Crop-loss band · Nebraska
Gosper County, Nebraska — crop-loss band
- 1.18Low end of the filed band
- 2.39Middle of the filed band
- 4.53High end of the filed band
- 2024Worst year filed (4.94)
- 10Years filed
Every year the Risk Management Agency has filed for Gosper County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.18 at the low end to 4.53 at the high end, with 2.39 in the middle. The worst year filed is 2024, at 4.94. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $451,734 | $1,557,295 | $3,875,686 | 275 | 275 | 3.45 |
| 2016 | $205,935 | $242,276 | $2,309,135 | 70 | 70 | 1.18 |
| 2017 | $680,082 | $2,129,854 | $6,334,785 | 203 | 203 | 3.13 |
| 2018 | $300,920 | $1,362,977 | $3,757,748 | 109 | 109 | 4.53 |
| 2019 | $228,559 | $545,619 | $2,047,331 | 61 | 61 | 2.39 |
| 2020 | $431,205 | $669,978 | $2,954,971 | 109 | 109 | 1.55 |
| 2021 | $198,828 | $279,382 | $1,572,902 | 57 | 57 | 1.41 |
| 2022 | $4,595,445 | $13,861,746 | $25,956,273 | 608 | 608 | 3.02 |
| 2023 | $3,912,605 | $8,905,895 | $32,791,347 | 675 | 674 | 2.28 |
| 2024 | $1,213,701 | $5,993,073 | $20,958,490 | 237 | 237 | 4.94 |
Commodities insured in Gosper County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.69Low end of the filed band
- 2.07Middle of the filed band
- 5.65High end of the filed band
- 2024Worst year filed (5.85)
- 10Years filed
- $7,327,172Premium filed
- $21,791,110Indemnity paid
- $67,792,055Liability insured
- 102,674Quantity planted
- 99,164Quantity lost
- 940Policies
- 940Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Gosper County
- Drought $8,999,769 indemnity · 9 years
- Hail $8,749,526 indemnity · 9 years
- Heat $1,236,475 indemnity · 8 years
- Hot Wind $826,627 indemnity · 5 years
- Wind/Excess Wind $707,441 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $562,903 indemnity · 8 years
Soybeans 10 years filed
- 1.30Low end of the filed band
- 2.55Middle of the filed band
- 3.81High end of the filed band
- 2017Worst year filed (3.99)
- 10Years filed
- $3,010,824Premium filed
- $9,608,087Indemnity paid
- $23,553,545Liability insured
- 49,545Quantity planted
- 49,041Quantity lost
- 604Policies
- 604Policies with a loss
- 3.19Loss ratio, whole span
Causes that carried the indemnity in Gosper County
- Drought $4,786,515 indemnity · 9 years
- Hail $2,933,340 indemnity · 9 years
- Heat $1,208,827 indemnity · 7 years
- Hot Wind $280,252 indemnity · 2 years
- Plant Disease $96,690 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $82,445 indemnity · 8 years
Wheat 10 years filed
- 0.95Low end of the filed band
- 1.92Middle of the filed band
- 4.05High end of the filed band
- 2015Worst year filed (4.31)
- 10Years filed
- $1,009,641Premium filed
- $2,803,118Indemnity paid
- $6,593,018Liability insured
- 27,875Quantity planted
- 27,876Quantity lost
- 469Policies
- 469Policies with a loss
- 2.78Loss ratio, whole span
Causes that carried the indemnity in Gosper County
- Cold Winter $1,256,203 indemnity · 5 years
- Drought $995,614 indemnity · 9 years
- Freeze $180,576 indemnity · 4 years
- Hail $152,128 indemnity · 4 years
- Decline in Price $77,640 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $43,556 indemnity · 2 years
Grain Sorghum 8 years filed
- 0.81Low end of the filed band
- 1.95Middle of the filed band
- 4.34High end of the filed band
- 2016Worst year filed (4.34)
- 8Years filed
- $325,074Premium filed
- $725,261Indemnity paid
- $1,742,858Liability insured
- 5,010Quantity planted
- 5,027Quantity lost
- 81Policies
- 81Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Gosper County
- Drought $554,343 indemnity · 6 years
- Heat $82,993 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $41,002 indemnity · 2 years
- Decline in Price $25,057 indemnity · 2 years
- Freeze $9,530 indemnity · 1 years
- Hail $6,067 indemnity · 2 years
Pasture,Rangeland,Forage 9 years filed
- 0.25Low end of the filed band
- 1.07Middle of the filed band
- 2.65High end of the filed band
- 2020Worst year filed (2.65)
- 9Years filed
- $546,303Premium filed
- $620,519Indemnity paid
- $2,877,192Liability insured
- 53,496Quantity planted
- 0Quantity lost
- 310Policies
- 309Policies with a loss
- 1.14Loss ratio, whole span
Causes that carried the indemnity in Gosper County
- ARPI/SCO/STAX Crops Only $620,519 indemnity · 9 years
Every county-crop the agency files in Nebraska → Buy the Gosper County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.