Crop-loss band · Nebraska
Custer County, Nebraska — crop-loss band
- 1.70Low end of the filed band
- 2.74Middle of the filed band
- 5.05High end of the filed band
- 2020Worst year filed (5.71)
- 10Years filed
Every year the Risk Management Agency has filed for Custer County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.70 at the low end to 5.05 at the high end, with 2.74 in the middle. The worst year filed is 2020, at 5.71. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $859,728 | $2,038,515 | $7,132,689 | 337 | 336 | 2.37 |
| 2016 | $444,760 | $1,433,876 | $6,191,828 | 178 | 175 | 3.22 |
| 2017 | $2,601,456 | $13,143,191 | $34,744,326 | 635 | 635 | 5.05 |
| 2018 | $179,709 | $427,790 | $1,934,641 | 78 | 78 | 2.38 |
| 2019 | $663,494 | $3,250,036 | $9,101,591 | 234 | 234 | 4.90 |
| 2020 | $757,063 | $4,324,622 | $11,489,252 | 223 | 223 | 5.71 |
| 2021 | $1,067,278 | $1,814,088 | $6,576,766 | 254 | 254 | 1.70 |
| 2022 | $10,574,732 | $28,986,558 | $86,834,426 | 1,392 | 1,392 | 2.74 |
| 2023 | $7,031,596 | $14,586,229 | $55,334,090 | 1,082 | 1,082 | 2.07 |
| 2024 | $3,916,987 | $12,696,358 | $42,983,331 | 708 | 708 | 3.24 |
Commodities insured in Custer County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.81Low end of the filed band
- 2.95Middle of the filed band
- 5.13High end of the filed band
- 2020Worst year filed (6.18)
- 10Years filed
- $17,277,144Premium filed
- $51,985,397Indemnity paid
- $174,122,989Liability insured
- 263,088Quantity planted
- 270,693Quantity lost
- 2,305Policies
- 2,302Policies with a loss
- 3.01Loss ratio, whole span
Causes that carried the indemnity in Custer County
- Hail $27,574,940 indemnity · 10 years
- Drought $13,686,826 indemnity · 9 years
- Heat $3,644,674 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,295,621 indemnity · 10 years
- Wind/Excess Wind $1,455,826 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,208,835 indemnity · 3 years
Soybeans 10 years filed
- 0.93Low end of the filed band
- 2.36Middle of the filed band
- 5.96High end of the filed band
- 2017Worst year filed (7.05)
- 10Years filed
- $6,259,097Premium filed
- $19,175,570Indemnity paid
- $62,417,986Liability insured
- 128,582Quantity planted
- 132,361Quantity lost
- 1,352Policies
- 1,352Policies with a loss
- 3.06Loss ratio, whole span
Causes that carried the indemnity in Custer County
- Hail $11,333,773 indemnity · 9 years
- Drought $3,901,620 indemnity · 8 years
- Heat $1,623,381 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $939,478 indemnity · 10 years
- Decline in Price $376,737 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $287,797 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 1.34Low end of the filed band
- 1.75Middle of the filed band
- 2.71High end of the filed band
- 2020Worst year filed (3.23)
- 10Years filed
- $4,095,152Premium filed
- $9,958,527Indemnity paid
- $23,126,777Liability insured
- 428,373Quantity planted
- 0Quantity lost
- 1,298Policies
- 1,298Policies with a loss
- 2.43Loss ratio, whole span
Causes that carried the indemnity in Custer County
- ARPI/SCO/STAX Crops Only $9,958,527 indemnity · 10 years
Wheat 10 years filed
- 1.00Low end of the filed band
- 2.38Middle of the filed band
- 3.94High end of the filed band
- 2018Worst year filed (4.15)
- 10Years filed
- $465,409Premium filed
- $1,581,769Indemnity paid
- $2,655,188Liability insured
- 13,074Quantity planted
- 13,086Quantity lost
- 166Policies
- 165Policies with a loss
- 3.40Loss ratio, whole span
Causes that carried the indemnity in Custer County
- Cold Winter $885,189 indemnity · 6 years
- Drought $302,779 indemnity · 6 years
- Cold Wet Weather $140,249 indemnity · 3 years
- Hail $127,706 indemnity · 8 years
- Freeze $50,167 indemnity · 3 years
- Plant Disease $24,788 indemnity · 1 years
Every county-crop the agency files in Nebraska → Buy the Custer County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.