Crop-loss band · Nebraska
Adams County, Nebraska — crop-loss band
- 2.27Low end of the filed band
- 2.83Middle of the filed band
- 5.60High end of the filed band
- 2021Worst year filed (5.78)
- 10Years filed
Every year the Risk Management Agency has filed for Adams County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.27 at the low end to 5.60 at the high end, with 2.83 in the middle. The worst year filed is 2021, at 5.78. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $473,712 | $1,511,131 | $6,580,879 | 338 | 338 | 3.19 |
| 2016 | $1,269,104 | $3,580,203 | $22,652,126 | 431 | 430 | 2.82 |
| 2017 | $1,135,048 | $3,209,430 | $19,839,727 | 347 | 345 | 2.83 |
| 2018 | $382,695 | $961,401 | $6,786,038 | 162 | 162 | 2.51 |
| 2019 | $976,536 | $5,467,829 | $19,469,929 | 277 | 277 | 5.60 |
| 2020 | $1,056,034 | $2,668,838 | $16,365,142 | 449 | 449 | 2.53 |
| 2021 | $499,357 | $2,884,946 | $6,571,399 | 60 | 60 | 5.78 |
| 2022 | $4,462,675 | $17,554,609 | $56,161,890 | 1,217 | 1,217 | 3.93 |
| 2023 | $5,088,930 | $23,384,718 | $69,686,795 | 1,329 | 1,329 | 4.60 |
| 2024 | $1,724,805 | $3,914,846 | $21,817,471 | 299 | 299 | 2.27 |
Commodities insured in Adams County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 2.12Low end of the filed band
- 2.80Middle of the filed band
- 5.01High end of the filed band
- 2021Worst year filed (7.14)
- 10Years filed
- $10,897,619Premium filed
- $39,450,138Indemnity paid
- $159,282,280Liability insured
- 201,472Quantity planted
- 202,184Quantity lost
- 2,544Policies
- 2,541Policies with a loss
- 3.62Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Hail $13,986,940 indemnity · 10 years
- Drought $8,409,812 indemnity · 9 years
- Wind/Excess Wind $6,093,818 indemnity · 10 years
- Heat $3,700,305 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,104,699 indemnity · 10 years
- Decline in Price $1,541,008 indemnity · 7 years
Soybeans 10 years filed
- 1.86Low end of the filed band
- 3.14Middle of the filed band
- 5.36High end of the filed band
- 2019Worst year filed (7.38)
- 10Years filed
- $4,989,528Premium filed
- $19,187,196Indemnity paid
- $74,802,521Liability insured
- 120,128Quantity planted
- 119,860Quantity lost
- 2,060Policies
- 2,060Policies with a loss
- 3.85Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Hail $5,868,505 indemnity · 10 years
- Drought $4,837,365 indemnity · 9 years
- Heat $4,253,528 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,832,689 indemnity · 10 years
- Other (Snow, Lightning, Etc.) $1,188,809 indemnity · 5 years
- Decline in Price $379,506 indemnity · 9 years
Grain Sorghum 9 years filed
- 1.83Low end of the filed band
- 5.31Middle of the filed band
- 8.06High end of the filed band
- 2018Worst year filed (8.06)
- 9Years filed
- $600,116Premium filed
- $4,164,535Indemnity paid
- $4,730,171Liability insured
- 6,439Quantity planted
- 6,671Quantity lost
- 88Policies
- 88Policies with a loss
- 6.94Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Hail $3,701,189 indemnity · 6 years
- Hot Wind $195,021 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $77,392 indemnity · 5 years
- Freeze $68,151 indemnity · 1 years
- Drought $63,097 indemnity · 6 years
- Heat $48,241 indemnity · 2 years
Popcorn 9 years filed
- 1.16Low end of the filed band
- 1.90Middle of the filed band
- 8.10High end of the filed band
- 2022Worst year filed (8.10)
- 9Years filed
- $315,824Premium filed
- $1,470,668Indemnity paid
- $4,965,684Liability insured
- 5,330Quantity planted
- 5,450Quantity lost
- 37Policies
- 37Policies with a loss
- 4.66Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Hail $751,071 indemnity · 6 years
- Hot Wind $424,245 indemnity · 1 years
- Wind/Excess Wind $203,901 indemnity · 6 years
- Heat $74,729 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $10,251 indemnity · 1 years
- Decline in Price $5,579 indemnity · 2 years
Wheat 10 years filed
- 0.65Low end of the filed band
- 1.71Middle of the filed band
- 5.65High end of the filed band
- 2021Worst year filed (6.90)
- 10Years filed
- $265,809Premium filed
- $865,414Indemnity paid
- $2,150,740Liability insured
- 8,366Quantity planted
- 8,368Quantity lost
- 180Policies
- 180Policies with a loss
- 3.26Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Cold Winter $398,132 indemnity · 7 years
- Drought $202,382 indemnity · 8 years
- Hail $104,333 indemnity · 7 years
- Freeze $87,076 indemnity · 3 years
- Decline in Price $20,072 indemnity · 6 years
- Heat $19,705 indemnity · 1 years
Every county-crop the agency files in Nebraska → Buy the Adams County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.