Crop-loss band · North Dakota
Steele County, North Dakota — crop-loss band
- 1.54Low end of the filed band
- 2.15Middle of the filed band
- 2.90High end of the filed band
- 2020Worst year filed (3.75)
- 10Years filed
Every year the Risk Management Agency has filed for Steele County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.54 at the low end to 2.90 at the high end, with 2.15 in the middle. The worst year filed is 2020, at 3.75. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,688,338 | $2,607,312 | $10,525,114 | 265 | 265 | 1.54 |
| 2016 | $492,944 | $776,343 | $3,493,200 | 106 | 105 | 1.57 |
| 2017 | $965,952 | $2,110,088 | $6,278,149 | 156 | 156 | 2.18 |
| 2018 | $1,404,194 | $3,342,596 | $10,293,446 | 353 | 353 | 2.38 |
| 2019 | $5,492,596 | $14,530,601 | $41,379,931 | 954 | 951 | 2.65 |
| 2020 | $7,341,538 | $27,505,183 | $36,694,275 | 834 | 834 | 3.75 |
| 2021 | $8,477,060 | $16,135,304 | $60,374,832 | 645 | 645 | 1.90 |
| 2022 | $5,925,083 | $17,180,656 | $33,901,414 | 668 | 668 | 2.90 |
| 2023 | $4,392,199 | $9,452,360 | $23,028,554 | 397 | 397 | 2.15 |
| 2024 | $5,601,080 | $9,931,539 | $46,461,338 | 462 | 462 | 1.77 |
Commodities insured in Steele County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.59Low end of the filed band
- 2.14Middle of the filed band
- 3.69High end of the filed band
- 2020Worst year filed (4.23)
- 10Years filed
- $17,847,171Premium filed
- $48,240,831Indemnity paid
- $93,853,681Liability insured
- 195,785Quantity planted
- 208,532Quantity lost
- 1,209Policies
- 1,207Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Steele County
- Excess Moisture/Precipitation/Rain $29,541,188 indemnity · 10 years
- Cold Wet Weather $10,586,037 indemnity · 8 years
- Drought $3,756,766 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $2,524,810 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $966,949 indemnity · 2 years
- All Other Causes $287,242 indemnity · 2 years
Soybeans 10 years filed
- 1.74Low end of the filed band
- 2.23Middle of the filed band
- 2.61High end of the filed band
- 2020Worst year filed (4.54)
- 10Years filed
- $11,138,138Premium filed
- $25,956,717Indemnity paid
- $95,247,285Liability insured
- 293,514Quantity planted
- 288,235Quantity lost
- 1,817Policies
- 1,815Policies with a loss
- 2.33Loss ratio, whole span
Causes that carried the indemnity in Steele County
- Drought $8,827,582 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $8,556,591 indemnity · 10 years
- Cold Wet Weather $2,582,119 indemnity · 9 years
- Hail $1,551,382 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,438,438 indemnity · 2 years
- Decline in Price $957,671 indemnity · 8 years
Dry Beans 10 years filed
- 1.34Low end of the filed band
- 1.64Middle of the filed band
- 3.23High end of the filed band
- 2019Worst year filed (3.59)
- 10Years filed
- $10,054,219Premium filed
- $20,696,556Indemnity paid
- $58,357,390Liability insured
- 128,533Quantity planted
- 125,009Quantity lost
- 929Policies
- 929Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Steele County
- Drought $6,137,035 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $5,990,343 indemnity · 10 years
- Cold Wet Weather $2,307,376 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,918,396 indemnity · 3 years
- Wind/Excess Wind $1,086,172 indemnity · 7 years
- Hail $998,961 indemnity · 10 years
Wheat 10 years filed
- 1.28Low end of the filed band
- 2.42Middle of the filed band
- 4.65High end of the filed band
- 2022Worst year filed (4.78)
- 10Years filed
- $2,078,135Premium filed
- $6,857,384Indemnity paid
- $20,394,887Liability insured
- 73,367Quantity planted
- 74,049Quantity lost
- 703Policies
- 703Policies with a loss
- 3.30Loss ratio, whole span
Causes that carried the indemnity in Steele County
- Excess Moisture/Precipitation/Rain $2,691,941 indemnity · 10 years
- Drought $1,716,376 indemnity · 6 years
- Cold Wet Weather $918,298 indemnity · 7 years
- Falling Numbers $570,922 indemnity · 2 years
- Hail $388,383 indemnity · 7 years
- Decline in Price $221,161 indemnity · 8 years
Barley 10 years filed
- 1.53Low end of the filed band
- 2.43Middle of the filed band
- 3.69High end of the filed band
- 2024Worst year filed (4.34)
- 10Years filed
- $395,653Premium filed
- $1,006,559Indemnity paid
- $2,922,081Liability insured
- 10,761Quantity planted
- 10,761Quantity lost
- 105Policies
- 105Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in Steele County
- Excess Moisture/Precipitation/Rain $529,881 indemnity · 7 years
- Drought $252,720 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $51,431 indemnity · 1 years
- Plant Disease $46,867 indemnity · 1 years
- Hail $44,470 indemnity · 3 years
- Cold Wet Weather $38,078 indemnity · 3 years
Sunflowers 10 years filed
- 1.33Low end of the filed band
- 2.72Middle of the filed band
- 4.73High end of the filed band
- 2023Worst year filed (4.89)
- 10Years filed
- $267,668Premium filed
- $813,935Indemnity paid
- $1,654,929Liability insured
- 7,421Quantity planted
- 7,421Quantity lost
- 77Policies
- 77Policies with a loss
- 3.04Loss ratio, whole span
Causes that carried the indemnity in Steele County
- Excess Moisture/Precipitation/Rain $254,380 indemnity · 7 years
- Cold Wet Weather $194,010 indemnity · 5 years
- Hail $80,234 indemnity · 1 years
- Drought $76,679 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $71,708 indemnity · 2 years
- Plant Disease $70,991 indemnity · 1 years
Every county-crop the agency files in North Dakota → Buy the Steele County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.