Crop-loss band · Nebraska
Clay County, Nebraska — crop-loss band
- 1.38Low end of the filed band
- 1.77Middle of the filed band
- 3.71High end of the filed band
- 2023Worst year filed (3.88)
- 10Years filed
Every year the Risk Management Agency has filed for Clay County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.38 at the low end to 3.71 at the high end, with 1.77 in the middle. The worst year filed is 2023, at 3.88. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $532,168 | $806,672 | $7,853,989 | 277 | 276 | 1.52 |
| 2016 | $907,841 | $1,252,349 | $13,763,875 | 362 | 360 | 1.38 |
| 2017 | $625,889 | $1,108,253 | $8,908,173 | 264 | 264 | 1.77 |
| 2018 | $325,845 | $454,532 | $5,361,945 | 140 | 139 | 1.39 |
| 2019 | $909,109 | $2,317,941 | $19,214,498 | 330 | 330 | 2.55 |
| 2020 | $237,015 | $626,338 | $4,288,568 | 84 | 84 | 2.64 |
| 2021 | $81,224 | $301,324 | $870,940 | 59 | 59 | 3.71 |
| 2022 | $3,365,447 | $5,524,687 | $42,307,629 | 849 | 849 | 1.64 |
| 2023 | $6,706,538 | $26,002,642 | $96,528,287 | 1,472 | 1,471 | 3.88 |
| 2024 | $1,945,626 | $4,624,696 | $26,412,082 | 415 | 415 | 2.38 |
Commodities insured in Clay County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.35Low end of the filed band
- 1.92Middle of the filed band
- 3.55High end of the filed band
- 2021Worst year filed (4.41)
- 10Years filed
- $10,965,469Premium filed
- $29,861,422Indemnity paid
- $155,443,496Liability insured
- 189,723Quantity planted
- 184,181Quantity lost
- 2,406Policies
- 2,402Policies with a loss
- 2.72Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Drought $11,094,337 indemnity · 9 years
- Hail $7,354,371 indemnity · 10 years
- Heat $3,984,574 indemnity · 9 years
- Wind/Excess Wind $3,300,344 indemnity · 10 years
- Decline in Price $2,369,090 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $735,014 indemnity · 8 years
Soybeans 10 years filed
- 1.27Low end of the filed band
- 2.07Middle of the filed band
- 3.06High end of the filed band
- 2023Worst year filed (4.93)
- 10Years filed
- $4,671,233Premium filed
- $13,158,012Indemnity paid
- $70,066,490Liability insured
- 113,342Quantity planted
- 105,453Quantity lost
- 1,846Policies
- 1,845Policies with a loss
- 2.82Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Drought $5,675,047 indemnity · 9 years
- Hail $3,583,413 indemnity · 10 years
- Heat $1,774,461 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $469,094 indemnity · 8 years
- Decline in Price $413,884 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $393,465 indemnity · 3 years
Every county-crop the agency files in Nebraska → Buy the Clay County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.