Crop-loss band · North Dakota
Walsh County, North Dakota — crop-loss band
- 1.63Low end of the filed band
- 2.14Middle of the filed band
- 2.67High end of the filed band
- 2016Worst year filed (3.16)
- 10Years filed
Every year the Risk Management Agency has filed for Walsh County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.63 at the low end to 2.67 at the high end, with 2.14 in the middle. The worst year filed is 2016, at 3.16. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $7,292,117 | $15,605,702 | $38,853,575 | 1,010 | 1,006 | 2.14 |
| 2016 | $9,754,373 | $30,789,918 | $54,293,763 | 1,168 | 1,167 | 3.16 |
| 2017 | $4,854,022 | $9,538,849 | $22,086,969 | 667 | 667 | 1.97 |
| 2018 | $4,724,206 | $8,667,124 | $25,425,126 | 522 | 522 | 1.83 |
| 2019 | $8,777,626 | $23,425,271 | $49,244,739 | 1,325 | 1,325 | 2.67 |
| 2020 | $6,728,144 | $16,007,807 | $30,056,228 | 767 | 766 | 2.38 |
| 2021 | $16,966,449 | $42,818,420 | $102,849,753 | 1,017 | 1,017 | 2.52 |
| 2022 | $6,947,949 | $17,662,184 | $34,077,883 | 701 | 701 | 2.54 |
| 2023 | $10,418,947 | $16,931,797 | $59,728,460 | 630 | 630 | 1.63 |
| 2024 | $11,956,329 | $20,917,172 | $56,191,852 | 910 | 910 | 1.75 |
Commodities insured in Walsh County
9 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Dry Beans 10 years filed
- 1.48Low end of the filed band
- 1.56Middle of the filed band
- 2.55High end of the filed band
- 2016Worst year filed (3.72)
- 10Years filed
- $26,801,994Premium filed
- $56,110,072Indemnity paid
- $117,374,130Liability insured
- 306,789Quantity planted
- 319,825Quantity lost
- 2,303Policies
- 2,299Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Walsh County
- Excess Moisture/Precipitation/Rain $24,588,802 indemnity · 10 years
- Drought $19,393,431 indemnity · 9 years
- Hail $2,861,344 indemnity · 8 years
- Decline in Price $2,250,912 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $2,114,582 indemnity · 2 years
- Cold Wet Weather $1,490,761 indemnity · 7 years
Wheat 10 years filed
- 1.81Low end of the filed band
- 2.41Middle of the filed band
- 3.37High end of the filed band
- 2021Worst year filed (3.59)
- 10Years filed
- $15,506,956Premium filed
- $42,757,400Indemnity paid
- $102,026,803Liability insured
- 355,064Quantity planted
- 358,502Quantity lost
- 1,852Policies
- 1,852Policies with a loss
- 2.76Loss ratio, whole span
Causes that carried the indemnity in Walsh County
- Drought $20,383,794 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $17,316,973 indemnity · 10 years
- Hail $1,123,709 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $863,828 indemnity · 4 years
- Cold Wet Weather $810,791 indemnity · 7 years
- Falling Numbers $681,915 indemnity · 4 years
Corn 10 years filed
- 1.26Low end of the filed band
- 1.90Middle of the filed band
- 2.99High end of the filed band
- 2020Worst year filed (3.08)
- 10Years filed
- $14,585,400Premium filed
- $30,311,613Indemnity paid
- $61,759,802Liability insured
- 148,532Quantity planted
- 150,843Quantity lost
- 936Policies
- 935Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Walsh County
- Excess Moisture/Precipitation/Rain $17,254,262 indemnity · 9 years
- Drought $7,730,877 indemnity · 8 years
- Other (Snow, Lightning, Etc.) $1,535,560 indemnity · 2 years
- Cold Wet Weather $1,463,754 indemnity · 6 years
- Flood $545,901 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $480,596 indemnity · 2 years
Soybeans 10 years filed
- 1.46Low end of the filed band
- 2.25Middle of the filed band
- 2.78High end of the filed band
- 2022Worst year filed (2.97)
- 10Years filed
- $11,873,935Premium filed
- $25,050,868Indemnity paid
- $69,253,796Liability insured
- 262,192Quantity planted
- 262,393Quantity lost
- 1,648Policies
- 1,648Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Walsh County
