Crop-loss band · North Dakota

Morton County, North Dakota — crop-loss band

1.58Low end of the filed band
1.98Middle of the filed band
2.59High end of the filed band
2021Worst year filed (3.91)
10Years filed

Every year the Risk Management Agency has filed for Morton County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.58 at the low end to 2.59 at the high end, with 1.98 in the middle. The worst year filed is 2021, at 3.91. The band points are years the county actually ran, never a figure interpolated between two of them.

The county’s year-by-year record

Year	Premium	Indemnity	Liability	Policies	Policies with a loss	Loss ratio
2015	$1,330,224	$2,152,590	$5,037,908	275	275	1.62
2016	$2,125,863	$4,234,766	$9,812,912	321	318	1.99
2017	$8,652,961	$22,442,760	$39,599,652	1,328	1,323	2.59
2018	$1,440,449	$2,562,628	$6,950,102	379	378	1.78
2019	$3,823,588	$9,599,684	$18,704,240	595	593	2.51
2020	$3,755,832	$7,559,817	$19,481,413	600	600	2.01
2021	$13,819,139	$54,062,228	$74,297,225	1,759	1,757	3.91
2022	$4,468,275	$8,827,566	$22,099,476	753	753	1.98
2023	$2,258,122	$3,556,828	$10,931,813	489	489	1.58
2024	$2,962,442	$5,106,208	$14,976,289	652	652	1.72

Commodities insured in Morton County

10 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.

Wheat 10 years filed

1.09Low end of the filed band
2.04Middle of the filed band
2.73High end of the filed band
2021Worst year filed (4.03)
10Years filed

$17,479,444Premium filed
$48,254,726Indemnity paid
$80,397,534Liability insured
446,893Quantity planted
447,259Quantity lost
1,645Policies
1,644Policies with a loss
2.76Loss ratio, whole span

Causes that carried the indemnity in Morton County

Corn 10 years filed

1.41Low end of the filed band
1.91Middle of the filed band
2.44High end of the filed band
2021Worst year filed (4.97)
10Years filed

$9,015,882Premium filed
$28,659,911Indemnity paid
$48,315,937Liability insured
155,677Quantity planted
156,449Quantity lost
1,077Policies
1,076Policies with a loss
3.18Loss ratio, whole span

Causes that carried the indemnity in Morton County

Soybeans 9 years filed

1.46Low end of the filed band
1.99Middle of the filed band
3.87High end of the filed band
2019Worst year filed (3.87)
9Years filed

$6,867,443Premium filed
$18,413,772Indemnity paid
$37,225,107Liability insured
151,560Quantity planted
151,974Quantity lost
737Policies
737Policies with a loss
2.68Loss ratio, whole span

Causes that carried the indemnity in Morton County

Sunflowers 10 years filed

1.07Low end of the filed band
1.84Middle of the filed band
2.62High end of the filed band
2021Worst year filed (3.27)
10Years filed

$2,758,854Premium filed
$6,497,423Indemnity paid
$13,571,459Liability insured
57,412Quantity planted
57,098Quantity lost
368Policies
368Policies with a loss
2.36Loss ratio, whole span

Causes that carried the indemnity in Morton County

Pasture,Rangeland,Forage 10 years filed

0.77Low end of the filed band
1.42Middle of the filed band
2.73High end of the filed band
2017Worst year filed (2.80)
10Years filed

$3,023,679Premium filed
$5,409,652Indemnity paid
$16,341,055Liability insured
665,340Quantity planted
0Quantity lost
1,756Policies
1,756Policies with a loss
1.79Loss ratio, whole span

Causes that carried the indemnity in Morton County

Apiculture 10 years filed

0.63Low end of the filed band
1.31Middle of the filed band
2.75High end of the filed band
2016Worst year filed (3.01)
10Years filed

$2,530,031Premium filed
$4,442,576Indemnity paid
$12,874,190Liability insured
61,975Quantity planted
0Quantity lost
408Policies
408Policies with a loss
1.76Loss ratio, whole span

Causes that carried the indemnity in Morton County

Barley 10 years filed

1.81Low end of the filed band
2.12Middle of the filed band
3.38High end of the filed band
2021Worst year filed (3.50)
10Years filed

$1,048,039Premium filed
$3,032,064Indemnity paid
$4,620,214Liability insured
29,368Quantity planted
29,368Quantity lost
284Policies
284Policies with a loss
2.89Loss ratio, whole span

Causes that carried the indemnity in Morton County

Oats 10 years filed

0.92Low end of the filed band
2.39Middle of the filed band
3.36High end of the filed band
2018Worst year filed (3.41)
10Years filed

$759,323Premium filed
$2,230,420Indemnity paid
$3,046,747Liability insured
30,127Quantity planted
30,134Quantity lost
413Policies
413Policies with a loss
2.94Loss ratio, whole span

Causes that carried the indemnity in Morton County

Forage Production 10 years filed

0.33Low end of the filed band
2.12Middle of the filed band
3.73High end of the filed band
2015Worst year filed (4.61)
10Years filed

$675,979Premium filed
$1,825,926Indemnity paid
$3,292,905Liability insured
41,890Quantity planted
41,984Quantity lost
392Policies
383Policies with a loss
2.70Loss ratio, whole span

Causes that carried the indemnity in Morton County

Canola 9 years filed

0.68Low end of the filed band
2.78Middle of the filed band
3.69High end of the filed band
2019Worst year filed (3.69)
9Years filed

$478,219Premium filed
$1,338,605Indemnity paid
$2,205,882Liability insured
10,245Quantity planted
10,245Quantity lost
71Policies
69Policies with a loss
2.80Loss ratio, whole span

Causes that carried the indemnity in Morton County

Every county-crop the agency files in North Dakota → Buy the Morton County dossier →

Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.

County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.