Crop-loss band · Nebraska
Douglas County, Nebraska — crop-loss band
- 1.08Low end of the filed band
- 2.39Middle of the filed band
- 4.50High end of the filed band
- 2019Worst year filed (5.81)
- 10Years filed
Every year the Risk Management Agency has filed for Douglas County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.08 at the low end to 4.50 at the high end, with 2.39 in the middle. The worst year filed is 2019, at 5.81. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $103,912 | $248,383 | $1,310,118 | 66 | 66 | 2.39 |
| 2016 | $367,575 | $592,085 | $5,316,842 | 122 | 121 | 1.61 |
| 2017 | $240,130 | $258,960 | $2,936,035 | 108 | 108 | 1.08 |
| 2018 | $66,185 | $297,502 | $967,072 | 48 | 48 | 4.50 |
| 2019 | $249,299 | $1,449,598 | $3,281,339 | 153 | 153 | 5.81 |
| 2020 | $128,674 | $333,985 | $1,578,562 | 78 | 78 | 2.60 |
| 2021 | $50,059 | $82,303 | $436,135 | 16 | 16 | 1.64 |
| 2022 | $896,178 | $2,194,579 | $10,849,878 | 219 | 219 | 2.45 |
| 2023 | $1,386,377 | $3,410,968 | $18,693,919 | 304 | 304 | 2.46 |
| 2024 | $659,413 | $1,182,622 | $7,870,841 | 138 | 138 | 1.79 |
Commodities insured in Douglas County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.07Low end of the filed band
- 2.39Middle of the filed band
- 4.45High end of the filed band
- 2019Worst year filed (6.72)
- 10Years filed
- $2,653,587Premium filed
- $6,350,979Indemnity paid
- $33,754,228Liability insured
- 41,877Quantity planted
- 41,692Quantity lost
- 609Policies
- 609Policies with a loss
- 2.39Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- Drought $1,986,082 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,757,751 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,352,336 indemnity · 3 years
- Decline in Price $480,154 indemnity · 7 years
- Heat $338,060 indemnity · 5 years
- Flood $228,671 indemnity · 2 years
Soybeans 10 years filed
- 1.03Low end of the filed band
- 2.31Middle of the filed band
- 4.25High end of the filed band
- 2018Worst year filed (4.50)
- 10Years filed
- $1,494,215Premium filed
- $3,700,006Indemnity paid
- $19,486,513Liability insured
- 39,541Quantity planted
- 36,170Quantity lost
- 643Policies
- 642Policies with a loss
- 2.48Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- Drought $1,910,503 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $611,263 indemnity · 9 years
- Flood $371,852 indemnity · 3 years
- Heat $324,199 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $202,732 indemnity · 3 years
- Decline in Price $181,171 indemnity · 7 years
Every county-crop the agency files in Nebraska → Buy the Douglas County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.