Crop-loss band · North Dakota
Stutsman County, North Dakota — crop-loss band
- 1.47Low end of the filed band
- 2.24Middle of the filed band
- 3.29High end of the filed band
- 2020Worst year filed (3.88)
- 10Years filed
Every year the Risk Management Agency has filed for Stutsman County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.47 at the low end to 3.29 at the high end, with 2.24 in the middle. The worst year filed is 2020, at 3.88. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $9,898,222 | $14,574,408 | $58,220,170 | 925 | 925 | 1.47 |
| 2016 | $2,677,593 | $6,488,767 | $15,950,541 | 351 | 351 | 2.42 |
| 2017 | $4,144,306 | $9,287,466 | $22,388,826 | 650 | 650 | 2.24 |
| 2018 | $4,350,618 | $9,738,471 | $28,136,432 | 634 | 634 | 2.24 |
| 2019 | $16,909,832 | $47,279,081 | $118,128,833 | 1,929 | 1,928 | 2.80 |
| 2020 | $22,013,619 | $85,342,280 | $99,713,124 | 1,704 | 1,703 | 3.88 |
| 2021 | $29,837,618 | $66,940,742 | $207,161,200 | 1,799 | 1,794 | 2.24 |
| 2022 | $17,323,535 | $56,952,834 | $79,767,387 | 1,681 | 1,681 | 3.29 |
| 2023 | $14,161,246 | $34,135,288 | $64,795,521 | 1,431 | 1,431 | 2.41 |
| 2024 | $16,330,244 | $36,074,417 | $84,647,909 | 1,513 | 1,513 | 2.21 |
Commodities insured in Stutsman County
10 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.47Low end of the filed band
- 2.36Middle of the filed band
- 3.73High end of the filed band
- 2020Worst year filed (4.01)
- 10Years filed
- $62,933,467Premium filed
- $180,797,774Indemnity paid
- $309,803,683Liability insured
- 742,085Quantity planted
- 736,109Quantity lost
- 3,180Policies
- 3,180Policies with a loss
- 2.87Loss ratio, whole span
Causes that carried the indemnity in Stutsman County
- Excess Moisture/Precipitation/Rain $120,130,199 indemnity · 10 years
- Drought $30,613,827 indemnity · 7 years
- Cold Wet Weather $21,729,614 indemnity · 9 years
- Hail $1,944,580 indemnity · 8 years
- Other (Snow, Lightning, Etc.) $1,564,472 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,390,344 indemnity · 3 years
Soybeans 10 years filed
- 1.35Low end of the filed band
- 2.27Middle of the filed band
- 3.48High end of the filed band
- 2020Worst year filed (4.16)
- 10Years filed
- $51,296,157Premium filed
- $129,032,899Indemnity paid
- $354,776,932Liability insured
- 1,229,041Quantity planted
- 1,226,761Quantity lost
- 5,247Policies
- 5,243Policies with a loss
- 2.52Loss ratio, whole span
Causes that carried the indemnity in Stutsman County
- Excess Moisture/Precipitation/Rain $55,658,550 indemnity · 10 years
- Drought $33,959,311 indemnity · 8 years
- Hail $15,146,263 indemnity · 10 years
- Cold Wet Weather $10,840,051 indemnity · 9 years
- Other (Snow, Lightning, Etc.) $2,501,195 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $2,321,312 indemnity · 2 years
Dry Beans 10 years filed
- 1.57Low end of the filed band
- 2.25Middle of the filed band
- 2.88High end of the filed band
- 2021Worst year filed (3.09)
- 10Years filed
- $8,771,694Premium filed
- $21,174,258Indemnity paid
- $36,969,237Liability insured
- 88,095Quantity planted
- 87,839Quantity lost
- 488Policies
- 488Policies with a loss
- 2.41Loss ratio, whole span
Causes that carried the indemnity in Stutsman County
- Excess Moisture/Precipitation/Rain $8,919,458 indemnity · 10 years
- Drought $4,688,779 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $2,596,435 indemnity · 2 years
- Frost $2,024,914 indemnity · 3 years
- Cold Wet Weather $1,065,305 indemnity · 6 years
- Hail $739,892 indemnity · 9 years
Wheat 10 years filed
- 1.69Low end of the filed band
- 2.67Middle of the filed band
- 3.22High end of the filed band
- 2021Worst year filed (3.51)
- 10Years filed
- $7,011,815Premium filed
- $19,480,873Indemnity paid
- $42,018,341Liability insured
- 180,266Quantity planted
- 180,099Quantity lost
- 1,686Policies
- 1,683Policies with a loss
- 2.78Loss ratio, whole span
Causes that carried the indemnity in Stutsman County
- Excess Moisture/Precipitation/Rain $9,968,836 indemnity · 10 years
