Crop-loss band · North Dakota
Stark County, North Dakota — crop-loss band
- 1.62Low end of the filed band
- 2.05Middle of the filed band
- 2.90High end of the filed band
- 2017Worst year filed (2.96)
- 10Years filed
Every year the Risk Management Agency has filed for Stark County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.62 at the low end to 2.90 at the high end, with 2.05 in the middle. The worst year filed is 2017, at 2.96. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,567,484 | $2,937,482 | $7,377,623 | 1,096 | 1,095 | 1.87 |
| 2016 | $2,332,587 | $4,664,631 | $11,854,368 | 755 | 755 | 2.00 |
| 2017 | $10,518,159 | $31,137,815 | $57,826,060 | 1,738 | 1,733 | 2.96 |
| 2018 | $1,108,537 | $1,794,882 | $5,892,472 | 621 | 615 | 1.62 |
| 2019 | $4,727,616 | $13,715,569 | $27,584,066 | 899 | 899 | 2.90 |
| 2020 | $3,989,253 | $9,832,613 | $22,389,779 | 1,249 | 1,249 | 2.46 |
| 2021 | $7,430,032 | $19,236,157 | $41,018,398 | 1,320 | 1,315 | 2.59 |
| 2022 | $4,112,178 | $9,289,951 | $19,479,409 | 1,093 | 1,093 | 2.26 |
| 2023 | $2,957,480 | $6,074,748 | $14,824,200 | 892 | 892 | 2.05 |
| 2024 | $3,797,377 | $6,424,564 | $18,309,196 | 1,296 | 1,296 | 1.69 |
Commodities insured in Stark County
11 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.55Low end of the filed band
- 2.30Middle of the filed band
- 3.10High end of the filed band
- 2017Worst year filed (3.11)
- 10Years filed
- $24,747,403Premium filed
- $67,550,434Indemnity paid
- $137,349,499Liability insured
- 733,913Quantity planted
- 735,713Quantity lost
- 2,233Policies
- 2,233Policies with a loss
- 2.73Loss ratio, whole span
Causes that carried the indemnity in Stark County
- Drought $39,298,372 indemnity · 10 years
- Hail $11,008,217 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $8,947,440 indemnity · 9 years
- Cold Wet Weather $2,372,159 indemnity · 5 years
- Heat $1,707,704 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $920,955 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.65Low end of the filed band
- 1.90Middle of the filed band
- 2.23High end of the filed band
- 2020Worst year filed (2.42)
- 10Years filed
- $7,309,727Premium filed
- $14,104,439Indemnity paid
- $34,030,691Liability insured
- 1,022,832Quantity planted
- 0Quantity lost
- 6,549Policies
- 6,547Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Stark County
- ARPI/SCO/STAX Crops Only $14,104,439 indemnity · 10 years
Corn 10 years filed
- 1.19Low end of the filed band
- 2.01Middle of the filed band
- 3.53High end of the filed band
- 2023Worst year filed (3.87)
- 10Years filed
- $3,535,354Premium filed
- $8,139,687Indemnity paid
- $22,113,010Liability insured
- 80,424Quantity planted
- 81,599Quantity lost
- 598Policies
- 598Policies with a loss
- 2.30Loss ratio, whole span
Causes that carried the indemnity in Stark County
- Drought $4,957,363 indemnity · 8 years
- Hail $936,155 indemnity · 7 years
- Wind/Excess Wind $658,656 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $643,471 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $230,865 indemnity · 3 years
- Heat $223,682 indemnity · 4 years
Canola 10 years filed
- 0.97Low end of the filed band
- 1.82Middle of the filed band
- 3.93High end of the filed band
- 2018Worst year filed (4.47)
- 10Years filed
- $2,216,927Premium filed
- $4,285,298Indemnity paid
- $9,498,668Liability insured
- 42,703Quantity planted
- 42,862Quantity lost
- 304Policies
- 304Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Stark County
- Drought $2,539,097 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $608,037 indemnity · 7 years
- Hail $606,052 indemnity · 10 years
- Heat $159,795 indemnity · 4 years
- Cold Wet Weather $131,255 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $126,053 indemnity · 1 years
Sunflowers 10 years filed
- 0.89Low end of the filed band
- 2.19Middle of the filed band
- 3.22High end of the filed band
- 2020Worst year filed (4.07)
- 10Years filed
- $1,228,975Premium filed
- $3,001,772Indemnity paid
- $6,555,826Liability insured
- 30,982Quantity planted
- 31,312Quantity lost
- 165Policies
- 165Policies with a loss
- 2.44Loss ratio, whole span
