Crop-loss band · North Dakota
Sioux County, North Dakota — crop-loss band
- 1.50Low end of the filed band
- 2.18Middle of the filed band
- 2.61High end of the filed band
- 2021Worst year filed (3.21)
- 10Years filed
Every year the Risk Management Agency has filed for Sioux County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.50 at the low end to 2.61 at the high end, with 2.18 in the middle. The worst year filed is 2021, at 3.21. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $365,731 | $796,171 | $1,180,852 | 61 | 60 | 2.18 |
| 2016 | $674,943 | $1,082,366 | $2,629,336 | 115 | 113 | 1.60 |
| 2017 | $1,515,731 | $3,863,975 | $6,300,851 | 263 | 262 | 2.55 |
| 2018 | $964,078 | $1,445,329 | $4,263,652 | 148 | 146 | 1.50 |
| 2019 | $1,531,673 | $3,698,493 | $6,417,712 | 201 | 201 | 2.41 |
| 2020 | $1,626,233 | $4,248,700 | $7,189,643 | 311 | 311 | 2.61 |
| 2021 | $2,214,248 | $7,117,335 | $12,146,461 | 327 | 326 | 3.21 |
| 2022 | $2,543,713 | $5,821,600 | $12,339,497 | 277 | 277 | 2.29 |
| 2023 | $1,071,373 | $2,203,321 | $4,254,182 | 199 | 199 | 2.06 |
| 2024 | $1,489,219 | $3,010,221 | $6,516,933 | 252 | 252 | 2.02 |
Commodities insured in Sioux County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.09Low end of the filed band
- 2.30Middle of the filed band
- 2.66High end of the filed band
- 2021Worst year filed (3.68)
- 10Years filed
- $4,713,797Premium filed
- $11,573,010Indemnity paid
- $20,663,510Liability insured
- 72,820Quantity planted
- 73,196Quantity lost
- 343Policies
- 343Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Sioux County
- Drought $7,297,464 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,856,396 indemnity · 8 years
- Hail $884,280 indemnity · 9 years
- Other (Snow, Lightning, Etc.) $519,207 indemnity · 3 years
- Wind/Excess Wind $299,028 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $279,915 indemnity · 3 years
Wheat 10 years filed
- 2.18Low end of the filed band
- 2.52Middle of the filed band
- 3.32High end of the filed band
- 2021Worst year filed (4.40)
- 10Years filed
- $2,332,827Premium filed
- $7,017,884Indemnity paid
- $10,713,152Liability insured
- 71,341Quantity planted
- 72,083Quantity lost
- 397Policies
- 396Policies with a loss
- 3.01Loss ratio, whole span
Causes that carried the indemnity in Sioux County
- Drought $3,373,944 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,171,574 indemnity · 7 years
- Hail $1,064,358 indemnity · 9 years
- Cold Wet Weather $355,086 indemnity · 3 years
- Falling Numbers $286,739 indemnity · 2 years
- Hot Wind $198,700 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.54Low end of the filed band
- 1.68Middle of the filed band
- 2.55High end of the filed band
- 2017Worst year filed (2.67)
- 10Years filed
- $2,992,626Premium filed
- $5,221,869Indemnity paid
- $14,095,657Liability insured
- 553,486Quantity planted
- 0Quantity lost
- 640Policies
- 640Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Sioux County
- ARPI/SCO/STAX Crops Only $5,221,869 indemnity · 10 years
Sunflowers 10 years filed
- 1.11Low end of the filed band
- 2.44Middle of the filed band
- 3.36High end of the filed band
- 2021Worst year filed (4.07)
- 10Years filed
- $1,564,074Premium filed
- $3,843,113Indemnity paid
- $6,257,120Liability insured
- 31,868Quantity planted
- 31,791Quantity lost
- 202Policies
- 202Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Sioux County
- Excess Moisture/Precipitation/Rain $1,142,286 indemnity · 7 years
- Hail $789,773 indemnity · 6 years
- Drought $769,275 indemnity · 9 years
- Wind/Excess Wind $373,781 indemnity · 4 years
- Cold Wet Weather $325,372 indemnity · 3 years
- Heat $187,766 indemnity · 4 years
Soybeans 8 years filed
- 1.49Low end of the filed band
- 2.18Middle of the filed band
- 3.85High end of the filed band
- 2020Worst year filed (3.85)
- 8Years filed
- $1,160,292Premium filed
- $3,205,255Indemnity paid
- $6,586,795Liability insured
- 29,565Quantity planted
- 29,391Quantity lost
- 167Policies
- 167Policies with a loss
- 2.76Loss ratio, whole span
Causes that carried the indemnity in Sioux County
- Drought $1,834,229 indemnity · 7 years
- Hail $415,834 indemnity · 5 years
- Heat $302,531 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $221,367 indemnity · 6 years
- Cold Wet Weather $200,310 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $123,627 indemnity · 3 years
Forage Production 9 years filed
- 0.42Low end of the filed band
- 1.15Middle of the filed band
- 2.70High end of the filed band
- 2017Worst year filed (2.70)
- 9Years filed
- $618,696Premium filed
- $1,126,430Indemnity paid
- $2,499,240Liability insured
- 45,802Quantity planted
- 45,711Quantity lost
- 224Policies
- 218Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Sioux County
- Drought $1,091,770 indemnity · 9 years
- Freeze $25,878 indemnity · 3 years
- Cold Wet Weather $3,440 indemnity · 1 years
- Hail $2,045 indemnity · 3 years
- Hot Wind $1,331 indemnity · 2 years
- Insects $1,278 indemnity · 1 years
Oats 9 years filed
- 1.45Low end of the filed band
- 2.08Middle of the filed band
- 2.65High end of the filed band
- 2021Worst year filed (2.65)
- 9Years filed
- $315,331Premium filed
- $689,185Indemnity paid
- $963,754Liability insured
- 10,541Quantity planted
- 10,541Quantity lost
- 120Policies
- 120Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Sioux County
- Drought $511,940 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $66,474 indemnity · 4 years
- Hail $55,129 indemnity · 7 years
- Heat $23,945 indemnity · 2 years
- Insects $13,010 indemnity · 3 years
- Cold Wet Weather $11,666 indemnity · 1 years
Apiculture 6 years filed
- 1.11Low end of the filed band
- 2.19Middle of the filed band
- 2.76High end of the filed band
- 2021Worst year filed (2.76)
- 6Years filed
- $299,299Premium filed
- $610,765Indemnity paid
- $1,459,891Liability insured
- 7,153Quantity planted
- 0Quantity lost
- 61Policies
- 61Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Sioux County
- ARPI/SCO/STAX/MP Crops Only $610,765 indemnity · 6 years
Every county-crop the agency files in North Dakota → Buy the Sioux County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.