- Drought $11,572,777 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $8,098,727 indemnity · 10 years
- Hail $1,760,750 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $1,400,391 indemnity · 2 years
- Flood $890,437 indemnity · 2 years
- Cold Wet Weather $350,158 indemnity · 6 years
Potatoes 10 years filed
- 1.37Low end of the filed band
- 2.34Middle of the filed band
- 2.96High end of the filed band
- 2019Worst year filed (2.96)
- 10Years filed
- $9,556,916Premium filed
- $21,666,583Indemnity paid
- $46,069,194Liability insured
- 39,179Quantity planted
- 39,179Quantity lost
- 339Policies
- 339Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Walsh County
- Excess Moisture/Precipitation/Rain $13,159,297 indemnity · 9 years
- Drought $5,087,447 indemnity · 7 years
- Hail $982,246 indemnity · 4 years
- Heat $629,884 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $605,406 indemnity · 1 years
- Frost $548,308 indemnity · 2 years
Sugar Beets 10 years filed
- 2.10Low end of the filed band
- 3.18Middle of the filed band
- 8.29High end of the filed band
- 2019Worst year filed (8.31)
- 10Years filed
- $2,430,341Premium filed
- $10,766,234Indemnity paid
- $42,234,345Liability insured
- 39,667Quantity planted
- 36,065Quantity lost
- 511Policies
- 510Policies with a loss
- 4.43Loss ratio, whole span
Causes that carried the indemnity in Walsh County
- Excess Moisture/Precipitation/Rain $6,029,558 indemnity · 10 years
- Drought $1,860,031 indemnity · 8 years
- Wind/Excess Wind $780,224 indemnity · 9 years
- Hot Wind $667,508 indemnity · 4 years
- Plant Disease $568,450 indemnity · 3 years
- Hail $310,332 indemnity · 3 years
Canola 10 years filed
- 1.15Low end of the filed band
- 1.86Middle of the filed band
- 2.29High end of the filed band
- 2019Worst year filed (2.41)
- 10Years filed
- $5,138,690Premium filed
- $9,563,659Indemnity paid
- $23,160,717Liability insured
- 85,965Quantity planted
- 81,803Quantity lost
- 706Policies
- 706Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Walsh County
- Excess Moisture/Precipitation/Rain $4,510,185 indemnity · 10 years
- Drought $2,805,217 indemnity · 8 years
- Wind/Excess Wind $525,034 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $416,561 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $363,952 indemnity · 2 years
- Cold Wet Weather $245,712 indemnity · 5 years
Sunflowers 10 years filed
- 0.79Low end of the filed band
- 2.08Middle of the filed band
- 4.20High end of the filed band
- 2016Worst year filed (4.73)
- 10Years filed
- $1,219,227Premium filed
- $3,099,878Indemnity paid
- $4,857,356Liability insured
- 17,719Quantity planted
- 17,673Quantity lost
- 160Policies
- 160Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in Walsh County
- Excess Moisture/Precipitation/Rain $1,845,725 indemnity · 8 years
- Drought $607,613 indemnity · 6 years
- Cold Wet Weather $162,268 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $156,626 indemnity · 2 years
- Flood $87,246 indemnity · 2 years
- Wind/Excess Wind $85,752 indemnity · 4 years
Barley 10 years filed
- 1.29Low end of the filed band
- 2.31Middle of the filed band
- 2.70High end of the filed band
- 2019Worst year filed (2.82)
- 10Years filed
- $1,306,703Premium filed
- $3,037,937Indemnity paid
- $6,072,205Liability insured
- 26,631Quantity planted
- 27,043Quantity lost
- 262Policies
- 262Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Walsh County
- Excess Moisture/Precipitation/Rain $1,976,814 indemnity · 9 years
- Drought $638,426 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $123,681 indemnity · 3 years
- Hail $90,916 indemnity · 5 years
- Cold Wet Weather $70,419 indemnity · 6 years
- Heat $47,554 indemnity · 4 years
Every county-crop the agency files in North Dakota → Buy the Walsh County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.