Crop-loss band · North Dakota
Pierce County, North Dakota — crop-loss band
- 2.00Low end of the filed band
- 2.44Middle of the filed band
- 2.91High end of the filed band
- 2021Worst year filed (4.09)
- 10Years filed
Every year the Risk Management Agency has filed for Pierce County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.00 at the low end to 2.91 at the high end, with 2.44 in the middle. The worst year filed is 2021, at 4.09. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,820,499 | $5,644,304 | $15,388,368 | 519 | 519 | 2.00 |
| 2016 | $1,404,907 | $3,457,910 | $6,925,535 | 288 | 287 | 2.46 |
| 2017 | $3,521,694 | $8,580,337 | $17,941,177 | 784 | 783 | 2.44 |
| 2018 | $3,088,412 | $7,125,605 | $18,349,946 | 494 | 494 | 2.31 |
| 2019 | $2,484,593 | $6,771,936 | $13,764,333 | 587 | 587 | 2.73 |
| 2020 | $2,887,650 | $8,393,376 | $15,407,183 | 867 | 867 | 2.91 |
| 2021 | $14,019,367 | $57,368,751 | $89,875,884 | 1,919 | 1,919 | 4.09 |
| 2022 | $3,883,026 | $10,615,396 | $18,751,937 | 872 | 872 | 2.73 |
| 2023 | $10,307,286 | $22,442,411 | $54,046,895 | 1,269 | 1,269 | 2.18 |
| 2024 | $2,238,385 | $4,659,438 | $11,417,911 | 498 | 498 | 2.08 |
Commodities insured in Pierce County
10 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 2.20Low end of the filed band
- 2.48Middle of the filed band
- 3.21High end of the filed band
- 2021Worst year filed (3.24)
- 10Years filed
- $16,567,276Premium filed
- $45,796,645Indemnity paid
- $108,241,504Liability insured
- 396,116Quantity planted
- 401,564Quantity lost
- 2,628Policies
- 2,628Policies with a loss
- 2.76Loss ratio, whole span
Causes that carried the indemnity in Pierce County
- Drought $26,605,637 indemnity · 8 years
- Hail $7,761,452 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $4,363,034 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,779,647 indemnity · 2 years
- Heat $952,171 indemnity · 7 years
- XX $861,693 indemnity · 4 years
Wheat 10 years filed
- 2.06Low end of the filed band
- 2.58Middle of the filed band
- 3.36High end of the filed band
- 2021Worst year filed (4.91)
- 10Years filed
- $12,467,002Premium filed
- $41,914,810Indemnity paid
- $70,284,800Liability insured
- 271,407Quantity planted
- 271,954Quantity lost
- 2,048Policies
- 2,048Policies with a loss
- 3.36Loss ratio, whole span
Causes that carried the indemnity in Pierce County
- Drought $26,923,596 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $5,275,378 indemnity · 9 years
- Hail $5,233,617 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,314,355 indemnity · 2 years
- XX $959,193 indemnity · 3 years
- Heat $567,650 indemnity · 7 years
Corn 10 years filed
- 1.01Low end of the filed band
- 1.89Middle of the filed band
- 2.76High end of the filed band
- 2021Worst year filed (4.04)
- 10Years filed
- $8,309,326Premium filed
- $21,296,466Indemnity paid
- $37,234,856Liability insured
- 99,913Quantity planted
- 99,898Quantity lost
- 1,096Policies
- 1,095Policies with a loss
- 2.56Loss ratio, whole span
Causes that carried the indemnity in Pierce County
- Drought $12,458,781 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $4,338,501 indemnity · 10 years
- Cold Wet Weather $1,181,508 indemnity · 6 years
- Hail $759,022 indemnity · 8 years
- Heat $740,968 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $610,602 indemnity · 3 years
Canola 10 years filed
- 1.62Low end of the filed band
- 1.95Middle of the filed band
- 2.63High end of the filed band
- 2021Worst year filed (3.93)
- 10Years filed
- $4,584,330Premium filed
- $11,935,274Indemnity paid
- $20,961,283Liability insured
- 71,011Quantity planted
- 70,308Quantity lost
- 915Policies
- 915Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Pierce County
- Drought $6,879,361 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,292,235 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $1,177,262 indemnity · 3 years
