Crop-loss band · Nebraska
Lancaster County, Nebraska — crop-loss band
- 1.04Low end of the filed band
- 2.24Middle of the filed band
- 2.99High end of the filed band
- 2023Worst year filed (3.36)
- 10Years filed
Every year the Risk Management Agency has filed for Lancaster County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.04 at the low end to 2.99 at the high end, with 2.24 in the middle. The worst year filed is 2023, at 3.36. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $706,063 | $1,422,493 | $8,899,627 | 346 | 344 | 2.01 |
| 2016 | $294,650 | $394,372 | $4,099,740 | 134 | 130 | 1.34 |
| 2017 | $295,255 | $306,654 | $4,131,368 | 145 | 145 | 1.04 |
| 2018 | $725,088 | $1,531,105 | $12,183,506 | 406 | 406 | 2.11 |
| 2019 | $329,511 | $886,243 | $4,883,881 | 188 | 187 | 2.69 |
| 2020 | $320,513 | $717,648 | $4,860,415 | 230 | 230 | 2.24 |
| 2021 | $311,367 | $931,746 | $3,863,776 | 132 | 131 | 2.99 |
| 2022 | $9,214,631 | $26,514,681 | $120,226,939 | 2,279 | 2,279 | 2.88 |
| 2023 | $7,644,258 | $25,653,251 | $109,166,031 | 1,938 | 1,938 | 3.36 |
| 2024 | $3,491,838 | $7,813,633 | $43,314,913 | 1,214 | 1,214 | 2.24 |
Commodities insured in Lancaster County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.92Low end of the filed band
- 2.81Middle of the filed band
- 3.87High end of the filed band
- 2023Worst year filed (4.29)
- 10Years filed
- $10,463,707Premium filed
- $33,481,133Indemnity paid
- $156,561,392Liability insured
- 299,572Quantity planted
- 300,711Quantity lost
- 3,906Policies
- 3,903Policies with a loss
- 3.20Loss ratio, whole span
Causes that carried the indemnity in Lancaster County
- Drought $24,058,013 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $2,294,151 indemnity · 3 years
- Hail $1,738,978 indemnity · 8 years
- Decline in Price $1,698,225 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,523,329 indemnity · 10 years
- Heat $1,116,799 indemnity · 7 years
Corn 10 years filed
- 1.31Low end of the filed band
- 1.48Middle of the filed band
- 2.92High end of the filed band
- 2023Worst year filed (2.92)
- 10Years filed
- $12,587,932Premium filed
- $32,062,583Indemnity paid
- $157,314,639Liability insured
- 208,069Quantity planted
- 212,007Quantity lost
- 2,715Policies
- 2,710Policies with a loss
- 2.55Loss ratio, whole span
Causes that carried the indemnity in Lancaster County
- Drought $20,691,611 indemnity · 9 years
- Hail $2,984,112 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $2,437,124 indemnity · 4 years
- Decline in Price $1,705,952 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,507,827 indemnity · 9 years
- Heat $1,477,643 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.20Low end of the filed band
- 1.18Middle of the filed band
- 2.77High end of the filed band
- 2022Worst year filed (2.79)
- 10Years filed
- $281,535Premium filed
- $628,110Indemnity paid
- $1,754,165Liability insured
- 13,762Quantity planted
- 0Quantity lost
- 391Policies
- 391Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Lancaster County
- ARPI/SCO/STAX Crops Only $628,110 indemnity · 10 years
Every county-crop the agency files in Nebraska → Buy the Lancaster County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.