Crop-loss band · Nebraska
Hamilton County, Nebraska — crop-loss band
- 1.25Low end of the filed band
- 1.78Middle of the filed band
- 3.31High end of the filed band
- 2022Worst year filed (6.50)
- 10Years filed
Every year the Risk Management Agency has filed for Hamilton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.25 at the low end to 3.31 at the high end, with 1.78 in the middle. The worst year filed is 2022, at 6.50. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $483,525 | $860,715 | $7,963,740 | 178 | 177 | 1.78 |
| 2016 | $708,604 | $1,132,688 | $12,750,874 | 172 | 170 | 1.60 |
| 2017 | $277,922 | $446,001 | $4,901,452 | 118 | 118 | 1.60 |
| 2018 | $416,375 | $1,165,476 | $8,879,694 | 156 | 156 | 2.80 |
| 2019 | $333,973 | $522,922 | $7,791,732 | 106 | 106 | 1.57 |
| 2020 | $219,023 | $447,811 | $4,681,662 | 83 | 81 | 2.04 |
| 2021 | $356,633 | $810,643 | $5,933,660 | 60 | 60 | 2.27 |
| 2022 | $2,114,885 | $13,736,082 | $39,047,973 | 509 | 509 | 6.50 |
| 2023 | $5,235,030 | $17,325,648 | $83,534,109 | 936 | 936 | 3.31 |
| 2024 | $1,238,399 | $1,553,398 | $18,759,067 | 165 | 165 | 1.25 |
Commodities insured in Hamilton County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.03Low end of the filed band
- 1.61Middle of the filed band
- 3.02High end of the filed band
- 2022Worst year filed (8.64)
- 10Years filed
- $8,840,619Premium filed
- $30,206,388Indemnity paid
- $144,205,513Liability insured
- 152,634Quantity planted
- 147,968Quantity lost
- 1,355Policies
- 1,352Policies with a loss
- 3.42Loss ratio, whole span
Causes that carried the indemnity in Hamilton County
- Hail $14,446,200 indemnity · 10 years
- Drought $4,533,526 indemnity · 7 years
- Wind/Excess Wind $3,355,613 indemnity · 9 years
- Heat $3,185,556 indemnity · 5 years
- Decline in Price $2,721,309 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,341,625 indemnity · 3 years
Soybeans 10 years filed
- 1.15Low end of the filed band
- 2.41Middle of the filed band
- 5.02High end of the filed band
- 2021Worst year filed (5.36)
- 10Years filed
- $2,543,750Premium filed
- $7,794,996Indemnity paid
- $50,038,450Liability insured
- 76,667Quantity planted
- 74,730Quantity lost
- 1,128Policies
- 1,126Policies with a loss
- 3.06Loss ratio, whole span
Causes that carried the indemnity in Hamilton County
- Hail $2,679,579 indemnity · 10 years
- Drought $1,831,763 indemnity · 8 years
- Heat $1,660,040 indemnity · 6 years
- Decline in Price $592,820 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $409,205 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $392,362 indemnity · 2 years
Every county-crop the agency files in Nebraska → Buy the Hamilton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.