Crop-loss band · Nebraska
Kearney County, Nebraska — crop-loss band
- 2.63Low end of the filed band
- 3.25Middle of the filed band
- 3.82High end of the filed band
- 2024Worst year filed (6.24)
- 10Years filed
Every year the Risk Management Agency has filed for Kearney County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.63 at the low end to 3.82 at the high end, with 3.25 in the middle. The worst year filed is 2024, at 6.24. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $440,612 | $1,279,587 | $4,598,122 | 406 | 406 | 2.90 |
| 2016 | $658,644 | $1,771,230 | $11,627,826 | 323 | 322 | 2.69 |
| 2017 | $368,985 | $1,267,909 | $6,204,244 | 167 | 167 | 3.44 |
| 2018 | $658,956 | $2,520,443 | $13,058,938 | 234 | 234 | 3.82 |
| 2019 | $484,351 | $1,686,218 | $8,311,304 | 151 | 151 | 3.48 |
| 2020 | $1,253,895 | $3,418,151 | $16,287,977 | 519 | 519 | 2.73 |
| 2021 | $125,454 | $408,144 | $1,615,764 | 28 | 28 | 3.25 |
| 2022 | $3,616,958 | $9,497,388 | $47,065,372 | 998 | 998 | 2.63 |
| 2023 | $3,819,303 | $13,210,107 | $47,195,872 | 923 | 923 | 3.46 |
| 2024 | $3,055,259 | $19,067,929 | $54,950,902 | 554 | 554 | 6.24 |
Commodities insured in Kearney County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.33Low end of the filed band
- 2.67Middle of the filed band
- 4.23High end of the filed band
- 2024Worst year filed (6.46)
- 10Years filed
- $9,217,979Premium filed
- $35,279,124Indemnity paid
- $131,538,152Liability insured
- 167,769Quantity planted
- 175,661Quantity lost
- 2,130Policies
- 2,129Policies with a loss
- 3.83Loss ratio, whole span
Causes that carried the indemnity in Kearney County
- Hail $18,173,291 indemnity · 9 years
- Drought $7,555,752 indemnity · 9 years
- Wind/Excess Wind $3,070,481 indemnity · 9 years
- Heat $2,317,742 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,518,765 indemnity · 3 years
- Decline in Price $1,128,967 indemnity · 8 years
Soybeans 10 years filed
- 1.81Low end of the filed band
- 3.13Middle of the filed band
- 5.88High end of the filed band
- 2021Worst year filed (6.08)
- 10Years filed
- $4,464,388Premium filed
- $16,239,903Indemnity paid
- $71,992,680Liability insured
- 122,346Quantity planted
- 123,712Quantity lost
- 1,864Policies
- 1,864Policies with a loss
- 3.64Loss ratio, whole span
Causes that carried the indemnity in Kearney County
- Hail $6,553,691 indemnity · 9 years
- Drought $5,741,936 indemnity · 8 years
- Heat $1,907,880 indemnity · 8 years
- Decline in Price $563,787 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $402,893 indemnity · 9 years
- Freeze $266,033 indemnity · 2 years
Popcorn 9 years filed
- 0.02Low end of the filed band
- 3.22Middle of the filed band
- 6.91High end of the filed band
- 2017Worst year filed (6.91)
- 9Years filed
- $462,423Premium filed
- $1,353,911Indemnity paid
- $4,482,274Liability insured
- 4,935Quantity planted
- 4,935Quantity lost
- 17Policies
- 17Policies with a loss
- 2.93Loss ratio, whole span
Causes that carried the indemnity in Kearney County
- Wind/Excess Wind $689,946 indemnity · 5 years
- Hail $533,954 indemnity · 4 years
- Decline in Price $117,774 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $12,237 indemnity · 2 years
Wheat 10 years filed
- 1.68Low end of the filed band
- 2.50Middle of the filed band
- 3.82High end of the filed band
- 2015Worst year filed (6.30)
- 10Years filed
- $337,627Premium filed
- $1,254,168Indemnity paid
- $2,903,215Liability insured
- 11,534Quantity planted
- 11,535Quantity lost
- 292Policies
- 292Policies with a loss
- 3.71Loss ratio, whole span
Causes that carried the indemnity in Kearney County
- Drought $618,079 indemnity · 8 years
- Cold Winter $245,458 indemnity · 6 years
- Hail $201,576 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $51,200 indemnity · 6 years
- Freeze $47,227 indemnity · 3 years
- Decline in Price $39,562 indemnity · 6 years
Every county-crop the agency files in Nebraska → Buy the Kearney County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.