 9 years
- Hail $3,840,907 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $485,351 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $413,230 indemnity · 8 years
- Plant Disease $344,989 indemnity · 5 years
- Decline in Price $188,362 indemnity · 6 years
Sunflowers 10 years filed
- 1.56Low end of the filed band
- 3.02Middle of the filed band
- 4.88High end of the filed band
- 2020Worst year filed (5.16)
- 10Years filed
- $1,248,096Premium filed
- $4,064,479Indemnity paid
- $9,350,406Liability insured
- 34,956Quantity planted
- 36,848Quantity lost
- 203Policies
- 203Policies with a loss
- 3.26Loss ratio, whole span
Causes that carried the indemnity in McLean County
- Drought $919,498 indemnity · 9 years
- Hail $731,738 indemnity · 5 years
- Wind/Excess Wind $628,797 indemnity · 3 years
- Plant Disease $515,829 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $477,568 indemnity · 7 years
- Wildlife $395,960 indemnity · 7 years
Flax 10 years filed
- 1.68Low end of the filed band
- 3.14Middle of the filed band
- 4.51High end of the filed band
- 2021Worst year filed (5.26)
- 10Years filed
- $877,219Premium filed
- $3,337,204Indemnity paid
- $7,148,186Liability insured
- 46,254Quantity planted
- 46,626Quantity lost
- 440Policies
- 439Policies with a loss
- 3.80Loss ratio, whole span
Causes that carried the indemnity in McLean County
- Drought $1,752,661 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $489,390 indemnity · 7 years
- Hail $475,153 indemnity · 8 years
- Cold Wet Weather $214,756 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $152,281 indemnity · 2 years
- Wind/Excess Wind $97,746 indemnity · 4 years
All Other Crops 6 years filed
- 0.43Low end of the filed band
- 2.37Middle of the filed band
- 20.79High end of the filed band
- 2017Worst year filed (20.79)
- 6Years filed
- $473,846Premium filed
- $2,096,668Indemnity paid
- $2,931,573Liability insured
- 2,286Quantity planted
- 1,872Quantity lost
- 9Policies
- 9Policies with a loss
- 4.42Loss ratio, whole span
Causes that carried the indemnity in McLean County
- Hail $2,016,082 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $51,914 indemnity · 1 years
- Cold Winter $12,992 indemnity · 2 years
- Drought $9,870 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $5,810 indemnity · 1 years
Barley 10 years filed
- 1.40Low end of the filed band
- 2.48Middle of the filed band
- 4.21High end of the filed band
- 2019Worst year filed (4.59)
- 10Years filed
- $779,953Premium filed
- $1,824,497Indemnity paid
- $5,631,537Liability insured
- 21,647Quantity planted
- 21,649Quantity lost
- 151Policies
- 151Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in McLean County
- Drought $799,129 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $422,313 indemnity · 7 years
- Hail $403,719 indemnity · 7 years
- Wind/Excess Wind $106,652 indemnity · 2 years
- Mycotoxin $47,544 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $19,245 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.91Low end of the filed band
- 1.66Middle of the filed band
- 2.37High end of the filed band
- 2017Worst year filed (2.92)
- 10Years filed
- $525,480Premium filed
- $957,541Indemnity paid
- $3,139,656Liability insured
- 126,711Quantity planted
- 0Quantity lost
- 557Policies
- 557Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in McLean County
- ARPI/SCO/STAX Crops Only $957,541 indemnity · 10 years
Apiculture 9 years filed
- 0.42Low end of the filed band
- 1.23Middle of the filed band
- 2.78High end of the filed band
- 2021Worst year filed (2.78)
- 9Years filed
- $462,614Premium filed
- $676,852Indemnity paid
- $2,598,890Liability insured
- 12,770Quantity planted
- 0Quantity lost
- 175Policies
- 175Policies with a loss
- 1.46Loss ratio, whole span
Causes that carried the indemnity in McLean County
- ARPI/SCO/STAX/MP Crops Only $676,852 indemnity · 9 years
Every county-crop the agency files in North Dakota → Buy the McLean County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.