Crop-loss band · Nebraska
Merrick County, Nebraska — crop-loss band
- 1.54Low end of the filed band
- 2.69Middle of the filed band
- 5.64High end of the filed band
- 2019Worst year filed (6.76)
- 10Years filed
Every year the Risk Management Agency has filed for Merrick County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.54 at the low end to 5.64 at the high end, with 2.69 in the middle. The worst year filed is 2019, at 6.76. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $127,823 | $288,731 | $1,500,976 | 86 | 86 | 2.26 |
| 2016 | $719,267 | $2,403,695 | $10,192,319 | 385 | 382 | 3.34 |
| 2017 | $396,453 | $610,480 | $5,641,669 | 196 | 195 | 1.54 |
| 2018 | $558,612 | $3,150,094 | $9,770,320 | 239 | 238 | 5.64 |
| 2019 | $1,352,688 | $9,139,019 | $19,481,053 | 620 | 620 | 6.76 |
| 2020 | $1,078,607 | $3,724,251 | $15,736,058 | 460 | 460 | 3.45 |
| 2021 | $296,175 | $1,010,274 | $2,869,407 | 157 | 157 | 3.41 |
| 2022 | $2,123,443 | $5,709,405 | $24,446,711 | 611 | 611 | 2.69 |
| 2023 | $1,915,254 | $4,063,561 | $20,955,711 | 634 | 634 | 2.12 |
| 2024 | $1,523,878 | $3,861,158 | $20,682,263 | 411 | 411 | 2.53 |
Commodities insured in Merrick County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.43Low end of the filed band
- 2.64Middle of the filed band
- 3.77High end of the filed band
- 2019Worst year filed (6.56)
- 10Years filed
- $7,413,726Premium filed
- $24,086,203Indemnity paid
- $89,840,149Liability insured
- 143,895Quantity planted
- 141,271Quantity lost
- 2,101Policies
- 2,098Policies with a loss
- 3.25Loss ratio, whole span
Causes that carried the indemnity in Merrick County
- Excess Moisture/Precipitation/Rain $12,161,500 indemnity · 10 years
- Hail $3,215,237 indemnity · 10 years
- Drought $2,600,892 indemnity · 8 years
- Heat $1,989,048 indemnity · 9 years
- Wind/Excess Wind $1,573,410 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $1,308,298 indemnity · 4 years
Soybeans 10 years filed
- 1.89Low end of the filed band
- 2.99Middle of the filed band
- 7.28High end of the filed band
- 2019Worst year filed (7.78)
- 10Years filed
- $2,368,345Premium filed
- $9,307,245Indemnity paid
- $39,681,482Liability insured
- 77,043Quantity planted
- 73,285Quantity lost
- 1,372Policies
- 1,370Policies with a loss
- 3.93Loss ratio, whole span
Causes that carried the indemnity in Merrick County
- Hail $3,091,733 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,520,160 indemnity · 10 years
- Heat $1,676,124 indemnity · 9 years
- Drought $982,113 indemnity · 9 years
- Decline in Price $262,097 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $255,284 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.75Low end of the filed band
- 1.69Middle of the filed band
- 1.93High end of the filed band
- 2022Worst year filed (2.43)
- 10Years filed
- $310,130Premium filed
- $567,220Indemnity paid
- $1,754,856Liability insured
- 21,675Quantity planted
- 0Quantity lost
- 326Policies
- 326Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Merrick County
- ARPI/SCO/STAX Crops Only $567,220 indemnity · 10 years
Every county-crop the agency files in Nebraska → Buy the Merrick County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.