Crop-loss band · Nebraska
Cuming County, Nebraska — crop-loss band
- 1.03Low end of the filed band
- 2.11Middle of the filed band
- 3.25High end of the filed band
- 2023Worst year filed (3.79)
- 10Years filed
Every year the Risk Management Agency has filed for Cuming County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.03 at the low end to 3.25 at the high end, with 2.11 in the middle. The worst year filed is 2023, at 3.79. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $120,788 | $280,266 | $1,660,516 | 58 | 58 | 2.32 |
| 2016 | $373,022 | $383,474 | $5,219,657 | 95 | 94 | 1.03 |
| 2017 | $783,430 | $813,487 | $8,654,815 | 216 | 215 | 1.04 |
| 2018 | $1,424,746 | $4,635,459 | $21,339,100 | 609 | 609 | 3.25 |
| 2019 | $480,172 | $1,389,247 | $4,925,475 | 228 | 228 | 2.89 |
| 2020 | $2,979,211 | $6,298,371 | $39,530,295 | 735 | 733 | 2.11 |
| 2021 | $81,165 | $127,165 | $839,990 | 31 | 31 | 1.57 |
| 2022 | $10,832,628 | $27,107,719 | $115,583,015 | 1,376 | 1,376 | 2.50 |
| 2023 | $14,199,776 | $53,800,524 | $179,743,136 | 1,915 | 1,915 | 3.79 |
| 2024 | $2,588,325 | $3,424,311 | $29,969,889 | 387 | 387 | 1.32 |
Commodities insured in Cuming County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.65Low end of the filed band
- 1.57Middle of the filed band
- 3.62High end of the filed band
- 2018Worst year filed (3.74)
- 10Years filed
- $23,836,615Premium filed
- $67,592,020Indemnity paid
- $249,931,793Liability insured
- 271,693Quantity planted
- 284,016Quantity lost
- 2,990Policies
- 2,986Policies with a loss
- 2.84Loss ratio, whole span
Causes that carried the indemnity in Cuming County
- Drought $45,965,855 indemnity · 7 years
- Heat $7,279,254 indemnity · 8 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $4,808,283 indemnity · 4 years
- Hail $2,826,850 indemnity · 7 years
- Decline in Price $2,650,865 indemnity · 9 years
- Wind/Excess Wind $1,315,690 indemnity · 8 years
Soybeans 10 years filed
- 1.18Low end of the filed band
- 2.60Middle of the filed band
- 3.85High end of the filed band
- 2023Worst year filed (4.31)
- 10Years filed
- $10,026,647Premium filed
- $30,668,003Indemnity paid
- $157,534,096Liability insured
- 252,403Quantity planted
- 263,847Quantity lost
- 2,660Policies
- 2,660Policies with a loss
- 3.06Loss ratio, whole span
Causes that carried the indemnity in Cuming County
- Drought $21,016,191 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $2,508,052 indemnity · 4 years
- Heat $2,494,017 indemnity · 4 years
- Hail $1,208,229 indemnity · 9 years
- Decline in Price $1,129,491 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,087,345 indemnity · 10 years
Every county-crop the agency files in Nebraska → Buy the Cuming County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.