Crop-loss band · North Dakota
Mountrail County, North Dakota — crop-loss band
- 1.57Low end of the filed band
- 2.25Middle of the filed band
- 2.68High end of the filed band
- 2019Worst year filed (3.31)
- 10Years filed
Every year the Risk Management Agency has filed for Mountrail County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.57 at the low end to 2.68 at the high end, with 2.25 in the middle. The worst year filed is 2019, at 3.31. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,040,752 | $2,340,215 | $6,073,663 | 280 | 280 | 2.25 |
| 2016 | $1,763,144 | $4,719,312 | $10,096,668 | 370 | 370 | 2.68 |
| 2017 | $5,599,598 | $13,487,611 | $36,843,350 | 958 | 958 | 2.41 |
| 2018 | $2,108,593 | $4,614,591 | $14,450,325 | 339 | 339 | 2.19 |
| 2019 | $4,992,305 | $16,541,874 | $28,782,485 | 874 | 874 | 3.31 |
| 2020 | $2,617,405 | $6,280,593 | $14,952,202 | 756 | 756 | 2.40 |
| 2021 | $14,025,891 | $37,592,299 | $78,336,024 | 1,258 | 1,258 | 2.68 |
| 2022 | $10,900,613 | $22,293,273 | $47,979,306 | 1,081 | 1,081 | 2.05 |
| 2023 | $7,619,405 | $11,977,509 | $31,652,528 | 1,108 | 1,108 | 1.57 |
| 2024 | $4,053,665 | $8,607,614 | $19,121,738 | 655 | 655 | 2.12 |
Commodities insured in Mountrail County
9 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.04Low end of the filed band
- 2.25Middle of the filed band
- 2.83High end of the filed band
- 2019Worst year filed (3.41)
- 10Years filed
- $17,493,622Premium filed
- $42,959,176Indemnity paid
- $94,724,615Liability insured
- 449,637Quantity planted
- 450,332Quantity lost
- 2,264Policies
- 2,264Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Mountrail County
- Drought $18,126,054 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $11,257,402 indemnity · 9 years
- Hail $5,113,409 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $2,530,368 indemnity · 4 years
- Cold Wet Weather $1,757,137 indemnity · 8 years
- Other (Snow, Lightning, Etc.) $962,987 indemnity · 3 years
Soybeans 10 years filed
- 1.23Low end of the filed band
- 1.58Middle of the filed band
- 2.45High end of the filed band
- 2019Worst year filed (2.83)
- 10Years filed
- $16,164,993Premium filed
- $28,592,630Indemnity paid
- $69,638,385Liability insured
- 235,814Quantity planted
- 236,045Quantity lost
- 1,420Policies
- 1,420Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Mountrail County
- Drought $15,263,002 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $8,464,184 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,471,106 indemnity · 9 years
- Hail $1,153,426 indemnity · 9 years
- Frost $622,719 indemnity · 2 years
- Decline in Price $364,427 indemnity · 4 years
Canola 10 years filed
- 1.16Low end of the filed band
- 2.89Middle of the filed band
- 3.41High end of the filed band
- 2024Worst year filed (3.91)
- 10Years filed
- $11,205,543Premium filed
- $27,298,229Indemnity paid
- $62,769,138Liability insured
- 199,711Quantity planted
- 199,274Quantity lost
- 1,276Policies
- 1,276Policies with a loss
- 2.44Loss ratio, whole span
Causes that carried the indemnity in Mountrail County
- Drought $12,988,487 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $5,067,173 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $3,590,452 indemnity · 9 years
- Hail $3,018,079 indemnity · 9 years
- Cold Wet Weather $764,811 indemnity · 8 years
- Wind/Excess Wind $462,224 indemnity · 8 years
Dry Peas 10 years filed
- 2.06Low end of the filed band
- 2.85Middle of the filed band
- 4.19High end of the filed band
- 2016Worst year filed (4.69)
- 10Years filed
- $3,207,867Premium filed
- $9,373,055Indemnity paid
- $20,453,652Liability insured
- 95,900Quantity planted
- 96,351Quantity lost
- 552Policies
- 552Policies with a loss
- 2.92Loss ratio, whole span
