Crop-loss band · North Dakota
Sargent County, North Dakota — crop-loss band
- 1.38Low end of the filed band
- 2.45Middle of the filed band
- 3.73High end of the filed band
- 2020Worst year filed (4.37)
- 10Years filed
Every year the Risk Management Agency has filed for Sargent County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.38 at the low end to 3.73 at the high end, with 2.45 in the middle. The worst year filed is 2020, at 4.37. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,640,340 | $7,274,905 | $27,881,834 | 525 | 525 | 1.57 |
| 2016 | $460,725 | $637,397 | $3,053,485 | 77 | 77 | 1.38 |
| 2017 | $1,149,721 | $2,908,554 | $6,311,541 | 232 | 232 | 2.53 |
| 2018 | $1,106,651 | $3,450,659 | $6,637,659 | 243 | 243 | 3.12 |
| 2019 | $6,589,403 | $24,417,107 | $35,263,427 | 922 | 922 | 3.71 |
| 2020 | $7,374,762 | $32,217,237 | $35,070,426 | 811 | 811 | 4.37 |
| 2021 | $9,954,839 | $16,942,687 | $79,182,143 | 611 | 611 | 1.70 |
| 2022 | $11,061,343 | $41,283,436 | $55,854,880 | 728 | 728 | 3.73 |
| 2023 | $5,432,181 | $12,973,835 | $32,450,129 | 516 | 516 | 2.39 |
| 2024 | $7,195,690 | $17,601,299 | $49,037,143 | 684 | 684 | 2.45 |
Commodities insured in Sargent County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.44Low end of the filed band
- 2.83Middle of the filed band
- 3.75High end of the filed band
- 2020Worst year filed (4.32)
- 10Years filed
- $36,363,957Premium filed
- $109,375,072Indemnity paid
- $188,383,424Liability insured
- 414,231Quantity planted
- 401,253Quantity lost
- 2,296Policies
- 2,296Policies with a loss
- 3.01Loss ratio, whole span
Causes that carried the indemnity in Sargent County
- Excess Moisture/Precipitation/Rain $84,849,799 indemnity · 10 years
- Cold Wet Weather $13,178,938 indemnity · 7 years
- Drought $8,773,025 indemnity · 9 years
- Decline in Price $838,744 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $458,414 indemnity · 3 years
- Hail $449,532 indemnity · 7 years
Soybeans 10 years filed
- 1.17Low end of the filed band
- 1.99Middle of the filed band
- 4.82High end of the filed band
- 2020Worst year filed (5.02)
- 10Years filed
- $16,592,448Premium filed
- $44,492,977Indemnity paid
- $130,725,112Liability insured
- 390,356Quantity planted
- 374,765Quantity lost
- 2,517Policies
- 2,517Policies with a loss
- 2.68Loss ratio, whole span
Causes that carried the indemnity in Sargent County
- Excess Moisture/Precipitation/Rain $26,501,165 indemnity · 10 years
- Drought $10,159,727 indemnity · 8 years
- Cold Wet Weather $3,674,114 indemnity · 10 years
- Decline in Price $1,477,358 indemnity · 9 years
- Hail $827,923 indemnity · 9 years
- Heat $816,695 indemnity · 6 years
Wheat 10 years filed
- 1.20Low end of the filed band
- 2.81Middle of the filed band
- 3.50High end of the filed band
- 2020Worst year filed (4.47)
- 10Years filed
- $1,142,548Premium filed
- $3,497,530Indemnity paid
- $7,622,242Liability insured
- 31,332Quantity planted
- 31,243Quantity lost
- 440Policies
- 440Policies with a loss
- 3.06Loss ratio, whole span
Causes that carried the indemnity in Sargent County
- Excess Moisture/Precipitation/Rain $2,239,765 indemnity · 10 years
- Drought $535,969 indemnity · 8 years
- Cold Wet Weather $385,884 indemnity · 6 years
- Falling Numbers $98,618 indemnity · 1 years
- Mycotoxin $72,478 indemnity · 3 years
- Decline in Price $50,865 indemnity · 8 years
All Other Crops 10 years filed
- 1.18Low end of the filed band
- 2.72Middle of the filed band
- 4.72High end of the filed band
- 2016Worst year filed (5.32)
- 10Years filed
- $421,226Premium filed
- $1,306,593Indemnity paid
- $1,859,471Liability insured
- 2,148Quantity planted
- 641Quantity lost
- 28Policies
- 28Policies with a loss
- 3.10Loss ratio, whole span
Causes that carried the indemnity in Sargent County
- Excess Moisture/Precipitation/Rain $602,448 indemnity · 4 years
- Freeze $505,955 indemnity · 1 years
- Hail $126,489 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $71,701 indemnity · 8 years
Dry Beans 9 years filed
- 1.03Low end of the filed band
- 2.71Middle of the filed band
- 4.78High end of the filed band
- 2018Worst year filed (4.78)
- 9Years filed
- $445,476Premium filed
- $1,034,944Indemnity paid
- $2,152,418Liability insured
- 5,635Quantity planted
- 5,483Quantity lost
- 68Policies
- 68Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Sargent County
- Excess Moisture/Precipitation/Rain $792,256 indemnity · 9 years
- Drought $117,851 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $49,879 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $28,726 indemnity · 1 years
- Hail $27,781 indemnity · 1 years
- Wind/Excess Wind $8,133 indemnity · 1 years
Every county-crop the agency files in North Dakota → Buy the Sargent County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.