Crop-loss band · Nebraska
Buffalo County, Nebraska — crop-loss band
- 1.62Low end of the filed band
- 2.34Middle of the filed band
- 2.99High end of the filed band
- 2019Worst year filed (4.02)
- 10Years filed
Every year the Risk Management Agency has filed for Buffalo County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.62 at the low end to 2.99 at the high end, with 2.34 in the middle. The worst year filed is 2019, at 4.02. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $849,634 | $1,985,606 | $6,980,797 | 537 | 536 | 2.34 |
| 2016 | $553,891 | $1,233,146 | $9,248,050 | 275 | 273 | 2.23 |
| 2017 | $676,416 | $1,207,530 | $10,160,946 | 243 | 243 | 1.79 |
| 2018 | $700,701 | $2,016,821 | $11,490,497 | 246 | 245 | 2.88 |
| 2019 | $630,353 | $2,535,435 | $10,147,231 | 263 | 262 | 4.02 |
| 2020 | $681,738 | $1,712,878 | $8,659,225 | 317 | 317 | 2.51 |
| 2021 | $323,877 | $524,180 | $2,317,662 | 163 | 163 | 1.62 |
| 2022 | $7,426,803 | $22,238,772 | $70,338,189 | 1,534 | 1,534 | 2.99 |
| 2023 | $6,848,061 | $12,671,372 | $68,927,950 | 1,274 | 1,274 | 1.85 |
| 2024 | $3,579,165 | $9,328,510 | $53,777,677 | 670 | 670 | 2.61 |
Commodities insured in Buffalo County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.62Low end of the filed band
- 2.09Middle of the filed band
- 3.42High end of the filed band
- 2019Worst year filed (4.19)
- 10Years filed
- $14,132,619Premium filed
- $36,575,088Indemnity paid
- $169,897,401Liability insured
- 189,377Quantity planted
- 213,963Quantity lost
- 2,634Policies
- 2,631Policies with a loss
- 2.59Loss ratio, whole span
Causes that carried the indemnity in Buffalo County
- Hail $15,653,825 indemnity · 10 years
- Drought $7,387,268 indemnity · 10 years
- Wind/Excess Wind $3,211,153 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $3,015,843 indemnity · 3 years
- Heat $2,793,617 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,007,123 indemnity · 8 years
Soybeans 10 years filed
- 1.33Low end of the filed band
- 2.38Middle of the filed band
- 3.75High end of the filed band
- 2016Worst year filed (4.01)
- 10Years filed
- $6,700,952Premium filed
- $16,211,024Indemnity paid
- $74,628,714Liability insured
- 117,545Quantity planted
- 130,305Quantity lost
- 1,971Policies
- 1,969Policies with a loss
- 2.42Loss ratio, whole span
Causes that carried the indemnity in Buffalo County
- Hail $7,600,319 indemnity · 10 years
- Drought $3,386,195 indemnity · 9 years
- Heat $1,980,038 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,074,633 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $886,505 indemnity · 10 years
- Hot Wind $453,354 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.87Low end of the filed band
- 1.53Middle of the filed band
- 1.99High end of the filed band
- 2020Worst year filed (2.56)
- 10Years filed
- $1,167,218Premium filed
- $1,728,697Indemnity paid
- $5,651,127Liability insured
- 94,501Quantity planted
- 0Quantity lost
- 716Policies
- 716Policies with a loss
- 1.48Loss ratio, whole span
Causes that carried the indemnity in Buffalo County
- ARPI/SCO/STAX Crops Only $1,728,697 indemnity · 10 years
Wheat 10 years filed
- 1.87Low end of the filed band
- 2.70Middle of the filed band
- 4.58High end of the filed band
- 2020Worst year filed (5.47)
- 10Years filed
- $269,850Premium filed
- $939,441Indemnity paid
- $1,870,982Liability insured
- 7,497Quantity planted
- 7,497Quantity lost
- 201Policies
- 201Policies with a loss
- 3.48Loss ratio, whole span
Causes that carried the indemnity in Buffalo County
- Cold Winter $431,994 indemnity · 6 years
- Drought $209,833 indemnity · 9 years
- Hail $133,830 indemnity · 5 years
- Decline in Price $51,464 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $36,294 indemnity · 4 years
- Cold Wet Weather $30,120 indemnity · 3 years
Every county-crop the agency files in Nebraska → Buy the Buffalo County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.