Crop-loss band · Nebraska
Cherry County, Nebraska — crop-loss band
- 1.27Low end of the filed band
- 2.42Middle of the filed band
- 2.91High end of the filed band
- 2019Worst year filed (3.79)
- 10Years filed
Every year the Risk Management Agency has filed for Cherry County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.27 at the low end to 2.91 at the high end, with 2.42 in the middle. The worst year filed is 2019, at 3.79. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $505,330 | $1,188,681 | $3,304,274 | 56 | 56 | 2.35 |
| 2016 | $683,051 | $1,695,424 | $4,731,717 | 62 | 62 | 2.48 |
| 2017 | $523,967 | $665,442 | $3,389,967 | 62 | 62 | 1.27 |
| 2018 | $47,302 | $105,343 | $522,322 | 4 | 4 | 2.23 |
| 2019 | $253,498 | $961,329 | $1,881,413 | 30 | 30 | 3.79 |
| 2020 | $663,670 | $1,737,553 | $4,756,105 | 89 | 89 | 2.62 |
| 2021 | $686,927 | $1,777,187 | $3,978,789 | 68 | 68 | 2.59 |
| 2022 | $2,250,960 | $6,543,355 | $14,479,097 | 222 | 222 | 2.91 |
| 2023 | $1,940,327 | $3,839,407 | $11,230,066 | 154 | 154 | 1.98 |
| 2024 | $2,971,514 | $7,192,395 | $17,596,212 | 318 | 318 | 2.42 |
Commodities insured in Cherry County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 1.15Low end of the filed band
- 1.88Middle of the filed band
- 2.69High end of the filed band
- 2022Worst year filed (2.74)
- 10Years filed
- $8,047,578Premium filed
- $17,528,229Indemnity paid
- $46,179,804Liability insured
- 1,607,337Quantity planted
- 0Quantity lost
- 848Policies
- 848Policies with a loss
- 2.18Loss ratio, whole span
Causes that carried the indemnity in Cherry County
- ARPI/SCO/STAX Crops Only $17,528,229 indemnity · 10 years
Corn 10 years filed
- 1.63Low end of the filed band
- 2.55Middle of the filed band
- 3.48High end of the filed band
- 2019Worst year filed (3.92)
- 10Years filed
- $1,423,973Premium filed
- $4,017,009Indemnity paid
- $12,024,667Liability insured
- 22,603Quantity planted
- 22,621Quantity lost
- 129Policies
- 129Policies with a loss
- 2.82Loss ratio, whole span
Causes that carried the indemnity in Cherry County
- Hail $1,507,496 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,256,114 indemnity · 8 years
- Drought $616,705 indemnity · 7 years
- Heat $252,352 indemnity · 5 years
- Frost $89,203 indemnity · 1 years
- Decline in Price $74,806 indemnity · 4 years
Soybeans 9 years filed
- 1.88Low end of the filed band
- 4.04Middle of the filed band
- 5.87High end of the filed band
- 2020Worst year filed (5.87)
- 9Years filed
- $508,898Premium filed
- $2,119,531Indemnity paid
- $4,131,092Liability insured
- 7,803Quantity planted
- 7,864Quantity lost
- 58Policies
- 58Policies with a loss
- 4.16Loss ratio, whole span
Causes that carried the indemnity in Cherry County
- Hail $1,200,243 indemnity · 6 years
- Drought $361,872 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $272,256 indemnity · 5 years
- Heat $140,106 indemnity · 1 years
- Wind/Excess Wind $112,948 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $32,106 indemnity · 1 years
Dry Beans 7 years filed
- 2.80Low end of the filed band
- 3.43Middle of the filed band
- 5.92High end of the filed band
- 2021Worst year filed (5.92)
- 7Years filed
- $546,097Premium filed
- $2,041,347Indemnity paid
- $3,534,399Liability insured
- 5,489Quantity planted
- 5,556Quantity lost
- 30Policies
- 30Policies with a loss
- 3.74Loss ratio, whole span
Causes that carried the indemnity in Cherry County
- Hail $1,137,465 indemnity · 7 years
- Heat $733,622 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $115,507 indemnity · 4 years
- Wind/Excess Wind $54,753 indemnity · 1 years
Every county-crop the agency files in Nebraska → Buy the Cherry County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.