- Drought $4,380,298 indemnity · 9 years
- Hail $1,335,209 indemnity · 9 years
- Cold Wet Weather $1,313,759 indemnity · 9 years
- Falling Numbers $783,647 indemnity · 5 years
- Plant Disease $565,251 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 1.41Low end of the filed band
- 2.08Middle of the filed band
- 2.55High end of the filed band
- 2021Worst year filed (2.77)
- 10Years filed
- $2,539,628Premium filed
- $5,088,586Indemnity paid
- $11,577,593Liability insured
- 274,488Quantity planted
- 0Quantity lost
- 1,109Policies
- 1,109Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Stutsman County
- ARPI/SCO/STAX Crops Only $5,088,586 indemnity · 10 years
Apiculture 10 years filed
- 1.47Low end of the filed band
- 1.87Middle of the filed band
- 2.34High end of the filed band
- 2021Worst year filed (2.52)
- 10Years filed
- $1,428,440Premium filed
- $2,841,002Indemnity paid
- $6,466,398Liability insured
- 31,755Quantity planted
- 0Quantity lost
- 200Policies
- 200Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Stutsman County
- ARPI/SCO/STAX Crops Only $2,841,002 indemnity · 10 years
Sunflowers 10 years filed
- 1.40Low end of the filed band
- 2.25Middle of the filed band
- 3.35High end of the filed band
- 2016Worst year filed (3.53)
- 10Years filed
- $1,236,358Premium filed
- $2,636,428Indemnity paid
- $5,098,649Liability insured
- 22,791Quantity planted
- 22,784Quantity lost
- 165Policies
- 165Policies with a loss
- 2.13Loss ratio, whole span
Causes that carried the indemnity in Stutsman County
- Excess Moisture/Precipitation/Rain $1,504,571 indemnity · 10 years
- Drought $263,433 indemnity · 5 years
- Wildlife $228,488 indemnity · 7 years
- Cold Wet Weather $215,325 indemnity · 5 years
- Plant Disease $175,050 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $114,774 indemnity · 1 years
Dry Peas 10 years filed
- 1.38Low end of the filed band
- 2.56Middle of the filed band
- 4.19High end of the filed band
- 2021Worst year filed (4.35)
- 10Years filed
- $839,536Premium filed
- $2,249,749Indemnity paid
- $4,647,650Liability insured
- 21,273Quantity planted
- 21,273Quantity lost
- 136Policies
- 136Policies with a loss
- 2.68Loss ratio, whole span
Causes that carried the indemnity in Stutsman County
- Excess Moisture/Precipitation/Rain $1,049,621 indemnity · 9 years
- Drought $377,393 indemnity · 8 years
- Hail $334,292 indemnity · 3 years
- Cold Wet Weather $206,767 indemnity · 4 years
- Decline in Price $106,171 indemnity · 4 years
- Wind/Excess Wind $76,698 indemnity · 3 years
Barley 10 years filed
- 1.25Low end of the filed band
- 2.60Middle of the filed band
- 3.55High end of the filed band
- 2017Worst year filed (3.87)
- 10Years filed
- $933,915Premium filed
- $2,121,592Indemnity paid
- $5,091,714Liability insured
- 22,021Quantity planted
- 22,021Quantity lost
- 202Policies
- 202Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Stutsman County
- Excess Moisture/Precipitation/Rain $1,075,432 indemnity · 10 years
- Drought $466,280 indemnity · 7 years
- Hail $258,225 indemnity · 4 years
- Wind/Excess Wind $114,974 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $64,757 indemnity · 3 years
- Cold Wet Weather $56,282 indemnity · 5 years
Rye 10 years filed
- 1.43Low end of the filed band
- 2.43Middle of the filed band
- 3.08High end of the filed band
- 2017Worst year filed (3.95)
- 10Years filed
- $655,822Premium filed
- $1,390,593Indemnity paid
- $2,459,745Liability insured
- 19,087Quantity planted
- 19,084Quantity lost
- 204Policies
- 204Policies with a loss
- 2.12Loss ratio, whole span
Causes that carried the indemnity in Stutsman County
- Excess Moisture/Precipitation/Rain $662,397 indemnity · 9 years
- Drought $440,255 indemnity · 9 years
- Cold Wet Weather $108,943 indemnity · 6 years
- Heat $103,566 indemnity · 4 years
- Cold Winter $25,665 indemnity · 1 years
- Hail $18,963 indemnity · 4 years
Every county-crop the agency files in North Dakota → Buy the Stutsman County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.