Causes that carried the indemnity in Stark County
- Drought $1,123,016 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $958,269 indemnity · 6 years
- Hail $541,411 indemnity · 8 years
- Cold Wet Weather $121,849 indemnity · 2 years
- Wildlife $79,135 indemnity · 3 years
- Wind/Excess Wind $55,063 indemnity · 2 years
Apiculture 10 years filed
- 0.61Low end of the filed band
- 1.83Middle of the filed band
- 2.21High end of the filed band
- 2020Worst year filed (2.55)
- 10Years filed
- $1,016,707Premium filed
- $1,928,910Indemnity paid
- $4,462,997Liability insured
- 21,786Quantity planted
- 0Quantity lost
- 267Policies
- 267Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Stark County
- ARPI/SCO/STAX Crops Only $1,928,910 indemnity · 10 years
Dry Peas 9 years filed
- 1.50Low end of the filed band
- 2.23Middle of the filed band
- 6.93High end of the filed band
- 2015Worst year filed (6.93)
- 9Years filed
- $722,549Premium filed
- $1,591,781Indemnity paid
- $3,717,252Liability insured
- 17,692Quantity planted
- 17,692Quantity lost
- 99Policies
- 99Policies with a loss
- 2.20Loss ratio, whole span
Causes that carried the indemnity in Stark County
- Drought $859,488 indemnity · 7 years
- Hail $409,215 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $180,970 indemnity · 2 years
- Heat $58,156 indemnity · 2 years
- All Other Causes $57,559 indemnity · 1 years
- Cold Wet Weather $8,829 indemnity · 2 years
Forage Production 9 years filed
- 0.36Low end of the filed band
- 1.72Middle of the filed band
- 3.85High end of the filed band
- 2017Worst year filed (3.85)
- 9Years filed
- $602,735Premium filed
- $1,447,015Indemnity paid
- $3,000,991Liability insured
- 38,451Quantity planted
- 38,377Quantity lost
- 331Policies
- 316Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in Stark County
- Drought $1,214,642 indemnity · 9 years
- Hail $86,681 indemnity · 3 years
- Frost $53,139 indemnity · 2 years
- Insects $22,159 indemnity · 2 years
- Heat $21,098 indemnity · 5 years
- Freeze $14,526 indemnity · 3 years
Barley 9 years filed
- 1.46Low end of the filed band
- 2.48Middle of the filed band
- 4.01High end of the filed band
- 2015Worst year filed (4.01)
- 9Years filed
- $503,291Premium filed
- $1,297,438Indemnity paid
- $2,312,192Liability insured
- 14,007Quantity planted
- 13,916Quantity lost
- 154Policies
- 154Policies with a loss
- 2.58Loss ratio, whole span
Causes that carried the indemnity in Stark County
- Drought $832,330 indemnity · 7 years
- Hail $200,783 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $138,715 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $48,109 indemnity · 3 years
- Heat $43,568 indemnity · 3 years
- Insects $21,035 indemnity · 3 years
Oats 10 years filed
- 0.99Low end of the filed band
- 2.39Middle of the filed band
- 3.62High end of the filed band
- 2019Worst year filed (4.39)
- 10Years filed
- $368,769Premium filed
- $1,107,642Indemnity paid
- $1,739,577Liability insured
- 14,752Quantity planted
- 14,752Quantity lost
- 195Policies
- 195Policies with a loss
- 3.00Loss ratio, whole span
Causes that carried the indemnity in Stark County
- Drought $658,340 indemnity · 7 years
- Hail $241,652 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $99,262 indemnity · 5 years
- Heat $70,205 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $13,884 indemnity · 2 years
- All Other Causes $13,554 indemnity · 1 years
Soybeans 8 years filed
- 0.92Low end of the filed band
- 2.67Middle of the filed band
- 4.38High end of the filed band
- 2017Worst year filed (4.38)
- 8Years filed
- $288,265Premium filed
- $653,996Indemnity paid
- $1,774,868Liability insured
- 8,663Quantity planted
- 8,920Quantity lost
- 64Policies
- 64Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Stark County
- Drought $364,188 indemnity · 6 years
- Hail $99,235 indemnity · 6 years
- Heat $92,500 indemnity · 3 years
- Cold Wet Weather $35,261 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $20,833 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $17,479 indemnity · 2 years
Every county-crop the agency files in North Dakota → Buy the Stark County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.