Crop-loss band · Nebraska
Garden County, Nebraska — crop-loss band
- 1.16Low end of the filed band
- 3.16Middle of the filed band
- 3.71High end of the filed band
- 2018Worst year filed (5.80)
- 10Years filed
Every year the Risk Management Agency has filed for Garden County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.16 at the low end to 3.71 at the high end, with 3.16 in the middle. The worst year filed is 2018, at 5.80. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $799,046 | $2,612,688 | $6,351,758 | 273 | 273 | 3.27 |
| 2016 | $609,914 | $1,926,567 | $4,937,902 | 242 | 241 | 3.16 |
| 2017 | $556,641 | $1,849,846 | $4,422,849 | 215 | 215 | 3.32 |
| 2018 | $643,636 | $3,732,249 | $6,937,389 | 211 | 211 | 5.80 |
| 2019 | $415,551 | $1,331,484 | $3,908,393 | 150 | 150 | 3.20 |
| 2020 | $756,633 | $2,351,714 | $6,359,290 | 183 | 183 | 3.11 |
| 2021 | $730,878 | $1,897,894 | $3,780,010 | 122 | 122 | 2.60 |
| 2022 | $2,743,713 | $10,165,906 | $15,820,759 | 385 | 385 | 3.71 |
| 2023 | $1,490,458 | $3,510,865 | $8,139,401 | 171 | 171 | 2.36 |
| 2024 | $1,063,516 | $1,230,778 | $6,066,095 | 138 | 138 | 1.16 |
Commodities insured in Garden County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.94Low end of the filed band
- 3.09Middle of the filed band
- 4.57High end of the filed band
- 2018Worst year filed (7.81)
- 10Years filed
- $4,258,109Premium filed
- $15,562,219Indemnity paid
- $33,960,873Liability insured
- 97,213Quantity planted
- 97,168Quantity lost
- 640Policies
- 639Policies with a loss
- 3.65Loss ratio, whole span
Causes that carried the indemnity in Garden County
- Drought $8,151,510 indemnity · 7 years
- Hail $6,071,059 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $627,999 indemnity · 6 years
- Heat $427,719 indemnity · 6 years
- Decline in Price $95,574 indemnity · 9 years
- Freeze $57,904 indemnity · 2 years
Wheat 10 years filed
- 1.00Low end of the filed band
- 2.73Middle of the filed band
- 3.52High end of the filed band
- 2017Worst year filed (3.82)
- 10Years filed
- $3,427,113Premium filed
- $10,170,077Indemnity paid
- $22,674,801Liability insured
- 118,097Quantity planted
- 118,282Quantity lost
- 1,186Policies
- 1,186Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Garden County
- Hail $3,352,516 indemnity · 10 years
- Drought $2,134,026 indemnity · 9 years
- Plant Disease $1,417,255 indemnity · 3 years
- Cold Winter $1,198,470 indemnity · 9 years
- Freeze $1,119,435 indemnity · 7 years
- Decline in Price $329,356 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.40Low end of the filed band
- 1.45Middle of the filed band
- 2.64High end of the filed band
- 2020Worst year filed (2.97)
- 10Years filed
- $1,207,939Premium filed
- $2,631,483Indemnity paid
- $6,543,981Liability insured
- 307,654Quantity planted
- 0Quantity lost
- 137Policies
- 137Policies with a loss
- 2.18Loss ratio, whole span
Causes that carried the indemnity in Garden County
- ARPI/SCO/STAX Crops Only $2,631,483 indemnity · 10 years
Grain Sorghum 9 years filed
- 0.74Low end of the filed band
- 1.61Middle of the filed band
- 3.25High end of the filed band
- 2022Worst year filed (3.25)
- 9Years filed
- $656,497Premium filed
- $1,547,494Indemnity paid
- $2,507,613Liability insured
- 12,885Quantity planted
- 12,885Quantity lost
- 103Policies
- 103Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Garden County
- Drought $1,259,470 indemnity · 6 years
- Hail $153,274 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $63,192 indemnity · 2 years
- Heat $52,751 indemnity · 2 years
- Decline in Price $7,626 indemnity · 4 years
- Failure of Irrigation Equipment $5,877 indemnity · 1 years
Soybeans 7 years filed
- 0.17Low end of the filed band
- 2.09Middle of the filed band
- 9.17High end of the filed band
- 2018Worst year filed (9.17)
- 7Years filed
- $260,329Premium filed
- $698,718Indemnity paid
- $1,036,578Liability insured
- 3,845Quantity planted
- 3,845Quantity lost
- 24Policies
- 24Policies with a loss
- 2.68Loss ratio, whole span
Causes that carried the indemnity in Garden County
- Hail $414,470 indemnity · 4 years
- Drought $237,301 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $28,713 indemnity · 1 years
- Heat $18,234 indemnity · 2 years
Every county-crop the agency files in Nebraska → Buy the Garden County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.