Causes that carried the indemnity in Mountrail County
- Drought $5,339,489 indemnity · 10 years
- Hail $1,840,560 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $947,735 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $681,863 indemnity · 2 years
- Cold Wet Weather $148,835 indemnity · 6 years
- Plant Disease $138,032 indemnity · 5 years
Corn 9 years filed
- 2.01Low end of the filed band
- 2.65Middle of the filed band
- 8.63High end of the filed band
- 2021Worst year filed (8.63)
- 9Years filed
- $1,754,003Premium filed
- $8,045,805Indemnity paid
- $12,049,250Liability insured
- 30,614Quantity planted
- 30,616Quantity lost
- 222Policies
- 222Policies with a loss
- 4.59Loss ratio, whole span
Causes that carried the indemnity in Mountrail County
- Drought $5,603,846 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $729,886 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $641,193 indemnity · 4 years
- Wind/Excess Wind $525,801 indemnity · 3 years
- Hail $231,219 indemnity · 4 years
- Decline in Price $178,664 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.76Low end of the filed band
- 2.14Middle of the filed band
- 2.70High end of the filed band
- 2021Worst year filed (2.74)
- 10Years filed
- $2,711,339Premium filed
- $6,309,457Indemnity paid
- $15,454,082Liability insured
- 532,279Quantity planted
- 0Quantity lost
- 1,280Policies
- 1,280Policies with a loss
- 2.33Loss ratio, whole span
Causes that carried the indemnity in Mountrail County
- ARPI/SCO/STAX Crops Only $6,309,457 indemnity · 10 years
Flax 10 years filed
- 1.36Low end of the filed band
- 2.66Middle of the filed band
- 3.51High end of the filed band
- 2019Worst year filed (4.17)
- 10Years filed
- $1,366,830Premium filed
- $3,618,058Indemnity paid
- $8,521,218Liability insured
- 52,363Quantity planted
- 52,420Quantity lost
- 462Policies
- 462Policies with a loss
- 2.65Loss ratio, whole span
Causes that carried the indemnity in Mountrail County
- Drought $1,707,322 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $610,609 indemnity · 7 years
- Cold Wet Weather $533,536 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $249,878 indemnity · 3 years
- Hail $244,149 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $113,991 indemnity · 1 years
Sunflowers 10 years filed
- 1.06Low end of the filed band
- 1.74Middle of the filed band
- 3.01High end of the filed band
- 2015Worst year filed (3.13)
- 10Years filed
- $554,635Premium filed
- $1,161,100Indemnity paid
- $2,653,476Liability insured
- 12,241Quantity planted
- 12,386Quantity lost
- 95Policies
- 95Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Mountrail County
- Drought $399,165 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $175,686 indemnity · 8 years
- Wildlife $172,578 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $145,301 indemnity · 2 years
- Wind/Excess Wind $133,577 indemnity · 1 years
- Hot Wind $68,066 indemnity · 1 years
Barley 9 years filed
- 0.52Low end of the filed band
- 2.92Middle of the filed band
- 5.79High end of the filed band
- 2023Worst year filed (5.79)
- 9Years filed
- $262,539Premium filed
- $1,097,381Indemnity paid
- $2,024,472Liability insured
- 10,142Quantity planted
- 10,065Quantity lost
- 108Policies
- 108Policies with a loss
- 4.18Loss ratio, whole span
Causes that carried the indemnity in Mountrail County
- Drought $556,883 indemnity · 6 years
- Hail $228,653 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $119,892 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $71,355 indemnity · 1 years
- Heat $36,999 indemnity · 1 years
- Insects $30,283 indemnity · 1 years
Every county-crop the agency files in North Dakota → Buy the Mountrail County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.