Crop-loss band · North Dakota
Traill County, North Dakota — crop-loss band
- 1.42Low end of the filed band
- 2.42Middle of the filed band
- 3.44High end of the filed band
- 2019Worst year filed (4.74)
- 10Years filed
Every year the Risk Management Agency has filed for Traill County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.42 at the low end to 3.44 at the high end, with 2.42 in the middle. The worst year filed is 2019, at 4.74. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,751,726 | $2,489,175 | $10,363,231 | 168 | 167 | 1.42 |
| 2016 | $2,192,020 | $4,595,164 | $14,150,898 | 230 | 230 | 2.10 |
| 2017 | $2,041,599 | $3,897,408 | $13,562,413 | 239 | 239 | 1.91 |
| 2018 | $1,574,178 | $3,914,210 | $12,647,703 | 273 | 273 | 2.49 |
| 2019 | $9,201,498 | $43,625,985 | $76,189,622 | 1,377 | 1,377 | 4.74 |
| 2020 | $12,850,564 | $44,203,218 | $69,911,860 | 897 | 897 | 3.44 |
| 2021 | $11,250,457 | $27,183,713 | $80,540,271 | 855 | 855 | 2.42 |
| 2022 | $6,047,937 | $17,895,946 | $32,410,983 | 521 | 521 | 2.96 |
| 2023 | $6,391,031 | $10,582,189 | $51,409,796 | 407 | 407 | 1.66 |
| 2024 | $8,509,492 | $21,438,815 | $67,487,342 | 663 | 663 | 2.52 |
Commodities insured in Traill County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.79Low end of the filed band
- 1.89Middle of the filed band
- 3.81High end of the filed band
- 2020Worst year filed (3.95)
- 10Years filed
- $27,747,370Premium filed
- $74,991,593Indemnity paid
- $156,862,906Liability insured
- 301,987Quantity planted
- 327,024Quantity lost
- 1,401Policies
- 1,401Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Traill County
- Excess Moisture/Precipitation/Rain $43,292,267 indemnity · 9 years
- Cold Wet Weather $15,733,900 indemnity · 9 years
- Drought $7,494,433 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $4,337,024 indemnity · 3 years
- Hail $2,348,704 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $717,539 indemnity · 2 years
Dry Beans 10 years filed
- 1.51Low end of the filed band
- 2.06Middle of the filed band
- 3.19High end of the filed band
- 2019Worst year filed (3.21)
- 10Years filed
- $12,559,003Premium filed
- $30,499,198Indemnity paid
- $63,075,237Liability insured
- 126,547Quantity planted
- 128,033Quantity lost
- 884Policies
- 884Policies with a loss
- 2.43Loss ratio, whole span
Causes that carried the indemnity in Traill County
- Excess Moisture/Precipitation/Rain $8,112,394 indemnity · 10 years
- Drought $6,889,108 indemnity · 7 years
- Hail $6,506,205 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $3,605,531 indemnity · 3 years
- Cold Wet Weather $2,190,175 indemnity · 6 years
- Wind/Excess Wind $1,265,914 indemnity · 6 years
Soybeans 10 years filed
- 1.57Low end of the filed band
- 2.35Middle of the filed band
- 3.00High end of the filed band
- 2020Worst year filed (3.24)
- 10Years filed
- $11,876,469Premium filed
- $29,170,730Indemnity paid
- $112,143,123Liability insured
- 312,551Quantity planted
- 319,283Quantity lost
- 1,737Policies
- 1,736Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Traill County
- Excess Moisture/Precipitation/Rain $8,970,758 indemnity · 10 years
- Drought $8,747,640 indemnity · 7 years
- Hail $4,658,174 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $2,724,282 indemnity · 3 years
- Cold Wet Weather $1,877,479 indemnity · 8 years
- Decline in Price $537,812 indemnity · 7 years
Sugar Beets 10 years filed
- 1.32Low end of the filed band
- 3.63Middle of the filed band
- 7.32High end of the filed band
