Crop-loss band · North Dakota
Nelson County, North Dakota — crop-loss band
- 1.59Low end of the filed band
- 2.27Middle of the filed band
- 2.93High end of the filed band
- 2020Worst year filed (3.36)
- 10Years filed
Every year the Risk Management Agency has filed for Nelson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.59 at the low end to 2.93 at the high end, with 2.27 in the middle. The worst year filed is 2020, at 3.36. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,641,692 | $5,785,353 | $16,400,876 | 630 | 630 | 1.59 |
| 2016 | $2,384,257 | $4,366,242 | $10,381,394 | 415 | 415 | 1.83 |
| 2017 | $2,544,017 | $5,818,238 | $7,696,831 | 624 | 624 | 2.29 |
| 2018 | $2,482,972 | $4,923,266 | $11,511,690 | 449 | 449 | 1.98 |
| 2019 | $4,357,542 | $12,651,900 | $23,243,321 | 805 | 805 | 2.90 |
| 2020 | $4,646,205 | $15,626,698 | $18,986,310 | 871 | 871 | 3.36 |
| 2021 | $6,239,686 | $14,263,711 | $39,446,559 | 593 | 593 | 2.29 |
| 2022 | $7,460,807 | $21,895,227 | $30,579,335 | 1,055 | 1,055 | 2.93 |
| 2023 | $6,670,298 | $13,987,175 | $33,199,596 | 994 | 994 | 2.10 |
| 2024 | $6,498,276 | $14,734,407 | $27,936,726 | 976 | 976 | 2.27 |
Commodities insured in Nelson County
9 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.13Low end of the filed band
- 1.66Middle of the filed band
- 3.09High end of the filed band
- 2020Worst year filed (3.43)
- 10Years filed
- $15,475,222Premium filed
- $31,189,461Indemnity paid
- $73,499,788Liability insured
- 305,922Quantity planted
- 305,094Quantity lost
- 2,395Policies
- 2,395Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Nelson County
- Excess Moisture/Precipitation/Rain $17,243,688 indemnity · 10 years
- Drought $7,081,203 indemnity · 8 years
- Cold Wet Weather $2,196,177 indemnity · 9 years
- Hail $1,740,068 indemnity · 9 years
- Other (Snow, Lightning, Etc.) $857,433 indemnity · 4 years
- Decline in Price $552,144 indemnity · 9 years
Wheat 10 years filed
- 1.85Low end of the filed band
- 2.97Middle of the filed band
- 4.08High end of the filed band
- 2022Worst year filed (4.10)
- 10Years filed
- $8,681,274Premium filed
- $27,782,343Indemnity paid
- $49,952,581Liability insured
- 212,647Quantity planted
- 212,553Quantity lost
- 1,799Policies
- 1,799Policies with a loss
- 3.20Loss ratio, whole span
Causes that carried the indemnity in Nelson County
- Excess Moisture/Precipitation/Rain $17,337,641 indemnity · 10 years
- Drought $6,225,671 indemnity · 7 years
- Cold Wet Weather $1,605,256 indemnity · 9 years
- Hail $769,864 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $617,400 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $456,526 indemnity · 3 years
Corn 10 years filed
- 1.21Low end of the filed band
- 2.32Middle of the filed band
- 2.97High end of the filed band
- 2020Worst year filed (3.31)
- 10Years filed
- $8,929,259Premium filed
- $23,202,012Indemnity paid
- $32,375,597Liability insured
- 105,645Quantity planted
- 105,786Quantity lost
- 891Policies
- 891Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Nelson County
- Excess Moisture/Precipitation/Rain $18,066,669 indemnity · 10 years
- Cold Wet Weather $1,841,365 indemnity · 7 years
- Drought $1,798,921 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $646,034 indemnity · 4 years
- Hail $333,258 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $243,415 indemnity · 1 years
Dry Beans 10 years filed
- 1.31Low end of the filed band
- 2.43Middle of the filed band
- 2.97High end of the filed band
- 2019Worst year filed (4.40)
- 10Years filed
- $7,926,599Premium filed
- $17,600,890Indemnity paid
- $37,340,794Liability insured
