Crop-loss band · North Dakota
Rolette County, North Dakota — crop-loss band
- 1.61Low end of the filed band
- 2.23Middle of the filed band
- 3.26High end of the filed band
- 2021Worst year filed (3.35)
- 10Years filed
Every year the Risk Management Agency has filed for Rolette County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.61 at the low end to 3.26 at the high end, with 2.23 in the middle. The worst year filed is 2021, at 3.35. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,987,587 | $3,198,637 | $10,229,537 | 352 | 352 | 1.61 |
| 2016 | $2,253,926 | $4,675,783 | $10,602,841 | 371 | 371 | 2.07 |
| 2017 | $1,822,377 | $4,110,426 | $8,302,880 | 438 | 438 | 2.26 |
| 2018 | $1,095,919 | $2,201,727 | $5,736,147 | 210 | 210 | 2.01 |
| 2019 | $2,868,682 | $8,845,088 | $15,461,543 | 640 | 640 | 3.08 |
| 2020 | $3,834,324 | $12,512,886 | $16,382,740 | 1,152 | 1,152 | 3.26 |
| 2021 | $7,064,291 | $23,676,136 | $41,999,518 | 1,039 | 1,039 | 3.35 |
| 2022 | $3,885,206 | $10,013,394 | $14,846,068 | 577 | 577 | 2.58 |
| 2023 | $10,347,165 | $23,123,761 | $49,089,249 | 1,034 | 1,034 | 2.23 |
| 2024 | $3,568,311 | $7,018,671 | $14,784,709 | 651 | 651 | 1.97 |
Commodities insured in Rolette County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.45Low end of the filed band
- 2.07Middle of the filed band
- 3.21High end of the filed band
- 2019Worst year filed (3.27)
- 10Years filed
- $13,611,596Premium filed
- $33,495,428Indemnity paid
- $62,817,842Liability insured
- 236,499Quantity planted
- 236,779Quantity lost
- 2,034Policies
- 2,034Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Rolette County
- Drought $11,677,405 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $11,597,084 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $2,719,132 indemnity · 4 years
- Cold Wet Weather $2,044,754 indemnity · 6 years
- Hail $1,616,679 indemnity · 8 years
- Other (Snow, Lightning, Etc.) $1,182,977 indemnity · 4 years
Canola 10 years filed
- 0.94Low end of the filed band
- 1.81Middle of the filed band
- 2.83High end of the filed band
- 2021Worst year filed (3.98)
- 10Years filed
- $12,164,374Premium filed
- $28,720,399Indemnity paid
- $50,385,461Liability insured
- 150,468Quantity planted
- 147,315Quantity lost
- 1,719Policies
- 1,719Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Rolette County
- Drought $10,351,992 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $6,801,450 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $6,001,112 indemnity · 9 years
- Wind/Excess Wind $1,389,007 indemnity · 7 years
- XX $953,562 indemnity · 8 years
- Cold Wet Weather $937,778 indemnity · 7 years
Soybeans 10 years filed
- 2.35Low end of the filed band
- 2.84Middle of the filed band
- 4.10High end of the filed band
- 2022Worst year filed (4.59)
- 10Years filed
- $5,865,194Premium filed
- $18,152,862Indemnity paid
- $43,751,531Liability insured
- 159,134Quantity planted
- 160,867Quantity lost
- 1,484Policies
- 1,484Policies with a loss
- 3.10Loss ratio, whole span
Causes that carried the indemnity in Rolette County
- Drought $9,171,514 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $3,486,886 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,448,714 indemnity · 2 years
- Hail $1,251,899 indemnity · 9 years
- Cold Wet Weather $1,093,843 indemnity · 7 years
- XX $509,339 indemnity · 5 years
Corn 10 years filed
- 2.19Low end of the filed band
- 2.68Middle of the filed band
- 3.36High end of the filed band
- 2020Worst year filed (3.50)
- 10Years filed
- $4,856,117Premium filed
- $13,928,020Indemnity paid
- $21,794,035Liability insured
- 58,930Quantity planted
- 58,930Quantity lost
- 720Policies
- 720Policies with a loss
- 2.87Loss ratio, whole span
Causes that carried the indemnity in Rolette County
- Drought $5,275,901 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $4,477,407 indemnity · 9 years
- Cold Wet Weather $1,918,743 indemnity · 6 years
- XX $1,024,386 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $688,270 indemnity · 2 years
- Hot Wind $155,615 indemnity · 1 years
Sunflowers 10 years filed
- 1.50Low end of the filed band
- 1.87Middle of the filed band
- 2.75High end of the filed band
- 2015Worst year filed (3.28)
- 10Years filed
- $1,085,285Premium filed
- $2,128,115Indemnity paid
- $2,776,417Liability insured
- 9,955Quantity planted
- 10,133Quantity lost
- 124Policies
- 124Policies with a loss
- 1.96Loss ratio, whole span
Causes that carried the indemnity in Rolette County
- Excess Moisture/Precipitation/Rain $893,879 indemnity · 8 years
- Drought $649,010 indemnity · 6 years
- Hail $138,471 indemnity · 2 years
- Plant Disease $136,327 indemnity · 1 years
- Decline in Price $90,884 indemnity · 1 years
- Wildlife $58,962 indemnity · 2 years
Barley 10 years filed
- 2.04Low end of the filed band
- 2.57Middle of the filed band
- 3.35High end of the filed band
- 2019Worst year filed (4.98)
- 10Years filed
- $730,302Premium filed
- $1,916,899Indemnity paid
- $3,828,041Liability insured
- 15,951Quantity planted
- 16,073Quantity lost
- 272Policies
- 272Policies with a loss
- 2.62Loss ratio, whole span
Causes that carried the indemnity in Rolette County
- Drought $933,915 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $489,278 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $136,828 indemnity · 3 years
- Hail $90,068 indemnity · 3 years
- XX $79,823 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $54,109 indemnity · 1 years
Apiculture 10 years filed
- 0.39Low end of the filed band
- 1.96Middle of the filed band
- 2.80High end of the filed band
- 2023Worst year filed (3.05)
- 10Years filed
- $414,919Premium filed
- $1,034,786Indemnity paid
- $2,081,904Liability insured
- 10,218Quantity planted
- 0Quantity lost
- 111Policies
- 111Policies with a loss
- 2.49Loss ratio, whole span
Causes that carried the indemnity in Rolette County
- ARPI/SCO/STAX Crops Only $1,034,786 indemnity · 10 years
Every county-crop the agency files in North Dakota → Buy the Rolette County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.