- 2019Worst year filed (16.80)
- 10Years filed
- $3,089,362Premium filed
- $25,435,545Indemnity paid
- $52,200,132Liability insured
- 44,079Quantity planted
- 42,818Quantity lost
- 748Policies
- 748Policies with a loss
- 8.23Loss ratio, whole span
Causes that carried the indemnity in Traill County
- Excess Moisture/Precipitation/Rain $8,713,074 indemnity · 9 years
- Cold Wet Weather $6,346,162 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $3,682,491 indemnity · 1 years
- Drought $2,435,686 indemnity · 7 years
- Freeze $2,103,425 indemnity · 3 years
- Wind/Excess Wind $1,693,501 indemnity · 6 years
Wheat 10 years filed
- 2.18Low end of the filed band
- 3.68Middle of the filed band
- 4.13High end of the filed band
- 2019Worst year filed (4.57)
- 10Years filed
- $3,125,547Premium filed
- $11,852,496Indemnity paid
- $30,767,302Liability insured
- 104,824Quantity planted
- 104,460Quantity lost
- 624Policies
- 624Policies with a loss
- 3.79Loss ratio, whole span
Causes that carried the indemnity in Traill County
- Excess Moisture/Precipitation/Rain $5,123,425 indemnity · 9 years
- Drought $1,941,210 indemnity · 5 years
- Hail $1,934,071 indemnity · 7 years
- Falling Numbers $1,153,396 indemnity · 3 years
- Cold Wet Weather $638,535 indemnity · 5 years
- Decline in Price $365,912 indemnity · 8 years
Potatoes 9 years filed
- 1.47Low end of the filed band
- 1.88Middle of the filed band
- 3.62High end of the filed band
- 2024Worst year filed (3.62)
- 9Years filed
- $2,285,459Premium filed
- $4,225,784Indemnity paid
- $6,164,439Liability insured
- 6,408Quantity planted
- 6,408Quantity lost
- 38Policies
- 38Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Traill County
- Excess Moisture/Precipitation/Rain $2,309,869 indemnity · 6 years
- Drought $914,586 indemnity · 4 years
- Cold Wet Weather $323,451 indemnity · 1 years
- Plant Disease $311,040 indemnity · 2 years
- Hail $262,068 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $72,101 indemnity · 1 years
Sunflowers 9 years filed
- 0.37Low end of the filed band
- 2.74Middle of the filed band
- 5.28High end of the filed band
- 2016Worst year filed (5.28)
- 9Years filed
- $710,217Premium filed
- $2,314,094Indemnity paid
- $3,766,006Liability insured
- 13,283Quantity planted
- 13,339Quantity lost
- 101Policies
- 101Policies with a loss
- 3.26Loss ratio, whole span
Causes that carried the indemnity in Traill County
- Excess Moisture/Precipitation/Rain $921,065 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $568,124 indemnity · 1 years
- Hail $348,174 indemnity · 2 years
- Cold Wet Weather $121,512 indemnity · 1 years
- Decline in Price $119,006 indemnity · 2 years
- Drought $105,629 indemnity · 3 years
Barley 8 years filed
- 1.28Low end of the filed band
- 3.14Middle of the filed band
- 6.93High end of the filed band
- 2021Worst year filed (6.93)
- 8Years filed
- $417,075Premium filed
- $1,336,383Indemnity paid
- $3,694,974Liability insured
- 13,991Quantity planted
- 14,051Quantity lost
- 97Policies
- 97Policies with a loss
- 3.20Loss ratio, whole span
Causes that carried the indemnity in Traill County
- Excess Moisture/Precipitation/Rain $823,556 indemnity · 5 years
- Cold Wet Weather $232,621 indemnity · 2 years
- Hail $192,500 indemnity · 7 years
- Drought $33,345 indemnity · 3 years
- All Other Causes $22,347 indemnity · 1 years
- Heat $14,821 indemnity · 2 years
Every county-crop the agency files in North Dakota → Buy the Traill County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.