Crop-loss band · Nebraska
Banner County, Nebraska — crop-loss band
- 1.88Low end of the filed band
- 2.33Middle of the filed band
- 3.13High end of the filed band
- 2015Worst year filed (3.59)
- 10Years filed
Every year the Risk Management Agency has filed for Banner County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.88 at the low end to 3.13 at the high end, with 2.33 in the middle. The worst year filed is 2015, at 3.59. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,008,877 | $3,617,294 | $5,575,673 | 299 | 299 | 3.59 |
| 2016 | $641,160 | $1,202,435 | $3,190,862 | 214 | 214 | 1.88 |
| 2017 | $478,738 | $1,114,988 | $2,581,624 | 164 | 164 | 2.33 |
| 2018 | $264,228 | $527,511 | $1,353,899 | 84 | 84 | 2.00 |
| 2019 | $316,860 | $762,982 | $1,470,104 | 98 | 98 | 2.41 |
| 2020 | $814,329 | $1,850,339 | $4,337,392 | 184 | 184 | 2.27 |
| 2021 | $757,035 | $1,621,852 | $3,889,434 | 190 | 190 | 2.14 |
| 2022 | $2,264,487 | $7,098,084 | $12,054,204 | 414 | 414 | 3.13 |
| 2023 | $1,130,243 | $2,795,703 | $5,831,385 | 183 | 183 | 2.47 |
| 2024 | $1,287,278 | $3,358,982 | $7,425,257 | 331 | 331 | 2.61 |
Commodities insured in Banner County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.58Low end of the filed band
- 2.52Middle of the filed band
- 3.29High end of the filed band
- 2015Worst year filed (3.64)
- 10Years filed
- $4,662,020Premium filed
- $13,027,834Indemnity paid
- $25,479,451Liability insured
- 136,943Quantity planted
- 137,324Quantity lost
- 1,062Policies
- 1,062Policies with a loss
- 2.79Loss ratio, whole span
Causes that carried the indemnity in Banner County
- Hail $5,199,940 indemnity · 10 years
- Drought $2,615,300 indemnity · 8 years
- Freeze $1,707,535 indemnity · 8 years
- Wind/Excess Wind $1,567,972 indemnity · 9 years
- Cold Winter $1,426,899 indemnity · 7 years
- Decline in Price $190,565 indemnity · 7 years
Corn 10 years filed
- 1.33Low end of the filed band
- 2.52Middle of the filed band
- 3.30High end of the filed band
- 2015Worst year filed (5.06)
- 10Years filed
- $2,214,079Premium filed
- $6,047,042Indemnity paid
- $11,637,663Liability insured
- 60,944Quantity planted
- 60,634Quantity lost
- 426Policies
- 426Policies with a loss
- 2.73Loss ratio, whole span
Causes that carried the indemnity in Banner County
- Drought $2,993,044 indemnity · 8 years
- Hail $1,091,992 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $642,359 indemnity · 6 years
- Freeze $435,358 indemnity · 5 years
- Wind/Excess Wind $299,564 indemnity · 3 years
- Heat $294,060 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 1.12Low end of the filed band
- 2.18Middle of the filed band
- 3.13High end of the filed band
- 2022Worst year filed (3.14)
- 10Years filed
- $835,630Premium filed
- $2,154,802Indemnity paid
- $5,299,554Liability insured
- 288,381Quantity planted
- 0Quantity lost
- 327Policies
- 327Policies with a loss
- 2.58Loss ratio, whole span
Causes that carried the indemnity in Banner County
- ARPI/SCO/STAX Crops Only $2,154,802 indemnity · 10 years
Millet 10 years filed
- 1.45Low end of the filed band
- 2.14Middle of the filed band
- 2.81High end of the filed band
- 2024Worst year filed (2.99)
- 10Years filed
- $595,286Premium filed
- $1,386,621Indemnity paid
- $2,489,068Liability insured
- 32,634Quantity planted
- 32,647Quantity lost
- 286Policies
- 286Policies with a loss
- 2.33Loss ratio, whole span
Causes that carried the indemnity in Banner County
- Drought $918,800 indemnity · 6 years
- Hail $233,060 indemnity · 7 years
- Freeze $93,167 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $78,377 indemnity · 5 years
- Heat $52,071 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $4,930 indemnity · 1 years
Sunflowers 10 years filed
- 1.00Low end of the filed band
- 1.73Middle of the filed band
- 2.75High end of the filed band
- 2022Worst year filed (2.97)
- 10Years filed
- $656,220Premium filed
- $1,333,871Indemnity paid
- $2,804,098Liability insured
- 15,015Quantity planted
- 15,327Quantity lost
- 60Policies
- 60Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Banner County
- Drought $856,400 indemnity · 5 years
- Hail $264,347 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $123,342 indemnity · 3 years
- Wind/Excess Wind $65,978 indemnity · 1 years
- Heat $19,886 indemnity · 2 years
- Freeze $3,918 indemnity · 1 years
Every county-crop the agency files in Nebraska → Buy the Banner County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.