Crop-loss band · Nebraska
Gage County, Nebraska — crop-loss band
- 1.12Low end of the filed band
- 1.98Middle of the filed band
- 2.67High end of the filed band
- 2015Worst year filed (3.48)
- 10Years filed
Every year the Risk Management Agency has filed for Gage County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.12 at the low end to 2.67 at the high end, with 1.98 in the middle. The worst year filed is 2015, at 3.48. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,070,340 | $3,720,219 | $12,756,084 | 737 | 737 | 3.48 |
| 2016 | $911,564 | $1,024,596 | $7,972,871 | 285 | 285 | 1.12 |
| 2017 | $1,524,304 | $3,014,808 | $14,741,565 | 462 | 462 | 1.98 |
| 2018 | $334,928 | $614,202 | $4,095,821 | 152 | 152 | 1.83 |
| 2019 | $801,152 | $1,326,055 | $10,162,320 | 298 | 297 | 1.66 |
| 2020 | $726,674 | $1,883,381 | $9,197,847 | 323 | 322 | 2.59 |
| 2021 | $868,252 | $1,327,511 | $8,321,767 | 248 | 248 | 1.53 |
| 2022 | $9,285,085 | $21,200,342 | $101,155,946 | 1,612 | 1,612 | 2.28 |
| 2023 | $6,156,935 | $16,469,065 | $77,948,833 | 1,739 | 1,739 | 2.67 |
| 2024 | $4,676,692 | $10,440,545 | $59,229,909 | 1,611 | 1,611 | 2.23 |
Commodities insured in Gage County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.35Low end of the filed band
- 2.03Middle of the filed band
- 2.97High end of the filed band
- 2023Worst year filed (3.91)
- 10Years filed
- $13,809,842Premium filed
- $39,703,454Indemnity paid
- $182,349,872Liability insured
- 386,373Quantity planted
- 374,536Quantity lost
- 4,052Policies
- 4,052Policies with a loss
- 2.88Loss ratio, whole span
Causes that carried the indemnity in Gage County
- Drought $27,399,397 indemnity · 10 years
- Hail $3,798,974 indemnity · 8 years
- Heat $3,003,644 indemnity · 8 years
- Decline in Price $1,905,248 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,781,357 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $608,296 indemnity · 3 years
Corn 10 years filed
- 1.06Low end of the filed band
- 1.52Middle of the filed band
- 2.32High end of the filed band
- 2020Worst year filed (3.01)
- 10Years filed
- $11,877,355Premium filed
- $18,679,755Indemnity paid
- $117,755,157Liability insured
- 197,229Quantity planted
- 191,298Quantity lost
- 2,445Policies
- 2,444Policies with a loss
- 1.57Loss ratio, whole span
Causes that carried the indemnity in Gage County
- Drought $11,848,424 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,229,066 indemnity · 9 years
- Decline in Price $1,204,755 indemnity · 7 years
- Heat $1,156,566 indemnity · 8 years
- Wind/Excess Wind $994,676 indemnity · 8 years
- Hail $989,835 indemnity · 9 years
Wheat 9 years filed
- 0.92Low end of the filed band
- 2.80Middle of the filed band
- 7.55High end of the filed band
- 2015Worst year filed (7.55)
- 9Years filed
- $320,078Premium filed
- $1,941,875Indemnity paid
- $3,311,831Liability insured
- 15,253Quantity planted
- 15,172Quantity lost
- 424Policies
- 423Policies with a loss
- 6.07Loss ratio, whole span
Causes that carried the indemnity in Gage County
- Excess Moisture/Precipitation/Rain $1,150,941 indemnity · 5 years
- Drought $198,561 indemnity · 8 years
- Plant Disease $169,015 indemnity · 1 years
- Cold Winter $138,005 indemnity · 4 years
- Mycotoxin $70,612 indemnity · 1 years
- Freeze $68,992 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 0.41Low end of the filed band
- 1.69Middle of the filed band
- 3.00High end of the filed band
- 2016Worst year filed (3.20)
- 10Years filed
- $348,651Premium filed
- $695,640Indemnity paid
- $2,166,103Liability insured
- 21,689Quantity planted
- 0Quantity lost
- 546Policies
- 546Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Gage County
- ARPI/SCO/STAX Crops Only $695,640 indemnity · 10 years
Every county-crop the agency files in Nebraska → Buy the Gage County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.