- Hail $832,968 indemnity · 9 years
- Wind/Excess Wind $560,639 indemnity · 6 years
- Cold Wet Weather $467,821 indemnity · 4 years
Dry Beans 10 years filed
- 0.64Low end of the filed band
- 2.04Middle of the filed band
- 5.77High end of the filed band
- 2021Worst year filed (7.85)
- 10Years filed
- $1,743,819Premium filed
- $6,147,321Indemnity paid
- $10,352,272Liability insured
- 27,798Quantity planted
- 28,360Quantity lost
- 214Policies
- 214Policies with a loss
- 3.53Loss ratio, whole span
Causes that carried the indemnity in Pierce County
- Drought $3,010,755 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $764,150 indemnity · 9 years
- Frost $631,176 indemnity · 2 years
- Freeze $515,911 indemnity · 1 years
- Hail $447,742 indemnity · 7 years
- Heat $376,990 indemnity · 4 years
Barley 10 years filed
- 2.56Low end of the filed band
- 2.89Middle of the filed band
- 3.64High end of the filed band
- 2024Worst year filed (4.03)
- 10Years filed
- $1,243,882Premium filed
- $4,005,254Indemnity paid
- $6,947,843Liability insured
- 30,885Quantity planted
- 30,930Quantity lost
- 461Policies
- 461Policies with a loss
- 3.22Loss ratio, whole span
Causes that carried the indemnity in Pierce County
- Drought $2,073,829 indemnity · 9 years
- Hail $788,752 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $751,038 indemnity · 10 years
- XX $149,843 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $88,339 indemnity · 3 years
- Heat $50,892 indemnity · 4 years
Apiculture 10 years filed
- 0.44Low end of the filed band
- 1.74Middle of the filed band
- 2.80High end of the filed band
- 2021Worst year filed (2.91)
- 10Years filed
- $607,488Premium filed
- $1,425,140Indemnity paid
- $2,800,126Liability insured
- 13,663Quantity planted
- 0Quantity lost
- 131Policies
- 131Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Pierce County
- ARPI/SCO/STAX Crops Only $1,425,140 indemnity · 10 years
Sunflowers 10 years filed
- 0.78Low end of the filed band
- 1.68Middle of the filed band
- 2.32High end of the filed band
- 2016Worst year filed (2.76)
- 10Years filed
- $493,575Premium filed
- $880,484Indemnity paid
- $1,836,570Liability insured
- 8,013Quantity planted
- 7,789Quantity lost
- 103Policies
- 102Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Pierce County
- Wildlife $266,519 indemnity · 7 years
- Drought $234,483 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $208,240 indemnity · 8 years
- Hail $69,069 indemnity · 2 years
- Insects $49,101 indemnity · 3 years
- Wind/Excess Wind $17,144 indemnity · 2 years
Pasture,Rangeland,Forage 8 years filed
- 1.07Low end of the filed band
- 1.80Middle of the filed band
- 2.88High end of the filed band
- 2023Worst year filed (2.88)
- 8Years filed
- $386,923Premium filed
- $856,418Indemnity paid
- $2,029,552Liability insured
- 55,570Quantity planted
- 0Quantity lost
- 353Policies
- 353Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Pierce County
- ARPI/SCO/STAX/MP Crops Only $856,418 indemnity · 8 years
Oats 10 years filed
- 1.55Low end of the filed band
- 2.39Middle of the filed band
- 3.32High end of the filed band
- 2021Worst year filed (4.04)
- 10Years filed
- $252,197Premium filed
- $801,652Indemnity paid
- $1,180,363Liability insured
- 8,699Quantity planted
- 8,723Quantity lost
- 148Policies
- 148Policies with a loss
- 3.18Loss ratio, whole span
Causes that carried the indemnity in Pierce County
- Drought $604,890 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $89,057 indemnity · 8 years
- Hail $58,045 indemnity · 5 years
- Cold Wet Weather $17,231 indemnity · 2 years
- Heat $13,244 indemnity · 4 years
- All Other Causes $8,446 indemnity · 1 years
Every county-crop the agency files in North Dakota → Buy the Pierce County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.