- 94,557Quantity planted
- 96,772Quantity lost
- 806Policies
- 806Policies with a loss
- 2.22Loss ratio, whole span
Causes that carried the indemnity in Nelson County
- Excess Moisture/Precipitation/Rain $6,984,005 indemnity · 10 years
- Drought $3,550,961 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $1,722,189 indemnity · 1 years
- Wind/Excess Wind $1,322,824 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $1,130,524 indemnity · 2 years
- Hail $974,811 indemnity · 6 years
Canola 10 years filed
- 1.49Low end of the filed band
- 2.49Middle of the filed band
- 3.44High end of the filed band
- 2019Worst year filed (3.79)
- 10Years filed
- $2,742,308Premium filed
- $7,275,096Indemnity paid
- $12,548,449Liability insured
- 53,581Quantity planted
- 51,007Quantity lost
- 534Policies
- 534Policies with a loss
- 2.65Loss ratio, whole span
Causes that carried the indemnity in Nelson County
- Excess Moisture/Precipitation/Rain $4,299,619 indemnity · 10 years
- Drought $1,311,650 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $584,464 indemnity · 4 years
- Wind/Excess Wind $503,293 indemnity · 6 years
- Cold Wet Weather $295,211 indemnity · 8 years
- Hail $107,183 indemnity · 4 years
Barley 10 years filed
- 1.90Low end of the filed band
- 2.88Middle of the filed band
- 3.83High end of the filed band
- 2018Worst year filed (4.17)
- 10Years filed
- $1,187,516Premium filed
- $3,179,350Indemnity paid
- $6,322,038Liability insured
- 28,040Quantity planted
- 28,196Quantity lost
- 356Policies
- 356Policies with a loss
- 2.68Loss ratio, whole span
Causes that carried the indemnity in Nelson County
- Excess Moisture/Precipitation/Rain $1,462,455 indemnity · 9 years
- Drought $869,010 indemnity · 7 years
- Cold Wet Weather $200,619 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $129,768 indemnity · 2 years
- Plant Disease $109,074 indemnity · 2 years
- Hail $99,842 indemnity · 6 years
Sunflowers 10 years filed
- 0.89Low end of the filed band
- 1.72Middle of the filed band
- 3.26High end of the filed band
- 2015Worst year filed (3.37)
- 10Years filed
- $1,106,132Premium filed
- $1,906,312Indemnity paid
- $2,939,710Liability insured
- 14,150Quantity planted
- 13,932Quantity lost
- 200Policies
- 200Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Nelson County
- Excess Moisture/Precipitation/Rain $899,018 indemnity · 9 years
- Wildlife $655,789 indemnity · 7 years
- Cold Wet Weather $156,977 indemnity · 5 years
- Drought $127,969 indemnity · 5 years
- Plant Disease $26,173 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $18,035 indemnity · 1 years
Apiculture 10 years filed
- 0.63Low end of the filed band
- 1.83Middle of the filed band
- 2.91High end of the filed band
- 2023Worst year filed (2.92)
- 10Years filed
- $582,325Premium filed
- $1,212,103Indemnity paid
- $2,916,560Liability insured
- 14,088Quantity planted
- 0Quantity lost
- 204Policies
- 204Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Nelson County
- ARPI/SCO/STAX Crops Only $1,212,103 indemnity · 10 years
Pasture,Rangeland,Forage 8 years filed
- 1.28Low end of the filed band
- 1.93Middle of the filed band
- 2.89High end of the filed band
- 2023Worst year filed (2.89)
- 8Years filed
- $295,118Premium filed
- $704,650Indemnity paid
- $1,487,122Liability insured
- 23,753Quantity planted
- 0Quantity lost
- 227Policies
- 227Policies with a loss
- 2.39Loss ratio, whole span
Causes that carried the indemnity in Nelson County
- ARPI/SCO/STAX/MP Crops Only $704,650 indemnity · 8 years
Every county-crop the agency files in North Dakota → Buy the Nelson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.